MAGAZYN KIESZEN (350) 27 MARCA 2021

CENY@ 4:00 PM 03.26.2021

10 yr note:               1.61% -2 bp
5 yr note:                 0.80% -2 bp
2 Yr note:                 0.14% unch
30 yr bond:              2.30% -3 bp
Libor Rates:             1 mo 0.108%; 3 mo 0.200%; 6 mo 0.205%; 1 yr 0.279% (3/23/21)
30 yr FNMA 2.0:     100.20 +13 bp (+22 bp frm 9:30)
30 yr FNMA 2.5:     102.98 +9 bp (+18 bp frm 9:30)
30 yr GNMA 2.5:    103.14 +31 bp (+33 bp frm 9:30)
Dollar/Yuan:            $6.5246 +$0.0082
Dollar/Yen:              108.70 +0.12 yen
Dollar/Euro:            $1.1818 -$0.0033
Dollar Index:           92.55 +0.21
Gold:                        $1733.40 +$8.30
Bitcoin:                   54,921 +576 (3:52 pm)
Crude Oil:              $60.72 +$2.96
DJIA:                      32,420.06 -3.09
NASDAQ:               12,961.89 -265.81
S&P 500:               3889.15 -21.37

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,918.71	+41.86	+2.23%	+0.60%	+30.00%	12:15 PM
WIG:IND WSE WIG INDEX	57,525.64	+1,076.98	+1.91%	+0.97%	+40.69%	12:15 PM
WIG30:IND WIG30	2,278.83	+45.27	+2.03%	+0.33%	+33.93%	12:15 PM
CURRENCY	VALUE	CHANGE	NET CHANGE		TIME (EDT)
EUR-USD	1.1794	0.0030	+0.25%		4:59 PM
USD-JPY	109.6400	0.4500	+0.41%		4:59 PM
GBP-USD	1.3789	0.0055	+0.40%		4:59 PM
AUD-USD	0.7637	0.0057	+0.75%		4:59 PM
USD-CAD	1.2577	-0.0036	-0.29%		4:59 PM
USD-CHF	0.9391	-0.0007	-0.07%		4:59 PM

USD-CZK	22.1057	-0.1424	-0.64%	4:59 PM
USD-SKK	25.5454	-0.0633	-0.25%	4:59 PM
USD-PLN	3.9355	-0.0047	-0.12%	4:59 PM
USD-HUF	307.4700	-2.1000	-0.68%	4:59 PM
USD-RUB	75.6514	-0.5722	-0.75%	4:58 P

