MAGAZYN KIESZEN (342) 30 STYCZNIA 2021

CENY @ 4:00 PM 01.29.2021

10 yr note:               1.09% +4 bp
5 yr note:                 0.43% +1 bp
2 Yr note:                 0.10% -2 bp
30 yr bond:              1.84% +4 bp
Libor Rates:             1 mo 0.122%; 3 mo 0.205%; 6 mo 0.220%; 1 yr 0.310% (1/28/21)
30 yr FNMA 2.0:     103.25 -5 bp (+11 bp frm 9:30)
30 yr FNMA 2.5:     105.39 unch +12 bp frm 9:30)
30 yr GNMA 2.5:   105.05 +5 bp (+28 bp frm 9:30)
Dollar/Yuan:          $6.4277 -$0.0218
Dollar/Yen:            104.74 +0.48 yen
Dollar/Euro:           $1.2133 +$0.0011
Dollar Index:          90.56 +0.11
Gold:                       $1849.60 +$11.70
Bitcoin:                  $34,553 +$1279
Crude Oil:              $52.26 -$0.08
DJIA:                      29,982.62 -620.74
NASDAQ:              13,070.69 -266.46
S&P 500:              3714.24 -73.14

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	1,948.01	-39.82	-2.00%	-1.81%	-5.71%	11:15 AM
WIG:IND WSE WIG INDEX	56,978.68	-819.27	-1.42%	-0.08%	+0.52%	11:15 AM
WIG30:IND WIG30	2,288.06	-36.25	-1.56%	-1.07%	-4.19%	11:15 AM

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD	1.2136	0.0014	+0.12%	4:59 PM
USD-JPY	104.6800	0.4400	+0.42%	4:59 PM
GBP-USD	1.3708	-0.0013	-0.09%	4:59 PM
AUD-USD	0.7644	-0.0039	-0.51%	4:59 PM
USD-CAD	1.2777	-0.0053	-0.41%	4:59 PM
USD-CHF	0.8903	0.0015	+0.17%	4:59 PM

USD-CZK	21.4646	-0.0362	-0.17%	4:59 PM
USD-SKK	24.8210	-0.0317	-0.13%	4:59 PM
USD-PLN	3.7265	-0.0202	-0.54%	4:59 PM
USD-HUF	294.5400	-1.4800	-0.50%	4:59 PM
USD-RUB	75.8779	-0.1539	-0.20%	4:58 PM

USD-MXN

20.5740

0.3244

+1.60%

4:59 PM

HOME LOANS

CONQUEST ELITE 21-30 YEAR				CONQUEST ELITE 16-20 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY		11 DAY		22 DAY
2.999	-3.458	-3.383	-3.163	2.999	-3.764		-3.689		-3.469
2.875	-3.202	-3.127	-2.907	2.875	-3.460		-3.385		-3.165
2.750	-2.566	-2.491	-2.271	2.750	-2.843		-2.768		-2.548
2.625	-1.787	-1.712	-1.492	2.625	-2.440		-2.365		-2.145
2.500	-1.155	-1.080	-0.860	2.500	-2.172		-2.097		-1.877
2.375	-0.546	-0.471	-0.251	2.375	-1.663		-1.588		-1.368
2.250	0.104	0.179	0.399	2.250	-1.031		-0.956		-0.736
2.125	0.954	1.029	1.249	2.125	-0.187		-0.112		0.108
1.999	1.874	1.949	2.169	1.999	0.733		0.808		1.028
CONQUEST ELITE 11-15 YEAR				CONQUEST ELITE 8-10 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE		8 DAY		11 DAY		22 DAY
2.750	-3.935	-3.860	-3.640	2.750		-3.981		-3.906		-3.686
2.625	-3.486	-3.411	-3.191	2.625		-3.576		-3.501		-3.281
2.500	-2.970	-2.895	-2.675	2.500		-3.081		-3.006		-2.786
2.375	-2.569	-2.494	-2.274	2.375		-2.800		-2.725		-2.505
2.250	-2.160	-2.085	-1.865	2.250		-2.399		-2.324		-2.104
2.125	-1.551	-1.476	-1.256	2.125		-1.833		-1.758		-1.538
1.999	-0.928	-0.853	-0.633	1.999		-1.223		-1.148		-0.928
1.875	-0.279	-0.204	0.016	1.875		-0.477		-0.402		-0.182
1.750	0.432	0.507	0.727	1.750		0.330		0.405		0.625

