MAGAZYN KIESZEŃ (313) 07.11. 2020

PRICES @ 4:00 PM

10 yr note:              0.64% +4 bp
5 yr note:                0.30% +2 bp
2 Yr note:                0.17 unch
30 yr bond:             1.33% +2 bp
Libor Rates:            1 mo 0.178%; 3 mo 0.266%; 6 mo 0.348%; 1 yr 0.484% (7/9/20)
30 yr FNMA 2.5:    104.50 -16 bp (-22 bp frm 9:30)
30 yr GNMA 2.5:   104.86 -52 bp (-33 bp frm 9:30)
Dollar/Yuan:           $7.0018 +$0.0077
Dollar/Yen:             106.94 -0.26 yen
Dollar/Euro:           $1.1300 +$0.0015
Dollar Index:          96.63 -0.07
Gold:                       $1802.50 -$1.30
Crude Oil:              $40.46 +$0.84
DJIA:                      26,075.30 +369.21
NASDAQ:              10,671.44 +69.69
S&P 500:              3185.04 +32.99

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,797.27	+5.59	+0.31%	+0.47%	-22.38%	11:15 AM
WIG:IND WSE WIG INDEX	50,933.53	+89.06	+0.18%	+1.52%	-15.64%	11:15 AM
WIG30:IND WIG30	2,073.00	+10.91	+0.53%	-0.06%	-22.21%	11:15 AM

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1300	0.0015	+0.13%	4:59 PM
USD-JPY	106.9300	-0.2700	-0.25%	4:59 PM
GBP-USD	1.2622	0.0016	+0.13%	4:59 PM
AUD-USD	0.6950	-0.0014	-0.20%	4:59 PM
USD-CAD	1.3592	0.0006	+0.04%	4:59 PM
USD-CHF	0.9412	0.0011	+0.12%	4:59 PM

USD-CZK	23.5992	-0.0178	-0.08%	4:59 PM
USD-SKK	26.6630	-0.0330	-0.12%	4:59 PM
USD-PLN	3.9529	-0.0082	-0.21%	4:59 PM
USD-HUF	312.4200	-0.7900	-0.25%	4:59 PM
USD-RUB	70.7763	-0.0543	-0.08%	4:58 PM

USD-MXN

22.4445

-0.1766

-0.78%

4:59 PM

HOME LOANS

ELITE 21-30 YEAR				ELITE 16-20 YEAR				ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
4.000	0.000	0.000	0.000	4.000	0.000	0.000	0.000	3.750	0.000	0.000	0.000	3.750	0.000	0.000	0.000
3.875	0.000	0.000	0.000	3.875	0.000	0.000	0.000	3.625	0.000	0.000	0.000	3.625	0.000	0.000	0.000
3.750	0.000	0.000	0.000	3.750	0.000	0.000	0.000	3.500	0.000	0.000	0.000	3.500	0.000	0.000	0.000
3.625	0.000	0.000	0.000	3.625	0.000	0.000	0.000	3.375	0.000	0.000	0.000	3.375	0.000	0.000	0.000
3.500	-2.715	-2.620	-2.450	3.500	-2.797	-2.702	-2.532	3.250	-2.406	-2.311	-2.141	3.250	-2.538	-2.443	-2.273
3.375	-2.427	-2.332	-2.162	3.375	-2.548	-2.453	-2.283	3.125	-2.202	-2.107	-1.937	3.125	-2.370	-2.275	-2.105
3.250	-2.051	-1.956	-1.786	3.250	-2.198	-2.103	-1.933	3.000	-1.819	-1.724	-1.554	3.000	-1.965	-1.870	-1.700
3.125	-1.826	-1.731	-1.561	3.125	-1.762	-1.667	-1.497	2.875	-1.651	-1.556	-1.386	2.875	-1.804	-1.709	-1.539
3.000	-1.443	-1.348	-1.178	3.000	-1.496	-1.401	-1.231	2.750	-1.292	-1.197	-1.027	2.750	-1.536	-1.441	-1.271
2.875	-0.948	-0.853	-0.683	2.875	-1.082	-0.987	-0.817	2.625	-0.934	-0.839	-0.669	2.625	-1.193	-1.098	-0.928
2.750	-0.330	-0.235	-0.065	2.750	-0.466	-0.371	-0.201	2.500	-0.457	-0.362	-0.192	2.500	-0.739	-0.644	-0.474
2.625	0.437	0.532	0.702	2.625	0.288	0.383	0.553	2.375	0.204	0.299	0.469	2.375	-0.072	0.023	0.193
2.500	1.288	1.383	1.553	2.500	1.121	1.216	1.386	2.250	0.657	0.752	0.922	2.250	0.366	0.461	0.631
ELITE PROGRAM IS DESIGNED FOR BORROWERS WITH 700+ CREDIT SCORES, LTV’S 80% OR LESS, AND LOAN AMTS => THAN 125K