USD-MXN

20.5834

-0.0938

-0.45%

4:59 P

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Mar 26, 2021

Mar 25, 2021

Mar 19, 2021

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Feb Core US CPI Rate

1.3%

-7.1%

1.4%

0.0%

1.4%

0.0%

Feb Core US PCE Idx

1.40%

-6.7%

1.50%

0.0%

1.50%

0.0%

Feb Non-Farm Payroll

379,000

128.3%

166,000

0.0%

166,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.17%

2.6%

3.09%

0.0%

3.09%

4.0%

15 Yr FXD avg

2.45%

2.1%

2.40%

0.0%

2.40%

2.6%

Fundamentals

1 Year CMT

0.061%

-18.7%

0.075%

19.0%

0.063%

-32.3%

10 Year CMT

1.62%

-0.6%

1.63%

0.0%

1.63%

18.1%

2-Year Treasury

0.144%

0.0%

0.144%

-10.6%

0.161%

33.1%

10-Year Treasury

1.665%

1.6%

1.638%

-5.1%

1.726%

22.0%

30-Year Treasury

2.362%

0.0%

2.361%

-3.1%

2.437%

13.2%

12 MTA

0.150%

-40.5%

0.252%

0.0%

0.252%

-32.1%

USD 6M LIBOR

0.2039%

-2.7%

0.2095%

2.8%

0.2039%

1.6%

USD 12M LIBOR

0.2808%

0.3%

0.2800%

1.5%

0.2759%

-1.6%

USD 1M LIBOR

0.1091%

-1.0%

0.1103%

-0.6%

0.1109%

-3.7%

11th District COFI

0.457%

-0.7%

0.460%

0.0%

0.460%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1723.30

0.1%

1721.90

-1.1%

1741.70

0.7%

Currencies

EUR/USD

1.1807

0.4%

1.1761

-1.2%

1.1907

-1.4%

USD/JPY

109.6925

0.4%

109.2034

0.4%

108.7563

2.1%

GBP/USD

1.3796

0.4%

1.3738

-1.0%

1.3881

-0.3%

USD/CAD

1.2588

-0.2%

1.2619

0.9%

1.2501

-1.9%

AUD/USD

0.762645

0.6%

0.758094

-2.0%

0.773935

0.5%

USD/CHF

0.9387

-0.2%

0.9402

1.1%

0.9300

2.4%

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.36%

+0.05

15 Yr FRM

2.81%

+0.03

FHA 30 Year Fixed

2.85%

+0.01

Jumbo 30 Year Fixed

3.33%

+0.00

5/1 Yr ARM

2.75%

+0.03

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.48%

0.42

+0.20

15 Yr. Fixed

2.82%

0.40

+0.15

30 Yr. Jumbo

3.53%

0.43

+0.19

30 Yr. FHA

3.47%

0.41

+0.22

5/1 ARM

2.95%

0.44

+0.13

Freddie Mac **

30 Yr. Fixed

3.17%

0.70

+0.08

15 Yr. Fixed

2.45%

0.60

+0.05

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.84%

0.20

+0.05

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 2.0

99.81

-0.28

30YR UMBS 2.5

102.70

-0.16

30YR GNMA 2.0

100.75

-0.27

30YR GNMA 2.5

102.75

-0.20

15YR UMBS 2.0

102.63

-0.19

15YR UMBS 2.5

104.02

-0.13

ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.573	-4.478	-4.308	3.000	-5.066	-4.971	-4.801
2.875	-4.237	-4.142	-3.972	2.875	-4.804	-4.709	-4.539
2.750	-3.778	-3.683	-3.513	2.750	-4.328	-4.233	-4.063
2.625	-3.264	-3.169	-2.999	2.625	-3.863	-3.768	-3.598
2.500	-2.706	-2.611	-2.441	2.500	-3.672	-3.577	-3.407
2.375	-2.231	-2.136	-1.966	2.375	-3.459	-3.364	-3.194
2.250	-1.691	-1.596	-1.426	2.250	-2.932	-2.837	-2.667
2.125	-1.108	-1.013	-0.843	2.125	-2.393	-2.298	-2.128
2.000	-0.495	-0.400	-0.230	2.000	-1.792	-1.697	-1.527
1.875	0.189	0.284	0.454	1.875	-1.010	-0.915	-0.745
1.750	0.885	0.980	1.150	1.750	-0.218	-0.123	0.047


ELITE HIGH BALANCE 11-15 YEAR				ELITE HIGH BALANCE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.274	-4.179	-4.009	3.000	-4.767	-4.672	-4.502
2.875	-3.958	-3.863	-3.693	2.875	-4.505	-4.410	-4.240
2.750	-3.830	-3.735	-3.565	2.750	-4.380	-4.285	-4.115
2.625	-3.316	-3.221	-3.051	2.625	-3.915	-3.820	-3.650
2.500	-2.758	-2.663	-2.493	2.500	-3.724	-3.629	-3.459
2.375	-2.283	-2.188	-2.018	2.375	-3.511	-3.416	-3.246
2.250	-1.743	-1.648	-1.478	2.250	-2.984	-2.889	-2.719
2.125	-1.160	-1.065	-0.895	2.125	-2.445	-2.350	-2.180
2.000	-0.547	-0.452	-0.282	2.000	-1.844	-1.749	-1.579
1.875	0.137	0.232	0.402	1.875	-1.062	-0.967	-0.797
1.750	0.833	0.928	1.098	1.750	-0.270	-0.175	-0.005

RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	0.000	0.000	0.000	3.625	0.000	0.000	0.000
3.500	0.000	0.000	0.000	3.500	0.000	0.000	0.000
3.375	-3.924	-3.829	-3.659	3.375	-4.452	-4.357	-4.187
3.250	-3.389	-3.294	-3.124	3.250	-3.863	-3.768	-3.598
3.125	-2.657	-2.562	-2.392	3.125	-3.548	-3.453	-3.283
2.999	-2.045	-1.950	-1.780	2.999	-3.332	-3.237	-3.067
2.875	-1.453	-1.358	-1.188	2.875	-2.849	-2.754	-2.584
2.750	-0.746	-0.651	-0.481	2.750	-2.170	-2.075	-1.905
2.625	0.078	0.173	0.343	2.625	-1.368	-1.273	-1.103
2.500	0.963	1.058	1.228	2.500	-0.503	-0.408	-0.238
2.375	1.875	1.970	2.140	2.375	0.388	0.483	0.653
2.250	2.771	2.866	3.036	2.250	1.261	1.356	1.526
2.125	3.630	3.725	3.895	2.125	2.106	2.201	2.371
ELITE PROGRAM IS DESIGNED FOR BORROWERS WITH 700+ CREDIT SCORES, LTV’S 80% OR LESS, AND LOAN AMTS => THAN 125K

ELITE HIGH BALANCE 21-30 YEAR				ELITE HIGH BALANCE 16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	0.000	0.000	0.000	3.625	0.000	0.000	0.000
3.500	0.000	0.000	0.000	3.500	0.000	0.000	0.000
3.375	-3.708	-3.613	-3.443	3.375	-4.236	-4.141	-3.971
3.250	-3.173	-3.078	-2.908	3.250	-3.647	-3.552	-3.382
3.125	-2.441	-2.346	-2.176	3.125	-3.402	-3.307	-3.137
2.999	-2.035	-1.940	-1.770	2.999	-3.222	-3.127	-2.957
2.875	-1.443	-1.348	-1.178	2.875	-2.839	-2.744	-2.574
2.750	-0.736	-0.641	-0.471	2.750	-2.160	-2.065	-1.895
2.625	0.088	0.183	0.353	2.625	-1.358	-1.263	-1.093
2.500	0.863	0.958	1.128	2.500	-0.603	-0.508	-0.338
2.375	1.775	1.870	2.040	2.375	0.288	0.383	0.553
2.250	2.671	2.766	2.936	2.250	1.161	1.256	1.426
2.125	3.530	3.625	3.795	2.125	2.006	2.101	2.271