MAGAZYN KIESZEŃ (329) 10.31. 2020

CENY @ 4:00 PM 10.29.2020

10 yr note:                 0.87% +4 bp
5 yr note:                   0.39% +2 bp
2 Yr note:                   0.17% +2 bp
30 yr bond:                1.66% +6 bp
Libor Rates:              1 mo 0.149%; 3 mo 0.214%; 6 mo 0.242%; 1 yr 0.331% (10/29/20)
30 yr FNMA 2.0:      103.08 -2 bp (-5 bp frm 9:30)
30 yr FNMA 2.5:      104.19 +3 bp (+5 bp frm 9:30)
30 yr GNMA 2.5:     104.50 +9 bp (+17 bp frm 9:30)
Dollar/Yuan:            $6.6927 -$0.0223
Dollar/Yen:              104.69 +0.07 yen
Dollar/Euro:            $11649 -$0.0024
Dollar Index:           94.01 +0.05
Gold:                        $1879.20 +$11.20
Crude Oil:                $35.57 -$0.60
DJIA:                        26,501.60 -157.51
NASDAQ:                10,911.59 -274.00
S&P 500:                 3269.96 -40.15

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EDT)
WIG20:IND

WIG 20

 

 1,515.97 -26.79 -1.74% -10.69% -30.91% 12:15 PM
WIG:IND

WSE WIG INDEX

 

 44,097.98 -742.62 -1.66% -10.08% -23.68% 12:15 PM
WIG30:IND

WIG30

 

 1,732.47 -27.71 -1.57% -11.01% -30.28% 12:15 PM

 

CURRENCY VALUE CHANGE NET CHANGE TIME (EDT)
EUR-USD

 

 1.1647 -0.0027 -0.23% 4:59 PM
USD-JPY

 

 104.6600 0.0500 +0.05% 4:59 PM
GBP-USD

 

 1.2947 0.0017 +0.13% 4:59 PM
AUD-USD

 

 0.7028 -0.0001 -0.01% 4:59 PM
USD-CAD

 

 1.3321 -0.0004 -0.03% 4:59 PM
USD-CHF

 

 0.9170 0.0018 +0.20% 4:59 PM
USD-CZK

 

 23.3903 -0.0556 -0.24% 4:59 PM
USD-SKK

 

 25.8661 0.0576 +0.22% 4:59 PM
USD-PLN

 

 3.9569 -0.0038 -0.10% 4:59 PM
USD-HUF

 

 314.5700 -0.6200 -0.20% 4:59 PM
USD-RUB

 

 79.4022 0.4929 +0.62% 4:58 PM
USD-MXN

 

 21.1774 -0.1841 -0.86% 4:59 PM

      HOME LOANS

CONVENTIONAL PRODUCTS AND PRICING
 
CONQUEST ELITE 21-30 YEAR  CONQUEST ELITE 16-20 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.999 -3.033 -2.958 -2.738 2.999 -3.179 -3.104 -2.884
2.875 -2.742 -2.667 -2.447 2.875 -2.852 -2.777 -2.557
2.750 -2.128 -2.053 -1.833 2.750 -2.249 -2.174 -1.954
2.625 -1.475 -1.400 -1.180 2.625 -1.799 -1.724 -1.504
2.500 -1.226 -1.151 -0.931 2.500 -1.308 -1.233 -1.013
2.375 -0.632 -0.557 -0.337 2.375 -0.901 -0.826 -0.606
1.999 1.549 1.624 1.844 1.999 1.234 1.309 1.529
FOR MORE INFORMATION ON THE CONQUEST PROGRAM, PLEASE REACH OUT TO YOUR ACCOUNT EXECUTIVE
 
CONQUEST ELITE 11-15 YEAR  CONQUEST ELITE 8-10 YEAR 
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.625 -2.717 -2.642 -2.422 2.625 -2.905 -2.830 -2.610
2.500 -2.487 -2.412 -2.192 2.500 -2.804 -2.729 -2.509
2.375 -2.131 -2.056 -1.836 2.375 -2.555 -2.480 -2.260
2.250 -1.746 -1.671 -1.451 2.250 -2.155 -2.080 -1.860
2.125 -1.114 -1.039 -0.819 2.125 -1.514 -1.439 -1.219
1.999 -0.459 -0.384 -0.164 1.999 -0.767 -0.692 -0.472
1.875 0.168 0.243 0.463 1.875 0.076 0.151 0.371
               

 

 

 

