MAGAZYN KIESZEŃ (377) 30 PAŹDZIERNIKA 2021

CENY @ 10:00 AM 10.29.2021

10 yr note:                  1.56% -2 bp
5 yr note:                    1.18% unch
2 Yr note:                    0.50% +1 bp
30 yr bond:                 1.94%-4bp
Libor Rates:               1 mo 0.086%; 3 mo 0.131%; 6 mo 0.193%; 1 yr 0.370% (10/28/21)
30 yr FNMA 3.0:      @9:30 104.19 -11 bps (-15 bp frm 9:30 yesterday)
30 yr FNMA 2.5:      @9:30 102.33 -25 bp (-36 bp frm 9:30 yesterday) (@10:00 AM -27 bp frm 9:30 yesterday)
30 yr GNMA 2.5:     @9:30 102.22 -16 bp (-22 bp frm 9:30 yesterday)
Dollar/Yuan:             $6.4017 +$0.0098
Dollar/Yen:               113.95 +0.39 yen
Dollar/Euro:             $1.1558 -$0.01
Dollar Index:           93.71 +0.36
Gold:                        $1783.90 -$18.70

Bitcoin: 62,298,03 +1,515.18

Crude Oil:                $83.57 +0.76
DJIA                         35,820 +89
NASDAQ:                15,498 +50

S&P 500: 4,605 +9

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	2,405.05	+12.38	+0.52%	+4.98%	+55.89%	11:15 AM
WIG:IND WSE WIG INDEX	73,586.31	+368.87	+0.50%	+5.32%	+64.11%	11:15 AM
WIG30:IND WIG30	2,946.05	+17.50	+0.60%	+6.06%	+67.37%	11:15 AM

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1558	-0.0123	-1.05%	4:59 PM
USD-JPY	113.9500	0.3700	+0.33%	4:59 PM
GBP-USD	1.3682	-0.0108	-0.78%	4:59 PM
AUD-USD	0.7518	-0.0026	-0.34%	4:59 PM
USD-CAD	1.2388	0.0042	+0.34%	4:59 PM
USD-CHF	0.9161	0.0043	+0.47%	4:59 P

USD-CZK	22.1976	0.1636	+0.74%	4:59 PM
USD-SKK	26.0581	0.2718	+1.05%	4:59 PM
USD-PLN	3.9889	0.0292	+0.74%	4:59 PM
USD-HUF	311.5700	2.1400	+0.69%	4:59 PM
USD-RUB	70.8438	0.5782	+0.82%	4:58 PM

USD-MXN

20.5633

0.1923

+0.94%

4:59 PM

HOME LOANS

ELITE 21-30 YEAR				ELITE 16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.875	-5.268	-5.173	-5.003	3.875	-5.459	-5.364	-5.194
3.750	-4.911	-4.816	-4.646	3.750	-5.331	-5.236	-5.066
3.625	-4.686	-4.591	-4.421	3.625	-5.193	-5.098	-4.928
3.500	-4.407	-4.312	-4.142	3.500	-5.034	-4.939	-4.769
3.375	-3.975	-3.880	-3.710	3.375	-4.605	-4.510	-4.340
3.250	-3.464	-3.369	-3.199	3.250	-4.098	-4.003	-3.833
3.125	-2.852	-2.757	-2.587	3.125	-4.023	-3.928	-3.758
2.999	-2.278	-2.183	-2.013	2.999	-3.745	-3.650	-3.480
2.874	-1.676	-1.581	-1.411	2.874	-3.261	-3.166	-2.996
2.750	-1.058	-0.963	-0.793	2.750	-2.682	-2.587	-2.417
2.625	-0.196	-0.101	0.069	2.625	-1.843	-1.748	-1.578
2.500	0.703	0.798	0.968	2.500	-0.997	-0.902	-0.732
2.375	1.500	1.595	1.765	2.375	-0.429	-0.334	-0.164

ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.363	-4.268	-4.098	3.000	-4.626	-4.531	-4.361
2.875	-4.077	-3.982	-3.812	2.875	-4.417	-4.322	-4.152
2.750	-3.858	-3.763	-3.593	2.750	-4.167	-4.072	-3.902
2.625	-3.396	-3.301	-3.131	2.625	-3.755	-3.660	-3.490
2.500	-2.853	-2.758	-2.588	2.500	-3.658	-3.563	-3.393
2.375	-2.386	-2.291	-2.121	2.375	-3.381	-3.286	-3.116
2.250	-1.955	-1.860	-1.690	2.250	-2.948	-2.853	-2.683
2.125	-1.445	-1.350	-1.180	2.125	-2.446	-2.351	-2.181
2.000	-0.798	-0.703	-0.533	2.000	-1.769	-1.674	-1.504
1.875	-0.106	-0.011	0.159	1.875	-0.932	-0.837	-0.667
1.750	0.571	0.666	0.836	1.750	-0.108	-0.013	0.157

