MAGAZYN KIESZEŃ (392) 19 LUTY 2022

PRICES @ 4:00 PM

10 yr note:               1.93% -4 bp
5 yr note:                 1.82% -2 bp
2 Yr note:                 1.48% +1 bp
30 yr bond:              2.25% -5 bp
Libor Rates:             1 mo 0.162%; 3 mo 0.481%; 6 mo 0.774%; 1 yr 1.189% (2/17/22)
30 yr FNMA 3.0:     100.48 +8 bp (+4 bp frm 9:30)
30 yr FNMA 3.5:     102.67 +9 bp (+7 bp frm 9:30)
30 yr GNMA 3.0:   100.98 +6 bp (+9 bp frm 9:30)
Dollar/Yuan:         $6.3256 -$0.0128
Dollar/Yen:           115.05 +0.12 yen
Dollar/Euro:         $1.1326 -$0.0035
Dollar Index:        96.05 +0.25
Gold:                      $1896.50-$5.50
Bitcoin:                  40,088 -907
Crude Oil:             $91.37 -$0.37
DJIA:                      34,079.18 -232.85
NASDAQ:             13,548.07 -168.65
S&P 500:              4348.87 -31.39

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

 2,143.28 -32.33 -1.49% -5.74% +7.96% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 65,696.56 -712.52 -1.07% -5.15% +11.90% 11:15 AM
WIG30:IND

WIG30

 

 2,609.15 -38.52 -1.45% -5.52% +10.79% 11:15 AM

WALUTY

CURRENCY VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

 1.1322 -0.0039 -0.34% 4:59 PM
USD-JPY

 

 115.0100 0.0700 +0.06% 4:59 PM
GBP-USD

 

 1.3589 -0.0027 -0.20% 4:59 PM
AUD-USD

 

 0.7177 -0.0010 -0.14% 4:59 PM
USD-CAD

 

 1.2752 0.0044 +0.35% 4:59 PM
USD-CHF

 

 0.9215 0.0011 +0.12% 4:59 PM

 

USD-CZK

 

 21.4801 0.0299 +0.14% 4:59 PM
USD-SKK

 

 26.6039 0.0890 +0.34% 4:59 PM
USD-PLN

 

 4.0015 0.0188 +0.47% 4:59 PM
USD-HUF

 

 315.1000 1.5100 +0.48% 4:59 PM
USD-RUB

 

 77.4856 1.3763 +1.81% 4:55 PM

 

USD-MXN

 

 20.2921 -0.0083 -0.04% 4:59 PM

 

MORTGAGE LOANS

 

ELITE  21-30 YEAR    ELITE  16-20 YEAR   
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
4.750 -5.191 -5.096 -4.926 4.750 -5.910 -5.815 -5.645
4.625 -4.700 -4.605 -4.435 4.625 -5.446 -5.351 -5.181
4.500 -4.193 -4.098 -3.928 4.500 -4.698 -4.603 -4.433
4.375 -3.829 -3.734 -3.564 4.375 -4.186 -4.091 -3.921
4.250 -3.473 -3.378 -3.208 4.250 -3.806 -3.711 -3.541
4.125 -2.850 -2.755 -2.585 4.125 -3.421 -3.326 -3.156
3.999 -2.380 -2.285 -2.115 3.999 -3.174 -3.079 -2.909
3.875 -2.044 -1.949 -1.779 3.875 -2.840 -2.745 -2.575
3.750 -1.566 -1.471 -1.301 3.750 -2.449 -2.354 -2.184
3.625 -0.894 -0.799 -0.629 3.625 -1.694 -1.599 -1.429
3.500 -0.355 -0.260 -0.090 3.500 -1.521 -1.426 -1.256
3.375 0.174 0.269 0.439 3.375 -1.101 -1.006 -0.836
3.250 0.792 0.887 1.057 3.250 -0.558 -0.463 -0.293
3.125 1.310 1.405 1.575 3.125 0.058 0.153 0.323
3.000 1.962 2.057 2.227 3.000 0.857 0.952 1.122