Primary Mortgage Markets

MND’s Daily Rate Survey
  52 Week
Product Today Yesterday Change Low High
30 Yr FRM 3.00% 2.99% +0.01 2.81% 4.15%
15 Yr FRM 2.56% 2.55% +0.01 2.36% 3.90%
FHA 30 Year Fixed 2.44% 2.43% +0.01 2.25% 4.00%
Jumbo 30 Year Fixed 3.38% 3.37% +0.01 3.25% 4.75%
5/1 Yr ARM 2.72% 2.73% -0.01 2.72% 4.38%
Updated: 10/30/20 4:03 PM

MND’s Rate Survey is Updated Daily (Approx 4pm EST)

 

52 Week Range Current Rate
MBA Rate Points Change
30 Yr. Fixed 3.00% 0.35 -0.02
15 Yr. Fixed 2.60% 0.37 -0.01
30 Yr. Jumbo 3.28% 0.31 -0.05
30 Yr. FHA 3.14% 0.35 +0.02
5/1 ARM 3.05% 0.64 +0.19
Freddie Mac
30 Yr. Fixed 2.81% 0.70 +0.01
15 Yr. Fixed 2.32% 0.60 -0.01
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.88% 0.30 +0.01

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 3.00% +0.01
15 Yr FRM 2.56% +0.01
FHA 30 Year Fixed 2.44% +0.01
Jumbo 30 Year Fixed 3.38% +0.01
5/1 Yr ARM 2.72% -0.01
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 3.00% 0.35 -0.02
15 Yr. Fixed 2.60% 0.37 -0.01
30 Yr. Jumbo 3.28% 0.31 -0.05
30 Yr. FHA 3.14% 0.35 +0.02
5/1 ARM 3.05% 0.64 +0.19

 

Freddie Mac **
30 Yr. Fixed 2.81% 0.70 +0.01
15 Yr. Fixed 2.32% 0.60 -0.01
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.88% 0.30 +0.01
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 3.0 104.50 +0.03
30YR UMBS 3.5 105.58 +0.05
30YR GNMA 3.0 104.17 +0.17
30YR GNMA 3.5 104.31 -0.16
15YR UMBS 3.0 104.67 -0.02
15YR UMBS 2.5 103.89 -0.05

 

Treasuries
Yield Change
2 YR 0.1564% +0.0039
5 YR 0.3844% +0.0095
10 YR 0.8737% +0.0423
30 YR 1.6584% +0.0490

 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form
[click item to view chart] Current Previous Previous
Quote Day Week
Oct 30, 2020 Oct 29, 2020 Oct 23, 2020
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Sep Core US CPI Rate 1.4% -17.6% 1.7% 0.0% 1.7% 0.0%
Sep Core US PCE Idx 1.50% 7.1% 1.40% 0.0% 1.40% 0.0%
 Sep Non-Farm Payroll 661,000 -55.6% 1,489,000 0.0% 1,489,000 0.0%
Mortgage Rates
 30 Yr FXD avg 2.81% 0.4% 2.80% 0.0% 2.80% -3.4%
 15 Yr FXD avg 2.32% -0.4% 2.33% 0.0% 2.33% -2.9%
Fundamentals
1 Year CMT 0.135% 8.9% 0.124% -6.1% 0.132% 8.2%
10 Year CMT 0.79% 0.0% 0.79% -4.8% 0.83% 23.9%
2-Year Treasury 0.152% 0.0% 0.152% -10.6% 0.170% 29.8%
10-Year Treasury 0.872% 5.4% 0.827% -1.8% 0.842% 22.7%
30-Year Treasury 1.640% 2.1% 1.606% -2.3% 1.643% 12.9%
12 MTA 0.734% -15.7% 0.870% 0.0% 0.870% -14.0%
USD 6M LIBOR 0.2429% -0.5% 0.2441% -0.8% 0.2460% -7.2%
USD 12M LIBOR 0.3310% 1.0% 0.3276% -2.2% 0.3351% -6.7%
USD 1M LIBOR 0.1491% 0.9% 0.1478% -1.0% 0.1493% 0.2%
11th District COFI 0.529% -19.0% 0.653% 0.0% 0.653% 0.0%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz 1881.50 0.7% 1868.00 -2.0% 1905.20 0.5%
Currencies
EUR/USD 1.1652 -0.2% 1.1672 -1.6% 1.1865 1.1%
USD/JPY 104.6419 0.1% 104.5206 -0.2% 104.7687 -0.7%
GBP/USD 1.2963 0.3% 1.2925 -0.9% 1.3040 0.8%
USD/CAD 1.3320 -0.1% 1.3331 1.5% 1.3130 -1.4%
AUD/USD 0.703607 0.1% 0.702947 -1.5% 0.713497 -0.3%
USD/CHF 0.9155 -0.1% 0.9167 1.3% 0.9047 -1.8%