MAGAZYN KIESZEŃ (320) 08.29. 2020

CENY @ 4:00 PM 08.28.2020

10 yr note:               0.74% -1 bp
5 yr note:                 0.27% -4 bp
2 Yr note:                 0.15% unch
30 yr bond:              1.51% unch
Libor Rates:             1 mo 0.155%; 3 mo 0.246%; 6 mo 0.307%; 1 yr 0.442% (8/27/20)
30 yr FNMA 2.5:     105.05 +16 bp (+2 bp frm 9:30)
30 yr GNMA 2.5:    104.86 +5 bp (+3 bp frm 9:30)
Dollar/Yuan:           $6.8654 -$0.0245
Dollar/Yen:             105.40 -1.17 yen
Dollar/Euro:           $1.1894 +$0.0073
Dollar Index:          92.31 -0.69
Gold:                       $1973.70 +$41.10
Crude Oil:              $43.01 -$0.03
DJIA:                       28,653.87 +161.60
NASDAQ:               11,695.63 +70.30
S&P 500:               3508.01 +23.46

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,829.79	-16.71	-0.90%	+3.52%	-14.31%	11:15 AM
WIG:IND WSE WIG INDEX	52,237.26	-291.41	-0.55%	+3.51%	-7.93%	11:15 AM
WIG30:IND WIG30	2,096.16	-11.20	-0.53%	+3.40%	-14.13%	11:15 A
CURRENCY	VALUE	CHANGE	NET CHANGE		TIME (EDT)
EUR-USD	1.1903	0.0081	+0.69%		4:59 PM
USD-JPY	105.3700	-1.2000	-1.13%		4:59 PM
GBP-USD	1.3352	0.0151	+1.14%		4:59 PM
AUD-USD	0.7365	0.0106	+1.46%		4:59 PM
USD-CAD	1.3099	-0.0029	-0.22%		4:59 PM
USD-CHF	0.9042	-0.0048	-0.53%		4:59 PM

USD-CZK	21.9405	-0.2929	-1.32%	4:59 PM
USD-SKK	25.3055	-0.1778	-0.70%	4:59 PM
USD-PLN	3.6847	-0.0461	-1.24%	4:59 PM
USD-HUF	297.8400	-3.4500	-1.15%	4:59 PM
USD-RUB	74.0338	-0.8855	-1.18%	4:57

USD-MXN

21.7618

-0.3875

-1.75%

4:59 PM

HOME LOANS

Rate

Points

+/-

Difference

Prime 79 (30 Year Agency)

2.875%

101.336

0.003

2.990%

101.735

0.009

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency

2.875%

100.546

0.003

2.990%

100.945

0.009

Prime 79 (30 Year HB Agency)

2.750%

101.396

0.051

2.875%

101.601

0.053

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency HB

2.750%

100.606

0.051

2.875%

100.811

0.053

20 Year Agency

2.875%

100.648

0.002

2.990%

100.956

0.009

15 Year Agency

2.125%

100.233

-0.018

2.250%

100.670

-0.019

30 Year VA Full Doc

4.625%

100.881

0.039

4.750%

100.925

0.039

30 Year VA IRRRL

2.250%

99.749

0.008

2.375%

99.961

0.018

30 Year FHA Full Doc

4.500%

99.020

0.039

4.625%

99.158

0.040

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Aug 28, 2020

Aug 27, 2020

Aug 21, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Jul Core US CPI Rate

1.6%

33.3%

1.2%

0.0%

1.2%

0.0%

Jul Core US PCE Idx

1.30%

18.2%

1.10%

0.0%

1.10%

0.0%

Jul Non-Farm Payroll

1,800,000

-62.4%

4,791,000

0.0%

4,791,000

0.0%

Mortgage Rates

30 Yr FXD avg

2.91%

-2.7%

2.99%

0.0%

2.99%

-0.7%

15 Yr FXD avg

2.46%

-3.1%

2.54%

0.0%

2.54%

0.0%

Fundamentals

1 Year CMT

0.122%

-3.9%

0.127%

0.0%

0.127%

-7.3%

10 Year CMT

0.69%

0.0%

0.69%

1.5%

0.68%

15.3%

2-Year Treasury

0.137%

-14.4%

0.160%

8.8%

0.147%

2.8%

10-Year Treasury

0.733%

-2.8%

0.754%

18.6%

0.636%

9.8%

30-Year Treasury

1.508%

-0.1%

1.510%

11.9%

1.349%

10.8%

12 MTA

1.012%

-13.6%

1.171%

0.0%

1.171%

0.0%

USD 6M LIBOR

0.3078%

0.2%

0.3073%

2.9%

0.2986%

-5.7%

USD 12M LIBOR

0.4424%

-0.8%

0.4459%

1.2%

0.4406%

-3.6%

USD 1M LIBOR

0.1551%

-0.8%

0.1564%

-14.7%

0.1833%

10.2%

11th District COFI

0.682%

-9.7%

0.755%

0.0%

0.755%

2.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1982.50

2.6%

1932.60

-0.7%

1947.00

0.1%

Currencies

EUR/USD

1.1894

0.7%

1.1811

0.1%

1.1796

0.7%

USD/JPY

105.3580

-1.1%

106.5729

0.6%

105.8883

0.7%

GBP/USD

1.3338

1.0%

1.3203

0.8%

1.3100

1.3%

USD/CAD

1.3115

-0.1%

1.3131

-0.5%

1.3200

-1.4%

AUD/USD

0.734809

1.2%

0.726018

1.4%

0.715993

0.0%

USD/CHF

0.9050

-0.4%

0.9086

-0.4%

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.93%

-0.02

15 Yr FRM

2.50%

-0.01

FHA 30 Year Fixed

2.38%

+0.03

Jumbo 30 Year Fixed

3.60%

+0.01

5/1 Yr ARM

3.06%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.11%

0.38

-0.02

15 Yr. Fixed

0.00%

0.00

-2.73

30 Yr. Jumbo

3.41%

0.00

+0.00

30 Yr. FHA

0.00%

0.00

-3.16

5/1 ARM

0.00%

0.00

-2.95

Freddie Mac **

30 Yr. Fixed

2.91%

0.80

-0.08

15 Yr. Fixed

2.46%

0.70

-0.08

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.91%

0.20

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 3.0

105.36

+0.08

30YR UMBS 3.5

105.44

+0.02

30YR GNMA 3.0

104.91

0.00

30YR GNMA 3.5

104.98

+0.05

15YR UMBS 3.0

104.88

+0.03

15YR UMBS 2.5

104.81

+0.06

Treasuries

Yield

Change

2 YR

0.1426%

-0.0176

5 YR

0.2862%

-0.0268

10 YR

0.7342%

-0.0196

30 YR

1.5017%

-0.0085