Magazyn Kieszeń (506) 05.25.2024

Market Wrap-up

 

Rosie the Riveter: At first glance, April Durable Goods were very strong but not really. The headline number jumped to 0.7% versus estimates of -0.8%, however the “beat” was due to a massive downward revision to March from 2.6% all the way down to 0.8%. Same story with Durable Goods Ex Transportation, 0.4% versus estimates of 0.1% but a downward revision to March from 0.2% to -0.1%.

Consumer Sentiment: We will get the final revision to the prelim May release of the UofM Consumer Sentiment Index at 10 am ET today and it is expected to remain around 67.5 which is very low.

 

After all the Fed talk and data this week, that wasn’t much, interest rates were little changed since last Friday.

Next Week is centered on inflation next Friday when the PCE inflation data is released.

Next Week’s Calendar: Tuesday March Case/Shiller hone price index, May consumer confidence index. Wednesday weekly MBA mortgage applications, Fed’s Beige Book. Thursday weekly jobless claims, Q1 GDP second estimate, April pending home sales. Friday April personal income and spending, April PCE (personal consumption expenditures), May Chicago purchasing mgrs. index.

This Week: 10 year note yield +4 bps at 4.47%, 2 year note 4.96% +12 bp. FNMA 6.0 30 year coupon this week -21 bps. The DJIA -35, NASDAQ+235, S&P +2. Gold dropped $88.00 as global tensions eased, crude oil fell $2.30. The dollar increased, the index +0.29, Bitcoin increased 1.847.

 

CENY @ 4:00 PM

10 year note: 4.47% -1 bp

5 year note: 4.53% -1 bp

2 year note: 4.96% +1 bp

30 year bond: 4.58% -1 bp

30 year FNMA 6.0: 100.15 +3 bp (+11 bp from 9:30)

30 year FNMA 6.5: 101.60 +6 bp +12 bp from 9:30)

30 year GNMA 5.5: 99.23 +11 bp (+15 bp from 9:30)

Dollar/Yuan: $7.2433 +$0.0015

Dollar/Yen: 156.95 +0.02 yen

Dollar/Euro: $1.0849 +$0.0034

Dollar Index: 104.73 -0.38

Gold: $2,334.10 -$3.10

Bitcoin: 68,983 +1908

Crude Oil: $77.72 +$0.85

DJIA: 39,069.33 +4.07

NASDAQ: 16,920.79 +184.76

S&P 500: 5304.72 +36.88

SOFR Data 05/24: 30-DAY AVERAGE(%): 5.32374, 90-DAY AVERAGE(%): 5.34870, 180-DAY AVERAGE(%): 5.38927, INDEX: 1.13906647

 

 

Poland

Name Value Net Change % Change 1 Month 1 Year Time (EDT)
WIG20:IND

WIG 20

 

 2,528.80 -12.57 -0.49% +2.41% +29.11% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 87,690.06 -400.45 -0.45% +4.14% +35.35% 11:15 AM
WIG30:IND

WIG30

 

 3,182.93 -11.64 -0.36% +4.33% +32.30% 11:15 A

WALUTY

Currency Value Change Net Change Time (EDT)
EUR-USD

 

 1.0847 0.0032 +0.30% 4:59 PM
USD-JPY

 

 156.9900 0.0600 +0.04% 4:59 PM
GBP-USD

 

 1.2737 0.0038 +0.30% 4:59 PM
AUD-USD

 

 0.6628 0.0022 +0.33% 4:59 PM
USD-CAD

 

 1.3665 -0.0064 -0.47% 4:59 PM
USD-CHF

 

 0.9147 0.0004 +0.04% 4:59 PM

 

USD-MXN

 

 16.6948 -0.0253 -0.15% 4:59 PM

 

USD-CZK

 

 22.7172 -0.1475 -0.65% 4:59 PM
USD-SKK

 

 27.7733 -0.0821 -0.29% 4:59 PM
USD-PLN

 

 3.9211 -0.0216 -0.55% 4:59 PM
USD-HUF

 

 354.0600 -3.0100 -0.84% 4:59 PM
USD-RUB

 

 89.6000 -2.0250 -2.21% 4:34 PM

 

 

Mortgage Rates

 

30 Yr. Fixed Rate
7.16% -0.01%

 

Rate Change Points
Mortgage News Daily
30 Yr. Fixed 7.16% -0.01 0.00
15 Yr. Fixed 6.70% 0.00 0.00
30 Yr. FHA 6.70% 0.00 0.00
30 Yr. Jumbo 7.41% -0.01 0.00
7/6 SOFR ARM 7.28% -0.01 0.00
30 Yr. VA 6.72% -0.02 0.00
Updates Daily – Last Update: 5/24

 

 

15 Yr. Fixed Rate
6.70% +0.00%

 

Rate Change Points
Freddie Mac
30 Yr. Fixed 6.94% -0.08 0.00
15 Yr. Fixed 6.24% -0.04 0.00
Updates Weekly – Last Update: 5/23

 

