CENY @ 4:00 PM

10 yr note:                     -2/32 (6 bp) 1.56% unch

5 yr note:                       -4/32 (12 bp) 1.12% +3 bp

2 Yr note:                      -2/32 (6 bp) 0.71% +2 bp

30 yr bond:                   +11/32 (34 bp) 2.28% -1 bp

Libor Rates:                 1 mo 0.487%; 3 mo 0.714%; 6 mo 1.031; 1 yr 1.358%

30 yr FNMA 3.0 Aug:    103.50 -5 bp (unch frm 9:30)

15 yr FNMA 3.0:           104.67 -1 bp (+2 bp frm 9:30)

30 yr GNMA 3.0:          104.33 -16 bp (-2 bp frm 9:30)

Dollar/Yen:                  106.16 +0.34 yen

Dollar/Euro:                $1.0974 -$0.0053

Gold:                          $1331.70 -$7.20

Crude Oil:                  $44.17 -$0.58

DJIA:                         18,570.85 +53.62

NASDAQ:                  5100.16 +26.26

S&P 500:                   2175.03 +9.86

Poland

Name Value Net Change % Change 1 Month 1 Year Time (EDT) 2 Day
WIG20:IND

WIG 20

 

1,792.97 -10.71 -0.59% -1.65% -17.97% 11:15 AM
WIG:IND

WSE WIG INDEX

 

46,541.69 -97.48 -0.21% +0.75% -9.97% 11:15 AM
WIG30:IND

WIG30

 

2,027.78 -9.18 -0.45% -0.25% -16.02% 11:15 AM

 

 

Currency Value Change Net Change Time (EDT) 2 Day
EUR-USD

 

1.0977 -0.0049 -0.44% 4:59 PM
USD-JPY

 

106.1300 0.3100 +0.29% 4:59 PM
GBP-USD

 

1.3109 -0.0124 -0.94% 4:59 PM
AUD-USD

 

0.7462 -0.0033 -0.44% 4:59 PM
USD-CAD

 

1.3127 0.0039 +0.30% 4:59 PM
USD-CHF

 

0.9871 0.0014 +0.14% 4:59 PM
USD-CZK

 

24.6152 0.1077 +0.44% 4:59 PM
USD-SKK

 

27.4500 0.1276 +0.47% 4:59 PM
USD-PLN

 

3.9767 0.0205 +0.52% 4:59 PM
USD-HUF

 

285.6400 0.7600 +0.27% 4:59 PM
USD-RUB

 

64.7984 0.4793 +0.75% 4:58 PM

 

 

CONV 30 YR FIXED

3.375 102.375 102.250

CONV 15 YR FIXED

2.750 102.375 102.250

CONV 7/1 LIBOR ARM

3.125 102.125 102.000

CONV 5/1 LIBOR ARM

2.875 102.125 102.000
HSH National Interest Rate Benchmarks
For Week Ending 07/22/2016
This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Click for Graph
30 Yr FRM 3.59% 0.20 3.66% 0.19 4.06% 0.17
15 Yr FRM 2.99% 0.17 3.05% 0.19 3.35% 0.14
1/1 Yr ARM 2.72% 0.14 2.68% 0.14 2.68% 0.16
3/1 Yr ARM 3.02% 0.08 2.93% 0.07 3.00% 0.05
5/1 Yr ARM 2.91% 0.15 2.86% 0.17 3.05% 0.11
7/1 Yr ARM 3.00% 0.17 3.02% 0.19 3.25% 0.13
10/1 Yr ARM 3.23% 0.22 3.21% 0.20 3.55% 0.11
For information on obtaining conforming and jumbo averages, click here

 

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived at the bottom of this page..

 

HSH National Interest Rate Benchmarks
For Week Ending 07/22/2016
This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 720+
4.06% 4.04% 4.06%
Used Auto Loans
All Terms,
FICO 720+
4.30% 4.25% 4.36%
Home Equity Loans
Fixed Rates,
80% CLTV
6.08% 6.11% 6.14%
Home Equity Lines
Fully-Indexed,
80% CLTV
5.54% 5.54% 5.17%

Source: HSH.com, Riverdale, NJ 1-800-UPDATES
Compile Date: 07/22/2016    © HSH Associates

Conforming, Jumbo and FHA data series are available via data license.

