MAGAZYN KIESZEŃ (390) 5 LUTY 2022

CENY@ 4:30 PM 02.04.2022

10 yr note:                 1.91% +4 bp
5 yr note:                   1.77% +4 bp
2 Yr note:                   1.31%+2 bp
30 yr bond:               2.21% +2 bp
Libor Rates:              1 mo 0.107%; 3 mo 0.309%; 6 mo 0.544%; 1 yr 0.962% (1/31/22)
30 yr FNMA 3.0:      @9:30  102.06 -5 bp (+12 bp frm 9:30 yesterday)
30 yr FNMA 3.5:      @9:30 104.00 -14 bp (+14 bp frm  9:30 yesterday)
30 yr GNMA 3.0:     @9:30 102.20 -8 bp (+12 bp frm 9:30 yesterday)
Dollar/Yuan:            $6.3610 (China closed)
Dollar/Yen:             115.26  +029yen
Dollar/Euro:           $1.1449 +$0.009
Dollar Index:          95.48 +0.10

Gold:                       $1807.80 +$3.70
Bitcoin:                   40,459.19 +3.471.38
Crude Oil:               $91.95 +1.68

DJIA:                       35,089,74 -21.42

NASDAQ:               14,098.01 +219.19
S&P 500                  4,500.53  +23.09

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

 2,174.57 -60.58 -2.71% -5.48% +12.85% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 67,149.50 -1,401.50 -2.04% -4.71% +18.49% 11:15 AM
WIG30:IND

WIG30

 

 2,655.46 -68.85 -2.53% -5.44% +16.99% 11:15 AM

WALUTY

CURRENCY VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

 1.1449 0.0009 +0.08% 4:59 PM
USD-JPY

 

 115.2600 0.2900 +0.25% 4:59 PM
GBP-USD

 

 1.3531 -0.0067 -0.49% 4:59 PM
AUD-USD

 

 0.7072 -0.0069 -0.97% 4:59 PM
USD-CAD

 

 1.2757 0.0079 +0.62% 4:59 PM
USD-CHF

 

 0.9256 0.0058 +0.63% 4:59 PM
USD-CZK

 

 21.2485 -0.0243 -0.11% 4:59 PM
USD-SKK

 

 26.3085 -0.0275 -0.10% 4:59 PM
USD-PLN

 

 3.9827 0.0125 +0.31% 4:59 PM
USD-HUF

 

 309.4200 -0.2600 -0.08% 4:59 PM
USD-RUB

 

 75.2365 -1.0962 -1.44% 4:58 PM
USD-MXN

 

 20.6810 0.1318 +0.64% 4:59 PM

POŻYCZKI HIPOTECZNE

ELITE  21-30 YEAR  ELITE  16-20 YEAR 
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
4.375 -4.433 -4.338 -4.168 4.375 -4.848 -4.753 -4.583
4.250 -4.050 -3.955 -3.785 4.250 -4.448 -4.353 -4.183
4.125 -3.431 -3.336 -3.166 4.125 -3.829 -3.734 -3.564
3.999 -2.935 -2.840 -2.670 3.999 -3.663 -3.568 -3.398
3.875 -2.539 -2.444 -2.274 3.875 -3.302 -3.207 -3.037
3.750 -2.102 -2.007 -1.837 3.750 -2.895 -2.800 -2.630
3.625 -1.468 -1.373 -1.203 3.625 -2.659 -2.564 -2.394
3.500 -1.114 -1.019 -0.849 3.500 -2.466 -2.371 -2.201
3.375 -0.611 -0.516 -0.346 3.375 -2.051 -1.956 -1.786
3.250 -0.050 0.045 0.215 3.250 -1.493 -1.398 -1.228
3.125 0.407 0.502 0.672 3.125 -0.746 -0.651 -0.481
2.999 0.850 0.945 1.115 2.999 -0.559 -0.464 -0.294

 

ELITE 11-15 YEAR  ELITE  8-10 YEAR 
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
3.625 -3.759 -3.664 -3.494 3.625 -3.902 -3.807 -3.637
3.500 -3.536 -3.441 -3.271 3.500 -3.843 -3.748 -3.578
3.375 -3.409 -3.314 -3.144 3.375 -3.731 -3.636 -3.466
3.250 -3.041 -2.946 -2.776 3.250 -3.365 -3.270 -3.100
3.125 -2.606 -2.511 -2.341 3.125 -2.872 -2.777 -2.607
3.000 -2.066 -1.971 -1.801 3.000 -2.329 -2.234 -2.064
2.875 -1.721 -1.626 -1.456 2.875 -2.103 -2.008 -1.838
2.750 -1.321 -1.226 -1.056 2.750 -1.669 -1.574 -1.404
2.625 -0.821 -0.726 -0.556 2.625 -1.339 -1.244 -1.074
2.500 -0.323 -0.228 -0.058 2.500 -1.115 -1.020 -0.850
2.375 0.036 0.131 0.301 2.375 -0.938 -0.843 -0.673
2.250 0.630 0.725 0.895 2.250 -0.338 -0.243 -0.073
2.125 1.140 1.235 1.405 2.125 0.164 0.259 0.429
Mortgage Rates
Mortgage Rates Leap Toward 4.0%, Highest Since October 2019
Rates have been trending higher in fits and starts since August 2020, but the mortgage market was insulated from much of the pain due to its disconnect from Treasuries in 2020 (they typically correlate very well). 2021 saw the correlation return despite a few divergences due to things like mortgage-specific fee changes.  By the end of 2021, both Treas… (read more)
30 Yr. Fixed Rate
3.85% +0.12%

 

Rate Change Points
Mortgage News Daily
30 Yr. Fixed 3.85% +0.12 0.40
15 Yr. Fixed 3.12% +0.12 0.40
30 Yr. FHA 3.50% +0.05 0.00
30 Yr. Jumbo 3.42% +0.04 0.00
5/1 ARM 3.68% +0.03 0.50
Updates Daily – Last Update: 2/4
15 Yr. Fixed Rate
3.12% +0.12%

 

Rate Change Points
Freddie Mac
30 Yr. Fixed 3.55% 0.00 0.80
15 Yr. Fixed 2.77% -0.03 0.70
5/1 Yr. ARM 2.71% +0.01 0.30
Updates Weekly – Last Update: 2/3

 

Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 3.78% +0.06 0.41
15 Yr. Fixed 3.01% +0.01 0.41
30 Yr. Jumbo 3.59% +0.03 0.31
Updates Weekly – Last Update: 2/2
MBS / Treasuries
MBS Live Recap: Weakness Reinforces Range Ahead of Jobs Report
Weakness Reinforces Range Ahead of Jobs Report Foreign central bank announcements pushed bond yields higher early in the day, never to recover.  10s closed up more than 5bps and MBS lost more than a quarter point.  This weakness takes both MBS and Treasuries squarely back across the mid-point of the co… (read more)
UMBS 30YR 3.0
101.44 -0.41

 

Price / Yield Change
MBS
UMBS 3.0 101.44 -0.41
UMBS 3.5 103.70 -0.28
GNMA 3.0 101.72 -0.31
GNMA 3.5 103.14 -0.22
Pricing as of: 2/4 5:21PM EST
10 Year US Treasury
1.9121 +0.0761

 

Price / Yield Change
US Treasury
2 YR Treasury 1.314 +0.112
5 YR Treasury 1.772 +0.098
7 YR Treasury 1.887 +0.084
10 YR Treasury 1.912 +0.076
30 YR Treasury 2.213 +0.057
Pricing as of: 2/4 5:21PM EST