Mortgage Bankers Assoc.
30 Yr. Fixed 7.08% -0.10 0.63
15 Yr. Fixed 6.61% +0.01 0.65
30 Yr. Jumbo 7.22% -0.09 0.58
Updates Weekly – Last Update: 5/15
MBS / Treasuries

 

UMBS 30YR 6.0
100.18 +0.07

 

Price / Yield Change
MBS
UMBS 6.0 100.18 +0.07
UMBS 6.5 101.63 +0.10
GNMA 6.0 100.58 +0.08
GNMA 6.5 101.27 +0.02
Pricing as of: 5/24 8:00PM EST

 

 

10 Year US Treasury
4.4659 -0.0103

 

Price / Yield Change
US Treasury
2 YR Treasury 4.948 +0.009
5 YR Treasury 4.529 -0.007
7 YR Treasury 4.490 -0.009
10 YR Treasury 4.466 -0.010
30 YR Treasury 4.572 -0.017
Pricing as of: 5/24 8:00PM EST

 

 

 

 

Home price changes for Chicago-Naperville-Evanston, IL

Metro Area Last quarter 2 qtrs ago 1 year ago 3 yrs ago 5 yrs ago Custom Period See Mortgage Rates
Chicago-Naperville-Evanston, IL -0.40% 2.11% 6.96% 29.44% 38.84% Tracking Tool Shop refinance rates for Chicago-Naperville-Evanston, IL

POŻYCZKI HIPOTECZNE

ELITE  21-30 YEAR  ELITE  16-20 YEAR 
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
8.125 -3.553 -3.503 -3.373 7.875 -2.992 -2.942 -2.812
8.000 -3.301 -3.251 -3.121 7.750 -2.608 -2.558 -2.428
7.875 -2.977 -2.927 -2.797 7.625 -2.892 -2.842 -2.712
7.750 -2.566 -2.516 -2.386 7.500 -2.598 -2.548 -2.418
7.625 -2.833 -2.783 -2.653 7.375 -2.236 -2.186 -2.056
7.500 -2.554 -2.504 -2.374 7.250 -1.837 -1.787 -1.657
7.375 -2.163 -2.113 -1.983 7.125 -2.034 -1.984 -1.854
7.250 -1.693 -1.643 -1.513 6.999 -1.767 -1.717 -1.587
7.125 -1.879 -1.829 -1.699 6.875 -1.323 -1.273 -1.143
6.999 -1.538 -1.488 -1.358 6.750 -0.856 -0.806 -0.676
6.875 -1.068 -1.018 -0.888 6.625 -1.077 -1.027 -0.897
6.750 -0.520 -0.470 -0.340 6.500 -0.728 -0.678 -0.548
6.625 -0.601 -0.551 -0.421 6.375 -0.256 -0.206 -0.076
6.500 -0.202 -0.152 -0.022 6.250 0.267 0.317 0.447
6.375 0.386 0.436 0.566 6.125 0.618 0.668 0.798
6.250 1.045 1.095 1.225 5.999 0.983 1.033 1.163
6.125 1.114 1.164 1.294 5.875 1.520 1.570 1.700
5.999 1.635 1.685 1.815 5.750 2.084 2.134 2.264
5.875 2.352 2.402 2.532 5.625 2.741 2.791 2.921

 

ELITE 11-15 YEAR  ELITE  8-10 YEAR 
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
7.125 -2.191 -2.141 -2.011 7.000 -2.464 -2.414 -2.284
7.000 -2.313 -2.263 -2.133 6.875 -2.260 -2.210 -2.080
6.875 -2.096 -2.046 -1.916 6.750 -1.890 -1.840 -1.710
6.750 -1.721 -1.671 -1.541 6.625 -1.483 -1.433 -1.303
6.625 -1.314 -1.264 -1.134 6.500 -1.982 -1.932 -1.802
6.500 -1.709 -1.659 -1.529 6.375 -1.739 -1.689 -1.559
6.375 -1.449 -1.399 -1.269 6.250 -1.348 -1.298 -1.168
6.250 -1.054 -1.004 -0.874 6.125 -0.913 -0.863 -0.733
6.125 -0.619 -0.569 -0.439 6.000 -1.167 -1.117 -0.987
6.000 -0.771 -0.721 -0.591 5.875 -0.867 -0.817 -0.687
5.875 -0.453 -0.403 -0.273 5.750 -0.453 -0.403 -0.273
5.750 -0.034 0.016 0.146 5.625 0.016 0.066 0.196
5.625 0.435 0.485 0.615 5.500 0.068 0.118 0.248
5.500 0.558 0.608 0.738 5.375 0.412 0.462 0.592
5.375 0.920 0.970 1.100 5.250 0.856 0.906 1.036
5.250 1.369 1.419 1.549 5.125 1.342 1.392 1.522
5.125 1.855 1.905 2.035 5.000 1.530 1.580 1.710
5.000 2.112 2.162 2.292 4.875 1.918 1.968 2.098
4.875 2.518 2.568 2.698 4.750 2.405 2.455 2.585