MAGAZYN KIESZEN (334) 5 GRUDNIA 2020

CENY @ 4:00 PM 11.04.2020

10 yr note:               0.97% +6 bp
5 yr note:                 0.42% +3 bp
2 Yr note:                0.15% unch
30 yr bond:             1.74% +8 bp
Libor Rates:             1 mo 0.152%; 3 mo 0.225%; 6 mo 0.257%; 1 yr 0.336% (12/3/20)
30 yr FNMA 2.0:     103.42 -27 bp (-13 bps frm 9:30)
30 yr FNMA 2.5:     104.69 -17 bp (-12 bp frm 9:30)
30 yr GNMA 2.5:    104.84 -11 bp (+8 bp frm 9:30)
Dollar/Yuan:          $6.5316 -$0.0113
Dollar/Yen:            104.15 +0.31 yen
Dollar/Euro:          $1.2126 -$0.0023
Dollar Index:         90.73 +0.02
Gold:                      $1840.40 -$0.70
Crude Oil:              $46.00 +$0.36
DJIA:                      30,218.26 +248.74
NASDAQ:              12,464.23 +87.05
S&P 500:              3699.12 +32.40

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

 1,947.68 +57.57 +3.05% +14.74% -6.05% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 55,304.72 +1,336.90 +2.48% +12.95% -1.23% 11:15 AM
WIG30:IND

WIG30

 

 2,235.18 +65.16 +3.00% +15.25% -6.11% 11:15 AM
 

CURRENCY

 VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

 1.2121 -0.0023 -0.19% 4:59 PM
USD-JPY

 

 104.1700 0.3300 +0.32% 4:59 PM
GBP-USD

 

 1.3441 -0.0009 -0.07% 4:59 PM
AUD-USD

 

 0.7425 -0.0014 -0.19% 4:59 PM
USD-CAD

 

 1.2784 -0.0078 -0.61% 4:59 PM
USD-CHF

 

 0.8922 0.0009 +0.10% 4:59 PM
USD-CZK

 

 21.8337 0.0766 +0.35% 4:59 PM
USD-SKK

 

 24.8544 0.0549 +0.22% 4:59 PM
USD-PLN

 

 3.6874 0.0070 +0.19% 4:59 PM
USD-HUF

 

 296.2800 2.1800 +0.74% 4:59 PM
USD-RUB

 

 74.1220 -0.3839 -0.52% 4:58 PM
USD-MXN

 

 19.7674 -0.1284 -0.65% 4:59 PM

 

 

HOME LOANS

 

CONQUEST ELITE 21-30 YEAR  CONQUEST ELITE 16-20 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.999 -3.322 -3.247 -3.027 2.999 -3.370 -3.295 -3.075
2.875 -3.174 -3.099 -2.879 2.875 -3.225 -3.150 -2.930
2.750 -2.560 -2.485 -2.265 2.750 -2.601 -2.526 -2.306
2.625 -1.802 -1.727 -1.507 2.625 -1.971 -1.896 -1.676
2.500 -1.223 -1.148 -0.928 2.500 -1.356 -1.281 -1.061
2.375 -0.579 -0.504 -0.284 2.375 -0.809 -0.734 -0.514
1.999 1.628 1.703 1.923 1.999 1.365 1.440 1.660
CONQUEST ELITE 11-15 YEAR  CONQUEST ELITE 8-10 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.625 -2.993 -2.918 -2.698 2.625 -3.210 -3.135 -2.915
2.500 -2.669 -2.594 -2.374 2.500 -2.923 -2.848 -2.628
2.375 -2.279 -2.204 -1.984 2.375 -2.640 -2.565 -2.345
2.250 -1.877 -1.802 -1.582 2.250 -2.222 -2.147 -1.927
2.125 -1.209 -1.134 -0.914 2.125 -1.542 -1.467 -1.247
1.999 -0.563 -0.488 -0.268 1.999 -0.803 -0.728 -0.508
1.875 0.065 0.140 0.360 1.875 0.043 0.118 0.338

 

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 2.83% +0.01
15 Yr FRM 2.38% +0.00
FHA 30 Year Fixed 2.37% -0.01
Jumbo 30 Year Fixed 3.20% -0.02
5/1 Yr ARM 2.50% -0.02
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 2.99% 0.37 +0.01
15 Yr. Fixed 2.59% 0.35 +0.04
30 Yr. Jumbo 3.11% 0.28 -0.02
30 Yr. FHA 3.11% 0.37 +0.03
5/1 ARM 2.84% 0.53 +0.05

