Magazyn Kieszeń (498) 03.30.2024

Inflation Nation: The Fed’s key measure of inflation, Core (ex food and energy) PCE increased by 0.3% on a MOM basis in February which matched expectations. However, January was revised upward from 0.4% to 0.5%. YOY, Core PCE increased by 2.8% which also matched expectations and January was revised upward from 2.8% to 2.9%. The Headline MOM PCE increased by 0.3% versus estimates of 0.4% and January was revised upward from 0.3% to 0.4%. YOY, PCE increased by 2.5% which matched expectations.

Income and Spending: Personal Income was a smidge lighter than expectations, up 0.3% versus estimates of 0.4% but Personal Spending shot up by 0.8% which is 4X January’s pace of 0.2%.

Treasury Yields

Name	Coupon	Price	Yield	1 Month	1 Year	Time (EDT)
GB3:GOV 3 Month	0.00	5.21	5.36%	-1	+62	4:27 PM
GB6:GOV 6 Month	0.00	5.11	5.32%	0	+48	4:27 PM
GB12:GOV 12 Month	0.00	4.78	5.02%	+3	+49	4:27 PM
GT2:GOV 2 Year	4.50	99.77	4.62%	+0	+52	4:27 PM
GT5:GOV 5 Year	4.13	99.61	4.21%	-3	+53	4:27 PM
GT10:GOV 10 Year	4.00	98.39	4.20%	-5	+63	4:27 PM
GT30:GOV 30 Year	4.25	98.45	4.34%	-4	+58	4:27 PM

 

INDU:IND DOW JONES INDUS. AVG	39,807.37	+47.29	+0.12%	+2.08%	+21.67%	3/28/2024
SPX:IND S&P 500 INDEX	5,254.35	+5.86	+0.11%	+3.10%	+30.45%	3/28/2024
CCMP:IND NASDAQ COMPOSITE	16,379.46	-20.06	-0.12%	+1.79%	+37.34%	3/28/2024

 

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)
WIG20:IND WIG 20	2,436.05	+41.24	+1.72%	+0.74%	+42.51%	3/28/2024
WIG:IND WSE WIG INDEX	82,745.56	+1,185.23	+1.45%	+0.98%	+44.73%	3/28/2024
WIG30:IND WIG30	3,022.06	+47.33	+1.59%	+0.08%	+43.55%	3/28/2024

 

Currency	Value	Change	Net Change	Time (EDT)
EUR-USD	1.0790	0.0001	+0.01%	4:59 PM
USD-JPY	151.3500	-0.0300	-0.02%	4:59 PM
GBP-USD	1.2623	-0.0001	-0.01%	4:59 PM
AUD-USD	0.6521	0.0005	+0.08%	4:59 PM
USD-CAD	1.3540	0.0000	0.00%	4:59 PM
USD-CHF	0.9014	-0.0003	-0.03%	4:59 PM

 

USD-CZK	23.3944	-0.0561	-0.24%	4:59 PM
USD-SKK	27.9202	-0.0024	-0.01%	4:59 PM
USD-PLN	3.9792	-0.0126	-0.32%	4:59 PM
USD-HUF	364.9200	-0.1800	-0.05%	4:59 PM
USD-RUB	92.4615	-0.1147	-0.12%	8:35 A

 

USD-MXN

16.5586

-0.0665

-0.40%

 

Crude Oil & Natural Gas

Index	Units	Price	Change	%Change	Contract	Time (EDT)
CL1:COM WTI Crude Oil (Nymex)	USD/bbl.	83.17	+1.82	+2.24%	May 2024	3/28/2024
CO1:COM Brent Crude (ICE)	USD/bbl.	87.00	+1.59	+1.86%	Jun 2024	3/28/2024
CP1:COM Crude Oil (Tokyo)	JPY/kl	82,900.00	+1,050.00	+1.28%	Apr 2024	12:00 AM
NG1:COM Natural Gas (Nymex)	USD/MMBtu	1.76	+0.05	+2.62%	May 2024	3/28/202

 

Gold

Index	Units	Price	Change	%Change	Contract	Time (EDT)
GC1:COM Gold (Comex)	USD/t oz.	2,238.40	+25.70	+1.16%	Jun 2024	3/28/2024
XAUUSD:CUR Gold Spot	USD/t oz.	2,229.87	+35.08	+1.60%	N/A	3/28/2024

 

BITCOIN – USD    69. 833,06  -921.31

 