 

ELITE 11-15 YEAR    ELITE  8-10 YEAR   
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
4.000 -4.261 -4.166 -3.996 4.000 -4.561 -4.466 -4.296
3.875 -3.981 -3.886 -3.716 3.875 -4.270 -4.175 -4.005
3.750 -3.604 -3.509 -3.339 3.750 -3.857 -3.762 -3.592
3.625 -3.302 -3.207 -3.037 3.625 -3.511 -3.416 -3.246
3.500 -2.924 -2.829 -2.659 3.500 -3.268 -3.173 -3.003
3.375 -2.758 -2.663 -2.493 3.375 -3.119 -3.024 -2.854
3.250 -2.399 -2.304 -2.134 3.250 -2.759 -2.664 -2.494
3.125 -1.979 -1.884 -1.714 3.125 -2.277 -2.182 -2.012
3.000 -1.453 -1.358 -1.188 3.000 -1.963 -1.868 -1.698
2.875 -0.924 -0.829 -0.659 2.875 -1.619 -1.524 -1.354
2.750 -0.506 -0.411 -0.241 2.750 -1.160 -1.065 -0.895
2.625 -0.037 0.058 0.228 2.625 -0.862 -0.767 -0.597
2.500 0.531 0.626 0.796 2.500 -0.257 -0.162 0.008
2.375 0.922 1.017 1.187 2.375 -0.048 0.047 0.217
2.250 1.474 1.569 1.739 2.250 0.512 0.607 0.777

 

Mortgage Rates Struggling to Improve, Even When They Should, But Housing is Still Strong
With things still up in the air in terms of geopolitical risk, markets are seeking safer havens.  Most recently, this is affecting stocks a bit more than bonds. This correlated movement is in line with conventional wisdom (i.e. buy bonds, sell stocks, or vice versa).  But that wisdom often differs from reality .  That’s especially true ove… (read more)
30 Yr. Fixed Rate
4.08% -0.01%

 

Rate Change Points
Mortgage News Daily
30 Yr. Fixed 4.08% -0.01 0.40
15 Yr. Fixed 3.33% -0.01 0.40
30 Yr. FHA 3.68% -0.02 0.00
30 Yr. Jumbo 3.59% +0.02 0.00
5/1 ARM 3.72% +0.03 0.50
Updates Daily – Last Update: 2/18
15 Yr. Fixed Rate
3.33% -0.01%

 

Rate Change Points
Freddie Mac
30 Yr. Fixed 3.92% +0.23 0.80
15 Yr. Fixed 3.15% +0.22 0.80
5/1 Yr. ARM 2.98% +0.18 0.30
Updates Weekly – Last Update: 2/17

 

Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 4.05% +0.22 0.45
15 Yr. Fixed 3.37% +0.21 0.50
30 Yr. Jumbo 3.81% +0.19 0.39
Updates Weekly – Last Update: 2/16
MBS / Treasuries
MBS Live Recap: Would Rates Be Going Higher Without Ukraine Situation?
Would Rates Be Going Higher Without Ukraine Situation? Rates were rising abruptly as of last Thursday when the first major geopolitical jolt hit the market.  After that, stocks and bond yields moved lower.  Volatility increased.  yields even returned to Thursday’s highs 3 more times, but never broke th… (read more)
UMBS 30YR 3.0
100.45 +0.05

 

Price / Yield Change
MBS
UMBS 3.0 100.45 +0.05
UMBS 3.5 102.59 +0.02
GNMA 3.0 100.95 +0.03
GNMA 3.5 102.67 +0.14
Pricing as of: 2/18 5:21PM EST
10 Year US Treasury
1.9303 -0.0381

 

Price / Yield Change
US Treasury
2 YR Treasury 1.474 +0.003
5 YR Treasury 1.822 -0.024
7 YR Treasury 1.913 -0.030
10 YR Treasury 1.930 -0.038
30 YR Treasury 2.243 -0.054
Pricing as of: 2/18 5:21PM EST