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.22%

+0.00

15 Yr FRM

2.62%

+0.01

FHA 30 Year Fixed

2.85%

+0.03

Jumbo 30 Year Fixed

3.16%

+0.01

5/1 Yr ARM

3.09%

+0.09

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

MBA **

30 Yr. Fixed

2.99%

0.30

+0.02

15 Yr. Fixed

2.35%

0.25

+0.02

30 Yr. Jumbo

3.15%

0.29

+0.03

30 Yr. FHA

3.06%

0.27

-0.02

5/1 ARM

2.52%

0.15

-0.41

Freddie Mac **

30 Yr. Fixed

3.14%

0.70

+0.05

15 Yr. Fixed

2.37%

0.70

+0.04

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.56%

0.30

+0.02

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 2.0

99.97

+0.09

30YR UMBS 2.5

102.75

+0.17

30YR GNMA 2.0

101.30

+0.20

30YR GNMA 2.5

102.53

+0.16

15YR UMBS 2.0

102.59

+0.11

15YR UMBS 2.5

103.88

+0.02

Treasuries

Yield

Change

2 YR

0.5010%

+0.0119

5 YR

1.1848%

+0.0017

10 YR

1.5609%

-0.0173

30 YR

1.9390%

-0.0400

Prices as of: 10/29/2021 5:06PM EST

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Oct 29, 2021

Oct 28, 2021

Oct 22, 2021

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Sep Core US CPI Rate

4.0%

0.0%

4.0%

0.0%

4.0%

0.0%

Sep Core US PCE Idx

3.60%

0.0%

3.60%

0.0%

3.60%

0.0%

Sep Non-Farm Payroll

194,000

-47.0%

366,000

0.0%

366,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.14%

1.6%

3.09%

0.0%

3.09%

7.3%

15 Yr FXD avg

2.37%

1.7%

2.33%

0.0%

2.33%

8.4%

Fundamentals

1 Year CMT

0.128%

9.4%

0.117%

-2.5%

0.120%

42.9%

10 Year CMT

1.54%

-5.5%

1.63%

-1.2%

1.65%

11.5%

2-Year Treasury

0.501%

1.6%

0.493%

7.9%

0.457%

56.0%

10-Year Treasury

1.567%

-0.6%

1.577%

-3.6%

1.636%

7.8%

30-Year Treasury

1.962%

-1.0%

1.982%

-4.3%

2.072%

0.7%

12 MTA

0.083%

-4.8%

0.087%

0.0%

0.087%

-5.3%

USD 6M LIBOR

0.1936%

7.8%

0.1796%

5.5%

0.1703%

7.8%

USD 12M LIBOR

0.3706%

11.6%

0.3323%

12.1%

0.2965%

24.3%

USD 1M LIBOR

0.0864%

-0.7%

0.0870%

-2.5%

0.0893%

6.1%

11th District COFI

0.238%

-9.5%

0.263%

0.0%

0.263%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1777.10

-1.4%

1802.60

0.4%

1796.30

3.9%

Currencies

EUR/USD

1.1685

0.0%

1.1686

0.4%

1.1635

0.2%

USD/JPY

113.4211

0.0%

113.3900

-0.2%

113.6290

1.6%

GBP/USD

1.3814

0.1%

1.3799

0.4%

1.3744

2.3%

USD/CAD

1.2363

0.1%

1.2355

-0.2%

1.2384

-2.9%

AUD/USD

0.755419

0.1%

0.754967

1.1%

0.746735

3.8%

USD/CHF

0.9122

0.0%

0.9120

-0.4%

0.9161

-1.8%

1 Year 3 Years5 Years

Oct 29, 2021

Last

Chg

Sep Unemployment

4.8%

-0.4%

Oct UI Claims

281,000

-10,000

Sep Non-Farm Payroll

194,000

-172,000

Sep ADP Non-Farm Payroll

568,000

228,000

Sep Real GDP

2.0%

-4.7%

Sep Deficit/Surplus

-62

108

Jun Corp Profit Grwth

70.5%

42.4%

Sep Savings Rate

7.5%

-1.7%

Sep Disposable Income

-1.3%

-1.4%

Sep Retail Sales

0.7%

0.0%

Oct Mort Applications

-6.3%

-6.5%

Aug Case-Shiller 20-City

19.7%

-0.3%

Sep Housing Starts

1,555,000

-25,000

Sep New Home Sales

800,000

98,000

Sep Existing Home Sales

6,290,000

410,000

Sep Home Sales Mo Supply

2.4

-0.2