MAGAZYN KIESZEŃ (332) 11.21. 2020

CENY @ 4:00 PM 11.19.2020

10 yr note:                0.83% unch
5 yr note:                  0.36% -2 bp
2 Yr note:                 0.16% unch
30 yr bond:              1.53% -2 bp
Libor Rates:             1 mo 0.145%; 3 mo 0.212%; 6 mo 0.255%; 1 yr 0.338% (11/19/20)
30 yr FNMA 2.0:     103.59 -8 bp (-6 bp frm 9:30)
30 yr FNMA 2.5:     104.72 -9 bp (-3 bp frm 9:30)
30 yr GNMA 2.5:    104.91 -9 b p (+8 bp frm 9:30)
Dollar/Yuan:           $6.5630 -$0.0205
Dollar/Yen:             103.82 +0.07 yen
Dollar/Euro:           $1.1861 -$0.0013
Dollar Index:          92.38 +0.08
Gold:                       $1871.90 +$10.40
Crude Oil:              $42.17 +$0.43
DJIA:                      29,263.48 -219.75
NASDAQ:              11,854.97 -$49.74
S&P 500:              3557.54 -24.33

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

 1,820.85 +31.06 +1.74% +9.93% -17.03% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 52,353.64 +702.24 +1.36% +8.13% -9.78% 11:15 AM
WIG30:IND

WIG30

 

 2,101.34 +34.74 +1.68% +10.41% -15.61% 11:15 AM

 

CURRENCY VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

 1.1857 -0.0018 -0.15% 4:59 PM
USD-JPY

 

 103.8600 0.1200 +0.12% 4:59 PM
GBP-USD

 

 1.3275 0.0014 +0.11% 4:59 PM
AUD-USD

 

 0.7302 0.0014 +0.19% 4:59 PM
USD-CAD

 

 1.3095 0.0022 +0.17% 4:59 PM
USD-CHF

 

 0.9113 0.0003 +0.03% 4:59 PM

 

USD-CZK

 

 22.2352 0.0525 +0.24% 4:59 PM
USD-SKK

 

 25.4109 0.0405 +0.16% 4:59 PM
USD-PLN

 

 3.7699 0.0036 +0.10% 4:59 PM
USD-HUF

 

 303.8400 1.0300 +0.34% 4:59 PM
USD-RUB

 

 76.2197 0.0740 +0.10% 4:58 PM

 

USD-MXN

 

 20.1050 -0.0845 -0.42% 4:59 PM

HOME LOANS

CONQUEST ELITE 21-30 YEAR  CONQUEST ELITE 16-20 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.999 -3.426 -3.351 -3.131 2.999 -3.478 -3.403 -3.183
2.875 -3.232 -3.157 -2.937 2.875 -3.290 -3.215 -2.995
2.750 -2.604 -2.529 -2.309 2.750 -2.674 -2.599 -2.379
2.625 -1.820 -1.745 -1.525 2.625 -1.932 -1.857 -1.637
2.500 -1.428 -1.353 -1.133 2.500 -1.519 -1.444 -1.224
2.375 -0.919 -0.844 -0.624 2.375 -1.087 -1.012 -0.792
1.999 1.283 1.358 1.578 1.999 1.098 1.173 1.393
CONQUEST ELITE 11-15 YEAR  CONQUEST ELITE 8-10 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.625 -2.867 -2.792 -2.572 2.625 -3.106 -3.031 -2.811
2.500 -2.649 -2.574 -2.354 2.500 -2.956 -2.881 -2.661
2.375 -2.289 -2.214 -1.994 2.375 -2.706 -2.631 -2.411
2.250 -1.894 -1.819 -1.599 2.250 -2.295 -2.220 -2.000
2.125 -1.230 -1.155 -0.935 2.125 -1.619 -1.544 -1.324
1.999 -0.572 -0.497 -0.277 1.999 -0.869 -0.794 -0.574
1.875 0.036 0.111 0.331 1.875 -0.041 0.034 0.254
               