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.80%

+0.04

15 Yr FRM

2.28%

+0.02

FHA 30 Year Fixed

2.25%

+0.00

Jumbo 30 Year Fixed

3.30%

+0.05

5/1 Yr ARM

2.25%

+0.03

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

2.85%

0.33

-0.05

15 Yr. Fixed

2.49%

0.29

-0.02

30 Yr. Jumbo

3.12%

0.33

-0.08

30 Yr. FHA

2.96%

0.42

-0.01

5/1 ARM

2.58%

0.36

-0.02

Freddie Mac **

30 Yr. Fixed

2.73%

0.70

-0.04

15 Yr. Fixed

2.20%

0.60

-0.01

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.80%

0.30

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 2.0

103.25

-0.05

30YR UMBS 2.5

105.38

0.00

30YR GNMA 2.0

103.84

-0.05

30YR GNMA 2.5

105.02

+0.02

15YR UMBS 2.0

104.42

+0.03

15YR UMBS 2.5

105.05

+0.23

Treasuries

Yield

Change

2 YR

0.1113%

-0.0098

5 YR

0.4256%

-0.0063

10 YR

1.0706%

+0.0189

30 YR

1.8354%

+0.0218

Prices as of: 1/29/2021 5:06PM EST

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Jan 29, 2021

Jan 28, 2021

Jan 22, 2021

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Dec Core US CPI Rate

1.6%

33.3%

1.2%

0.0%

1.2%

0.0%

Dec Core US PCE Idx

1.50%

7.1%

1.40%

0.0%

1.40%

0.0%

Dec Non-Farm Payroll

-140,000

-141.7%

336,000

0.0%

336,000

0.0%

Mortgage Rates

30 Yr FXD avg

2.73%

-1.4%

2.77%

0.0%

2.77%

4.1%

15 Yr FXD avg

2.20%

-0.5%

2.21%

0.0%

2.21%

0.9%

Fundamentals

1 Year CMT

0.089%

3.5%

0.086%

-10.4%

0.096%

-12.7%

10 Year CMT

1.04%

-1.0%

1.05%

-4.5%

1.10%

17.0%

2-Year Treasury

0.113%

0.0%

0.113%

-9.6%

0.125%

-6.0%

10-Year Treasury

1.079%

3.0%

1.048%

-3.5%

1.086%

15.4%

30-Year Treasury

1.835%

1.5%

1.808%

-2.2%

1.849%

10.2%

12 MTA

0.371%

-24.9%

0.494%

0.0%

0.494%

0.0%

USD 6M LIBOR

0.2201%

-3.3%

0.2276%

-2.9%

0.2345%

-12.1%

USD 12M LIBOR

0.3108%

-0.4%

0.3120%

-1.1%

0.3154%

-7.3%

USD 1M LIBOR

0.1229%

1.8%

0.1208%

-7.1%

0.1300%

-10.4%

11th District COFI

0.466%

-7.4%

0.503%

0.0%

0.503%

-3.8%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1852.20

0.8%

1837.90

-1.0%

1856.20

-1.4%

Currencies

EUR/USD

1.2127

0.2%

1.2108

-0.6%

1.2185

-0.5%

USD/JPY

104.6495

0.3%

104.3506

0.6%

103.7662

0.1%

GBP/USD

1.3718

0.0%

1.3717

0.3%

1.3673

1.3%

USD/CAD

1.2798

-0.2%

1.2826

0.8%

1.2730

-0.8%

AUD/USD

0.763793

-0.5%

0.768004

-0.5%

0.771520

1.4%

USD/CHF

0.8896

0.0%

0.8894

0.5%

0.8847

0.1%