CENY@ 4:00 PM 01.08.2021

10 yr note:              1.13% +5 bp
5 yr note:                0.48% +2 bp
2 Yr note:                0.14% unch
30 yr bond:             1.88% +3 bp
Libor Rates:             1 mo 0.132%; 3 mo 0.224%; 6 mo 0.251%; 1 yr 0.329% (1/07/21)
30 yr FNMA 2.0:     103.11 -23 bp (-9 bp frm 9:30)
30 yr FNMA 2.5:     104.98 -14 bp (-14 bp frm 9:30)
30 yr GNMA 2.5:    104.88 -30 bp (-11 bp frm 9:30)
Dollar/Yuan:           $6.4754 -$0.0028
Dollar/Yen:             103.93 +0.11 yen

Dollar/Euro:            $1.2225 -$0.0045
Dollar Index:           90.05 +0.23
Gold:                       $1847.70 -$65.90
Bitcoin:                   $39,173 +$361 (bitcoin moves at extremes, so what we show is what it trades at the moment)

Crude Oil:              $52.43 +$1.61
DJIA:                      31,097.97 +56.84
NASDAQ:              13,201.98 +134.50
S&P 500:              3824.68 +20.89

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

2,072.74 -1.37 -0.07% +6.25% -4.39% 11:15 AM
WIG:IND

WSE WIG INDEX

 

59,843.23 +155.69 +0.26% +7.82% +1.89% 11:15 AM
WIG30:IND

WIG30

 

2,432.20 +6.51 +0.27% +7.78% -2.65% 11:15 AM
CURRENCY VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

1.2218 -0.0054 -0.44% 4:59 PM
USD-JPY

 

103.9400 0.1300 +0.13% 4:59 PM
GBP-USD

 

1.3568 0.0000 0.00% 4:59 PM
AUD-USD

 

0.7757 -0.0012 -0.15% 4:59 PM
USD-CAD

 

1.2702 0.0011 +0.09% 4:59 PM
USD-CHF

 

0.8855 0.0005 +0.06% 4:59 PM

 

USD-CZK

 

21.4144 0.0469 +0.22% 4:59 PM
USD-SKK

 

24.6528 0.0978 +0.40% 4:59 PM
USD-PLN

 

3.6938 0.0117 +0.32% 4:59 PM
USD-HUF

 

294.2000 1.1300 +0.39% 4:59 PM
USD-RUB

 

74.0644 -0.6717 -0.90% 4:58
USD-MXN

 

20.0151 0.0022 +0.01% 4:59 PM
CONQUEST ELITE 21-30 YE   CONQUEST ELITE 21-30 YEAR  CONQUEST ELITE 16-20 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.999 -3.350 -3.275 -3.055 2.999 -3.453 -3.378 -3.158
2.875 -3.018 -2.943 -2.723 2.875 -3.102 -3.027 -2.807
2.750 -2.413 -2.338 -2.118 2.750 -2.482 -2.407 -2.187
2.625 -1.651 -1.576 -1.356 2.625 -1.666 -1.591 -1.371
2.500 -0.963 -0.888 -0.668 2.500 -1.395 -1.320 -1.100
2.375 -0.273 -0.198 0.022 2.375 -0.816 -0.741 -0.521
2.250 0.386 0.461 0.681 2.250 -0.175 -0.100 0.120
2.125 1.234 1.309 1.529 2.125 0.659 0.734 0.954
1.999 2.145 2.220 2.440 1.999 1.564 1.639 1.859
CONQUEST ELITE 11-15 YEAR  CONQUEST ELITE 8-10 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.750 -3.894 -3.819 -3.599 2.750 -3.988 -3.913 -3.693
2.625 -3.446 -3.371 -3.151 2.625 -3.583 -3.508 -3.288
2.500 -3.071 -2.996 -2.776 2.500 -3.188 -3.113 -2.893
2.375 -2.698 -2.623 -2.403 2.375 -2.792 -2.717 -2.497
2.250 -2.287 -2.212 -1.992 2.250 -2.388 -2.313 -2.093
2.125 -1.629 -1.554 -1.334 2.125 -1.774 -1.699 -1.479
1.999 -1.009 -0.934 -0.714 1.999 -1.167 -1.092 -0.872
1.875 -0.417 -0.342 -0.122 1.875 -0.478 -0.403 -0.183
1.750 0.107 0.182 0.402 1.750 0.140 0.215 0.435