Today’s Rates

Best Execution
Rate Change
30 Yr FRM 2.85% -0.02
15 Yr FRM 2.40% +0.00
FHA 30 Year Fixed 2.35% -0.03
Jumbo 30 Year Fixed 3.25% -0.01
5/1 Yr ARM 2.65% -0.03
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 2.99% 0.37 +0.01
15 Yr. Fixed 2.59% 0.35 +0.04
30 Yr. Jumbo 3.11% 0.28 -0.02
30 Yr. FHA 3.11% 0.37 +0.03
5/1 ARM 2.84% 0.53 +0.05

 

Freddie Mac **
30 Yr. Fixed 2.72% 0.70 -0.12
15 Yr. Fixed 2.28% 0.60 -0.06
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.85% 0.30 -0.26
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 103.64 -0.03
30YR UMBS 2.5 104.72 -0.09
30YR GNMA 2.0 104.14 -0.09
30YR GNMA 2.5 104.92 -0.08
15YR UMBS 2.0 103.94 +0.03
15YR UMBS 2.5 104.05 0.00

 

Treasuries
Yield Change
2 YR 0.1614% -0.0058
5 YR 0.3731% -0.0078
10 YR 0.8243% -0.0180
30 YR 1.5163% -0.0420
Week Month 1-Year 3-Year Download 3-Year Data Series in Excel-compatible file (CSV)
Click Chart to Enlarge
[click item to view chart] Current Previous Previous
Quote Day Week
Nov 20, 2020 Nov 19, 2020 Nov 13, 2020
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Oct Core US CPI Rate  1.6% 14.3% 1.4% 0.0% 1.4% 0.0%
Sep Core US PCE Idx  1.50% 7.1% 1.40% 0.0% 1.40% 0.0%
 Oct Non-Farm Payroll  638,000 -5.1% 672,000 0.0% 672,000 0.0%
Mortgage Rates
 30 Yr FXD avg  2.72% -4.2% 2.84% 0.0% 2.84% 1.1%
 15 Yr FXD avg  2.28% -2.6% 2.34% 0.0% 2.34% -0.4%
Fundamentals
1 Year CMT  0.104% -13.3% 0.120% -2.4% 0.123% -5.4%
10 Year CMT  0.88% 1.1% 0.87% -11.2% 0.98% 28.9%
2-Year Treasury  0.157% -2.5% 0.161% -11.0% 0.181% 21.5%
10-Year Treasury  0.842% 0.8% 0.835% -6.7% 0.895% 13.4%
30-Year Treasury  1.543% -0.4% 1.549% -6.1% 1.649% 3.5%
12 MTA  0.605% -17.5% 0.734% 0.0% 0.734% 0.0%
USD 6M LIBOR  0.2555% -0.5% 0.2569% 2.2% 0.2514% -1.1%
USD 12M LIBOR  0.3386% 0.0% 0.3388% -0.5% 0.3405% 0.2%
USD 1M LIBOR  0.1455% -0.7% 0.1465% 4.0% 0.1409% -1.7%
11th District COFI  0.523% -1.1% 0.529% 0.0% 0.529% -19.0%
Federal Funds  0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz  1870.20 0.5% 1861.50 -1.3% 1886.20 -1.5%
Currencies
EUR/USD  1.1860 -0.1% 1.1872 0.3% 1.1842 0.2%
USD/JPY  103.8021 0.0% 103.8188 -0.7% 104.5726 -0.9%
GBP/USD  1.3271 0.1% 1.3260 0.5% 1.3190 1.8%
USD/CAD  1.3092 0.2% 1.3064 -0.5% 1.3130 0.0%
AUD/USD  0.731254 0.4% 0.728381 0.3% 0.726259 3.0%
USD/CHF  0.9125 0.2% 0.9103 -0.2% 0.9118 0.6%