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Jul 10, 2020

Jul 9, 2020

Jul 3, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

May Core US CPI Rate

1.2%

-14.3%

1.4%

0.0%

1.4%

0.0%

May Core US PCE Idx

1.00%

0.0%

1.00%

0.0%

1.00%

0.0%

Jun Non-Farm Payroll

4,800,000

77.8%

2,700,000

0.0%

2,700,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.03%

-1.3%

3.07%

0.0%

3.07%

-3.5%

15 Yr FXD avg

2.51%

-2.0%

2.56%

0.0%

2.56%

-2.3%

Fundamentals

1 Year CMT

0.147%

-3.3%

0.152%

-3.2%

0.157%

-15.1%

10 Year CMT

0.67%

3.1%

0.65%

-5.8%

0.69%

-21.6%

2-Year Treasury

0.149%

-2.6%

0.153%

-1.3%

0.155%

-10.4%

10-Year Treasury

0.623%

1.5%

0.614%

-8.2%

0.669%

-9.1%

30-Year Treasury

1.319%

0.5%

1.313%

-8.1%

1.429%

-5.7%

12 MTA

1.171%

-11.7%

1.326%

0.0%

1.326%

-12.1%

USD 6M LIBOR

0.3485%

-1.4%

0.3534%

-3.5%

0.3661%

-20.5%

USD 12M LIBOR

0.4841%

-0.8%

0.4881%

-9.4%

0.5386%

-14.9%

USD 1M LIBOR

0.1783%

-5.3%

0.1883%

15.0%

0.1638%

-12.8%

11th District COFI

0.755%

2.0%

0.740%

0.0%

0.740%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1794.60

-0.5%

1803.80

0.8%

1790.00

4.0%

Currencies

EUR/USD

1.1296

0.1%

1.1282

0.3%

1.1253

-1.2%

USD/JPY

106.9786

-0.2%

107.1508

-0.3%

107.4827

0.3%

GBP/USD

1.2628

0.1%

1.2610

1.1%

1.2476

-2.0%

USD/CAD

1.3606

0.2%

1.3584

0.3%

1.3545

0.9%

AUD/USD

0.694836

-0.2%

0.696394

0.2%

0.694714

-0.7%

USD/CHF

0.9400

0.0%

0.9396

-0.5%

0.9447

0.0%

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.93%

+0.02

15 Yr FRM

2.62%

+0.00

FHA 30 Year Fixed

2.50%

+0.00

Jumbo 30 Year Fixed

3.93%

-0.02

5/1 Yr ARM

2.88%

+0.00

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.26%

0.35

-0.03

15 Yr. Fixed

2.77%

0.32

-0.04

30 Yr. Jumbo

3.52%

0.36

-0.07

30 Yr. FHA

3.31%

0.24

-0.12

5/1 ARM

2.98%

0.10

-0.06

Freddie Mac **

30 Yr. Fixed

3.03%

0.80

-0.04

15 Yr. Fixed

2.51%

0.80

-0.05

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.02%

0.30

+0.02

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 3.0

105.42

-0.16

30YR UMBS 3.5

105.06

-0.06

30YR GNMA 3.0

105.47

-0.44

30YR GNMA 3.5

105.14

-0.13

15YR UMBS 3.0

105.05

+0.02

15YR UMBS 2.5

104.97

-0.09

Treasuries

Yield

Change

2 YR

0.1569%

+0.0041

5 YR

0.3039%

+0.0206

10 YR

0.6430%

+0.0295

30 YR

1.3340%

+0.0206