Get combined statistics on various metropolitan areas.

Current Indexes for Adjustable Rate Mortgages
Last update: 07/22/2016
Week ending  Month of
07/15/16 Jun 16
   1 Year Treasury Security 0.52% 0.55%
   3 Year Treasury Security 0.81% 0.86%
   5 Year Treasury Security 1.09% 1.17%
  10 Year Treasury Security 1.51% 1.64%
Lenders/Servicers — save time and money. Get your ARM indexes
via webservice or email for as little as $55/month.
Click here to find out how!
  Monthly Treasury Average (MTA) Jun 16 0.4892%
  FHFA National Mortgage Contract Rate May 16 3.70%
  11th District Cost of Funds May 16 0.691%
  Prime Rate, as of 12/17/15 3.50%

 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form

[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Jul 22, 2016 Jul 21, 2016 Jul 15, 2016 Jun 22, 2016 Jul 23, 2015
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Jun Core US CPI Rate 2.3% 4.5% 2.2% 0.0% 2.2% 0.0% 2.2% 22.2% 1.8%
May Core US PCE Idx 1.60% 0.0% 1.60% 0.0% 1.60% 0.0% 1.60% 23.1% 1.30%
 Jun Non-Farm Payroll 287,000 2509.1% 11,000 0.0% 11,000 0.0% 11,000 -95.5% 245,000
Mortgage Rates
 30 Yr FXD avg 3.45% 0.9% 3.42% 0.0% 3.42% -3.4% 3.54% -13.4% 4.09%
 15 Yr FXD avg 2.75% 1.1% 2.72% 0.0% 2.72% -3.2% 2.81% -13.5% 3.25%
Fundamentals
1 Year CMT 0.5293% 1.0% 0.5242% 4.1% 0.5036% -7.5% 0.5446% 67.0% 0.3261%
10 Year CMT 1.59% 1.9% 1.56% 5.4% 1.48% -11.4% 1.67% -28.9% 2.35%
2-Year Treasury 0.6984% 3.0% 0.6778% 0.7% 0.6732% -10.8% 0.7551% 8.8% 0.6942%
10-Year Treasury 1.5542% -0.1% 1.5560% 0.3% 1.5509% -8.8% 1.7007% -25.1% 2.2695%
30-Year Treasury 2.2781% -0.6% 2.2908% 1.1% 2.2655% -9.9% 2.5141% -15.2% 2.9650%
12 MTA 0.489% 5.0% 0.466% 0.0% 0.466% 0.0% 0.466% 157.0% 0.181%
USD 6M LIBOR 1.0319% 1.1% 1.0202% 3.7% 0.9834% 5.6% 0.9312% 99.2% 0.4675%
USD 12M LIBOR 1.3589% 1.0% 1.3449% 3.6% 1.2980% 3.6% 1.2525% 55.7% 0.8046%
USD 1M LIBOR 0.4879% 0.1% 0.4874% 1.1% 0.4821% 6.9% 0.4508% 141.1% 0.1870%
11th District COFI 0.691% 0.1% 0.690% 0.0% 0.690% 0.0% 0.690% 1.5% 0.680%
Federal Funds 0.50% 0.0% 0.50% 0.0% 0.50% 0.0% 0.50% 100.0% 0.25%
Gold, Mini $/oz 1323.25 -0.3% 1326.75 -0.9% 1338.75 5.5% 1269.50 17.3% 1082.25
Currencies
EUR/USD 1.1027 0.2% 1.1004 -1.0% 1.1121 -1.6% 1.1299 3.5% 1.0922
USD/JPY 106.6535 0.3% 106.3403 1.3% 105.0230 0.6% 104.4445 -15.6% 123.7584
GBP/USD 1.3205 0.6% 1.3121 -1.0% 1.3251 -9.7% 1.4670 -5.9% 1.5594
USD/CAD 1.3070 0.3% 1.3033 0.7% 1.2945 1.3% 1.2783 -1.7% 1.3000
AUD/USD 0.748681 -0.1% 0.749362 -1.7% 0.761985 2.0% 0.746882 0.9% 0.740114
USD/CHF 0.9859 -0.2% 0.9877 0.6% 0.9817 2.2% 0.9607 0.1% 0.9599
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