 

Freddie Mac **
30 Yr. Fixed 2.71% 0.70 -0.01
15 Yr. Fixed 2.26% 0.60 -0.02
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.86% 0.30 -0.30
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 103.45 -0.23
30YR UMBS 2.5 104.75 -0.11
30YR GNMA 2.0 104.00 -0.22
30YR GNMA 2.5 104.83 -0.13
15YR UMBS 2.0 104.00 -0.06
15YR UMBS 2.5 104.00 -0.02

 

Treasuries
Yield Change
2 YR 0.1527% +0.0001
5 YR 0.4226% +0.0270
10 YR 0.9725% +0.0613
30 YR 1.7412% +0.0850
Prices as of: 12/4/2020 5:06PM EST
Top of Form

Week Month 1-Year 3-Year

Bottom of Form
[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Dec 4, 2020 Dec 3, 2020 Nov 27, 2020 Nov 4, 2020 Dec 4, 2019
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Oct Core US CPI Rate 1.6% 14.3% 1.4% 0.0% 1.4% 0.0% 1.4% -39.1% 2.3%
Oct Core US PCE Idx 1.40% -12.5% 1.60% 0.0% 1.60% 0.0% 1.60% 0.0% 1.60%
 Nov Non-Farm Payroll 245,000 -65.5% 711,000 0.0% 711,000 0.0% 711,000 171.4% 262,000
Mortgage Rates
 30 Yr FXD avg 2.71% -0.4% 2.72% 0.0% 2.72% -3.2% 2.81% -23.6% 3.68%
 15 Yr FXD avg 2.26% -0.9% 2.28% 0.0% 2.28% -1.7% 2.32% -26.3% 3.15%
Fundamentals
1 Year CMT 0.110% 2.8% 0.107% 1.9% 0.105% -7.9% 0.114% -92.7% 1.563%
10 Year CMT 0.95% 3.3% 0.92% 4.5% 0.88% 1.1% 0.87% -52.5% 1.83%
2-Year Treasury 0.153% 0.7% 0.152% -2.6% 0.156% 4.7% 0.149% -90.6% 1.578%
10-Year Treasury 0.968% 6.4% 0.910% 7.6% 0.846% 10.0% 0.769% -56.7% 1.774%
30-Year Treasury 1.731% 4.5% 1.657% 5.1% 1.576% 2.1% 1.544% -30.6% 2.225%
12 MTA 0.494% -18.3% 0.605% 0.0% 0.605% -17.5% 0.734% -65.8% 2.143%
USD 6M LIBOR 0.2574% -0.3% 0.2583% 1.3% 0.2550% 4.6% 0.2439% -87.1% 1.8954%
USD 12M LIBOR 0.3364% 0.6% 0.3344% 0.4% 0.3330% -0.3% 0.3340% -82.8% 1.9366%
USD 1M LIBOR 0.1528% 0.4% 0.1521% 3.7% 0.1468% 6.6% 0.1376% -91.9% 1.7036%
11th District COFI 0.503% -3.8% 0.523% 0.0% 0.523% 0.0% 0.523% -52.5% 1.100%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0% 0.25% -85.7% 1.75%
Gold, Mini $/oz 1834.90 -0.3% 1841.10 3.0% 1788.10 -5.7% 1896.20 28.1% 1480.20
Currencies
EUR/USD 1.2140 -0.1% 1.2149 1.6% 1.1960 2.0% 1.1729 5.9% 1.1077
USD/JPY 104.0865 0.2% 103.8551 -0.2% 104.1049 -0.4% 104.5728 -3.9% 108.8472
GBP/USD 1.3469 0.1% 1.3457 1.2% 1.3300 2.4% 1.2993 -0.9% 1.3108
USD/CAD 1.2801 -0.5% 1.2865 -1.0% 1.2993 -1.1% 1.3136 -0.4% 1.3193
AUD/USD 0.742861 -0.1% 0.743819 0.7% 0.738816 3.0% 0.717481 4.8% 0.684335
USD/CHF 0.8903 0.0% 0.8906 -1.6% 0.9048 -0.8% 0.9119 -7.7% 0.9879