MAGAZYN KIESZEN (336) 19 GRUDNIA 2020

CENY @ 4:00 PM 12.18.2020

10 yr note:               0.95% +1 bp
5 yr note:                 0.38% unch
2 Yr note:                 0.13% unch
30 yr bond:              1.70% +2 bp
Libor Rates:             1 mo 0.151%;3 mo 0.238%; 6 mo 0.260%; 1 yr 0.333% (12/17/20)
30 yr FNMA 2.0:     103.58 -3 bp (-8 bp frm 9:30)
30 yr FNMA 2.5:     105.16 +6 bp (-2 bp frm 9:30)
30 yr GNMA 2.5:    105.19 +31 bp (+11 bp frm 9:30)
Dollar/Yuan:           $6.5370 +$0.0038
Dollar/Yen:             103.33 +0.23 yen
Dollar/Euro:            $1.2248 -$0.0022
Dollar Index:          90.03 +0.20
Gold:                       $1885.20 -$5.20
Crude Oil:              $48.91 +$0.55
DJIA:                      30,179.05 -124.32
NASDAQ:              12,755.64 -9.11
S&P 500:              3709.41 -13.07

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	1,952.54	-23.22	-1.18%	+7.85%	-8.41%	11:15 AM
WIG:IND WSE WIG INDEX	55,607.24	-568.83	-1.01%	+6.46%	-2.73%	11:15 AM
WIG30:IND WIG30	2,266.28	-20.52	-0.90%	+8.31%	-7.20%	11:15 AM

CURRENCY	VALUE			CHANGE	NET CHANGE	TIME (EST)
EUR-USD	1.2257			-0.0011	-0.09%	4:59 PM
USD-JPY	103.3000			0.1900	+0.18%	4:59 PM
GBP-USD	1.3524			-0.0061	-0.45%	4:59 PM
AUD-USD	0.7622			0.0000	0.00%	4:59 PM
USD-CAD	1.2788			0.0068	+0.53%	4:59 PM
USD-CHF	0.8837			-0.0010	-0.11%	4:59 PM
USD-CZK	21.3260	0.0207	+0.10%	4:59 PM
USD-SKK	24.5790	0.0231	+0.09%	4:59 PM
USD-PLN	3.6455	0.0261	+0.72%	4:59 PM
USD-HUF	291.8100	2.2500	+0.78%	4:59 PM
USD-RUB	73.4438	0.5445	+0.75%	4:58 PM
USD-MXN	19.9476		0.1316	+0.66%	4:59 PM

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.77%

-0.02

15 Yr FRM

2.34%

-0.01

FHA 30 Year Fixed

2.25%

+0.00

Jumbo 30 Year Fixed

3.12%

+0.01

5/1 Yr ARM

2.30%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

2.85%

0.33

-0.05

15 Yr. Fixed

2.49%

0.29

-0.02

30 Yr. Jumbo

3.12%

0.33

-0.08

30 Yr. FHA

2.96%

0.42

-0.01

5/1 ARM

2.58%

0.36

-0.02

Freddie Mac **

30 Yr. Fixed

2.67%

0.70

-0.04

15 Yr. Fixed

2.21%

0.60

-0.05

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.79%

0.30

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 2.0

103.56

-0.05

30YR UMBS 2.5

105.13

+0.03

30YR GNMA 2.0

104.09

-0.06

30YR GNMA 2.5

105.19

+0.31

15YR UMBS 2.0

104.28

+0.03

15YR UMBS 2.5

104.23

+0.03

Treasuries

Yield

Change

2 YR

0.1230%

+0.0000

5 YR

0.3814%

+0.0032

10 YR

0.9446%

+0.0100

30 YR

1.6898%

+0.0088

HOME LOANS

CONQUEST ELITE 21-30 YEAR				CONQUEST ELITE 16-20 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY		11 DAY		22 DAY
2.999	-3.742	-3.667	-3.447	2.999	-3.794		-3.719		-3.499
2.875	-3.586	-3.511	-3.291	2.875	-3.638		-3.563		-3.343
2.750	-2.981	-2.906	-2.686	2.750	-3.028		-2.953		-2.733
2.625	-2.220	-2.145	-1.925	2.625	-2.681		-2.606		-2.386
2.500	-1.609	-1.534	-1.314	2.500	-2.096		-2.021		-1.801
2.375	-0.975	-0.900	-0.680	2.375	-1.562		-1.487		-1.267
1.999	1.293	1.368	1.588	1.999	0.672		0.747		0.967
CONQUEST ELITE 11-15 YEAR				CONQUEST ELITE 8-10 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE		8 DAY		11 DAY		22 DAY
2.625	-3.510	-3.435	-3.215	2.625		-3.687		-3.612		-3.392
2.500	-3.240	-3.165	-2.945	2.500		-3.458		-3.383		-3.163
2.375	-2.887	-2.812	-2.592	2.375		-3.159		-3.084		-2.864
2.250	-2.502	-2.427	-2.207	2.250		-2.784		-2.709		-2.489
2.125	-1.844	-1.769	-1.549	2.125		-2.169		-2.094		-1.874
1.999	-1.201	-1.126	-0.906	1.999		-1.539		-1.464		-1.244
1.875	-0.579	-0.504	-0.284	1.875		-0.820		-0.745		-0.525

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Dec 18, 2020

Dec 17, 2020

Dec 11, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Nov Core US CPI Rate

1.2%

-25.0%

1.6%

0.0%

1.6%

0.0%

Oct Core US PCE Idx

1.40%

-12.5%

1.60%

0.0%

1.60%

0.0%

Nov Non-Farm Payroll

245,000

-65.5%

711,000

0.0%

711,000

0.0%

Mortgage Rates

30 Yr FXD avg

2.67%

-1.5%

2.71%

0.0%

2.71%

-4.6%

15 Yr FXD avg

2.21%

-2.2%

2.26%

0.0%

2.26%

-3.4%

Fundamentals

1 Year CMT

0.099%

8.8%

0.091%

-10.8%

0.102%

-12.8%

10 Year CMT

0.92%

0.0%

0.92%

-3.2%

0.95%

4.4%

2-Year Treasury

0.125%

0.0%

0.125%

0.0%

0.125%

-29.4%

10-Year Treasury

0.935%

-0.2%

0.937%

4.5%

0.897%

2.7%

30-Year Treasury

1.689%

0.4%

1.682%

3.4%

1.626%

1.4%

12 MTA

0.494%

-18.3%

0.605%

0.0%

0.605%

-17.5%

USD 6M LIBOR

0.2600%

1.8%

0.2555%

4.4%

0.2448%

-5.1%

USD 12M LIBOR

0.3339%

0.2%

0.3331%

-0.4%

0.3345%

-1.3%

USD 1M LIBOR

0.1516%

-4.0%

0.1579%

2.6%

0.1539%

2.9%

11th District COFI

0.503%

-3.8%

0.523%

0.0%

0.523%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1887.10

-0.2%

1890.40

2.5%

1843.60

-1.6%

Currencies

EUR/USD

1.2248

-0.3%

1.2281

1.4%

1.2112

2.1%

USD/JPY

103.4026

0.2%

103.1613

-0.9%

104.1204

0.3%

GBP/USD

1.3500

-0.6%

1.3581

2.7%

1.3230

-0.4%

USD/CAD

1.2787

0.5%

1.2724

-0.4%

1.2769

-2.4%

AUD/USD

0.762147

-0.2%

0.763385

1.3%

0.753565

3.2%

USD/CHF

0.8848

0.1%

0.8843

-0.6%

0.8897

-2.5%