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
7.875	-3.274	-3.224	-3.094	7.625	-3.560	-3.510	-3.380
7.750	-2.897	-2.847	-2.717	7.500	-3.285	-3.235	-3.105
7.625	-3.247	-3.197	-3.067	7.375	-2.938	-2.888	-2.758
7.500	-2.989	-2.939	-2.809	7.250	-2.542	-2.492	-2.362
7.375	-2.637	-2.587	-2.457	7.125	-2.818	-2.768	-2.638
7.250	-2.194	-2.144	-2.014	6.999	-2.540	-2.490	-2.360
7.125	-2.461	-2.411	-2.281	6.875	-2.134	-2.084	-1.954
6.999	-2.156	-2.106	-1.976	6.750	-1.680	-1.630	-1.500
6.875	-1.739	-1.689	-1.559	6.625	-2.022	-1.972	-1.842
6.750	-1.201	-1.151	-1.021	6.500	-1.650	-1.600	-1.470
6.625	-1.496	-1.446	-1.316	6.375	-1.204	-1.154	-1.024
6.500	-1.129	-1.079	-0.949	6.250	-0.713	-0.663	-0.533
6.375	-0.624	-0.574	-0.444	6.125	-0.586	-0.536	-0.406
6.250	0.003	0.053	0.183	5.999	-0.186	-0.136	-0.006
6.125	-0.108	-0.058	0.072	5.875	0.333	0.383	0.513
5.999	0.403	0.453	0.583	5.750	0.892	0.942	1.072
5.875	1.058	1.108	1.238	5.625	1.422	1.472	1.602
5.750	1.800	1.850	1.980	5.500	1.927	1.977	2.107
5.625	2.017	2.067	2.197	5.375	2.458	2.508	2.638

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
7.000	-2.934	-2.884	-2.754	6.875	-2.706	-2.656	-2.526
6.875	-2.641	-2.591	-2.461	6.750	-2.354	-2.304	-2.174
6.750	-2.285	-2.235	-2.105	6.625	-1.955	-1.905	-1.775
6.625	-1.886	-1.836	-1.706	6.500	-2.358	-2.308	-2.178
6.500	-2.184	-2.134	-2.004	6.375	-2.091	-2.041	-1.911
6.375	-1.902	-1.852	-1.722	6.250	-1.698	-1.648	-1.518
6.250	-1.504	-1.454	-1.324	6.125	-1.272	-1.222	-1.092
6.125	-1.078	-1.028	-0.898	6.000	-1.785	-1.735	-1.605
6.000	-1.490	-1.440	-1.310	5.875	-1.431	-1.381	-1.251
5.875	-1.117	-1.067	-0.937	5.750	-1.004	-0.954	-0.824
5.750	-0.685	-0.635	-0.505	5.625	-0.544	-0.494	-0.364
5.625	-0.225	-0.175	-0.045	5.500	-0.696	-0.646	-0.516
5.500	-0.307	-0.257	-0.127	5.375	-0.320	-0.270	-0.140
5.375	0.088	0.138	0.268	5.250	0.122	0.172	0.302
5.250	0.535	0.585	0.715	5.125	0.597	0.647	0.777
5.125	1.010	1.060	1.190	5.000	0.653	0.703	0.833
5.000	1.136	1.186	1.316	4.875	1.025	1.075	1.205
4.875	1.525	1.575	1.705	4.750	1.510	1.560	1.690
4.750	2.016	2.066	2.196	4.625	2.025	2.075	2.205

 

 

Mortgage Rates

 

30 Yr. Fixed Rate 6.91% +0.00%   Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.91% 0.00 0.00 15 Yr. Fixed 6.48% +0.01 0.00 30 Yr. FHA 6.39% 0.00 0.00 30 Yr. Jumbo 7.29% -0.01 0.00 7/6 SOFR ARM 6.61% 0.00 0.00 30 Yr. VA 6.41% 0.00 0.00 Updates Daily – Last Update: 3/28     15 Yr. Fixed Rate 6.48% +0.01%   Rate Change Points Freddie Mac 30 Yr. Fixed 6.79% -0.08 0.00 15 Yr. Fixed 6.11% -0.10 0.00 Updates Weekly – Last Update: 3/28   Mortgage Bankers Assoc. 30 Yr. Fixed 6.93% -0.04 0.60 15 Yr. Fixed 6.46% -0.03 0.75 30 Yr. Jumbo 7.14% 0.00 0.38 Updates Weekly – Last Update: 3/27

MBS / Treasuries

 

UMBS 30YR 5.5 99.48 -0.17   Price / Yield Change MBS UMBS 5.5 99.48 -0.17 UMBS 6.0 100.94 -0.08 GNMA 5.5 99.95 -0.15 GNMA 6.0 100.86 -0.10 Pricing as of: 3/29 8:07PM EST     10 Year US Treasury 4.2008 +0.0128   Price / Yield Change US Treasury 2 YR Treasury 4.622 +0.054 5 YR Treasury 4.223 +0.040 7 YR Treasury 4.211 +0.019 10 YR Treasury 4.201 +0.013 30 YR Treasury 4.344 -0.005 Pricing as of: 3/29 8:07PM EST