 

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 2.88% +0.02
15 Yr FRM 2.39% +0.00
FHA 30 Year Fixed 2.28% +0.03
Jumbo 30 Year Fixed 3.27% +0.02
5/1 Yr ARM 2.44% +0.05
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 2.85% 0.33 -0.05
15 Yr. Fixed 2.49% 0.29 -0.02
30 Yr. Jumbo 3.12% 0.33 -0.08
30 Yr. FHA 2.96% 0.42 -0.01
5/1 ARM 2.58% 0.36 -0.02

 

Freddie Mac **
30 Yr. Fixed 2.65% 0.70 -0.01
15 Yr. Fixed 2.16% 0.60 -0.03
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.75% 0.30 -0.04
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 103.13 -0.22
30YR UMBS 2.5 104.98 -0.14
30YR GNMA 2.0 103.83 -0.16
30YR GNMA 2.5 104.89 -0.28
15YR UMBS 2.0 104.30 -0.11
15YR UMBS 2.5 104.48 -0.03

 

Treasuries
Yield Change
2 YR 0.1389% -0.0019
5 YR 0.4833% +0.0145
10 YR 1.1102% +0.0290
30 YR 1.8655% +0.0065

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form

[click item to view chart] Current Previous Previous
Quote Day Week
Jan 8, 2021 Jan 7, 2021 Jan 1, 2021
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Nov Core US CPI Rate 1.2% -25.0% 1.6% 0.0% 1.6% 0.0%
Nov Core US PCE Idx 1.40% 0.0% 1.40% 0.0% 1.40% 0.0%
 Dec Non-Farm Payroll -140,000 -141.7% 336,000 0.0% 336,000 0.0%
Mortgage Rates
 30 Yr FXD avg 2.65% -0.7% 2.67% 0.0% 2.67% -1.5%
 15 Yr FXD avg 2.16% -0.5% 2.17% 0.0% 2.17% -4.0%
Fundamentals
1 Year CMT 0.104% -5.5% 0.110% 10.0% 0.100% -10.7%
10 Year CMT 1.04% 8.3% 0.96% 3.2% 0.93% -4.1%
2-Year Treasury 0.137% -2.8% 0.141% 16.5% 0.121% -22.9%
10-Year Treasury 1.118% 3.1% 1.084% 18.0% 0.919% 0.0%
30-Year Treasury 1.882% 1.5% 1.855% 12.5% 1.649% -0.8%
12 MTA 0.371% -24.9% 0.494% 0.0% 0.494% 0.0%
USD 6M LIBOR 0.2513% -0.4% 0.2524% -2.0% 0.2576% 1.8%
USD 12M LIBOR 0.3293% -0.9% 0.3324% -2.8% 0.3419% 1.1%
USD 1M LIBOR 0.1326% 0.5% 0.1320% -8.3% 0.1439% -1.3%
11th District COFI 0.466% -7.4% 0.503% 0.0% 0.503% -3.8%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz 1845.00 -3.6% 1913.60 1.0% 1895.10 1.1%
Currencies
EUR/USD 1.2233 -0.3% 1.2266 0.7% 1.2181 0.6%
USD/JPY 103.8716 0.0% 103.8875 0.7% 103.2029 -1.0%
GBP/USD 1.3582 0.1% 1.3567 -0.5% 1.3634 2.0%
USD/CAD 1.2699 0.0% 1.2696 -0.2% 1.2723 -0.8%
AUD/USD 0.776345 -0.1% 0.777261 1.1% 0.768844 3.7%
USD/CHF 0.8860 0.1% 0.8847 -0.5% 0.8891 0.1%