MAGAZYN KIESZEŃ (295) 02.22. 2020

CENY @ 4:00 PM 02.21.2020

10 yr note:              1.47% -5 bp
5 yr note:                1.31% -5 bp
2 Yr note:                1.35% -4 bp
30 yr bond:             1.92% -5 bp
Libor Rates:            1 mo 1.628%; 3mo 1.682%; 6 mo 1.695%; 1 yr 1.761% (2/20/20)
30 yr FNMA 3.0:    102.23 +9 bp (+6 bp frm 9:30)
15 yr FNMA 3.0:    102.99 +11 bp (+8 bp frm 9:30)
30 yr GNMA 3.0:   102.48 -5 bp (-8 bp frm 9:30)
Dollar/Yuan:          $7.0272 +$0.0038
Dollar/Yen:            111.58 -0.53 yen
Dollar/Euro:          $1.0851 +$0.0066
Dollar Index:         99.32 -0.55
Gold:                      $1648.60 +$28.10
Crude Oil:              $53.35 -$0.53
DJIA:                      28,992.41 -227.57
NASDAQ:              9576.59 -174.37
S&P 500:              3337.75 -35.48

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,088.53	-11.35	-0.54%	-3.05%	-11.34%	11:15 AM
WIG:IND WSE WIG INDEX	57,424.47	-268.65	-0.47%	-2.02%	-4.73%	11:15 AM
WIG30:IND WIG30	2,415.04	-11.51	-0.47%	-2.56%	-10.46%	11:15 AM

CURRENCY		VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD		1.0847	0.0062	+0.57%	4:59 PM
USD-JPY		111.6100	-0.4900	-0.44%	4:59 PM
GBP-USD		1.2964	0.0082	+0.64%	4:59 PM
AUD-USD		0.6627	0.0012	+0.18%	4:59 PM
USD-CAD		1.3225	-0.0034	-0.26%	4:59 PM
USD-CHF		0.9782	-0.0059	-0.60%	4:59 PM
USD-CZK	23.0998	-0.1338	-0.58%	4:59 PM
USD-SKK	27.7724	-0.1647	-0.59%	4:59 PM
USD-PLN	3.9530	-0.0148	-0.37%	4:59 PM
USD-HUF	310.6100	-3.0900	-0.99%	4:59 PM
USD-RUB	63.9507	-0.2148	-0.33%	4:58 PM

USD-MXN

18.8954

0.0625

+0.33%

4:59 PM

Markit PMI

50.8

Existing Home Sales

Today’s Pricing (30-Day)
MORTGAGE RATES

*Rate*	*Points*	*+/-*	*Difference*

30 Year Agency
3.250%	101.499	ã	0.104
3.375%	102.064	ã	0.105

30 Year Agency HB
3.375%	101.689	ã	0.105
3.500%	102.131	ã	0.101

20 Year Agency
3.125%	101.564	ã	0.106
3.250%	102.237	ã	0.105

15 Year Agency
2.990%	101.782	ã	0.024
3.125%	102.330	ã	0.023

30 Year FHA Full Doc
2.875%	101.649	â	-0.003
3.000%	102.044	â	-0.005

30 Year FHA Streamline
3.000%	101.969	â	-0.005

3.125%	102.352	â	-0.005

30 Year VA Full Doc
3.375%	101.918	â	-0.004
3.490%	102.260	â	-0.006

30 Year Jumbo Advantage
3.500%	101.172	ã	0.047
3.625%	101.521	ã	0.046

7 Year NA Jumbo ARM
3.500%	101.761	ã	0.108
3.625%	102.011	ã	0.108

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Feb 21, 2020

Feb 20, 2020

Feb 14, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Jan Core US CPI Rate

2.3%

0.0%

2.3%

0.0%

2.3%

0.0%

Dec Core US PCE Idx

1.60%

6.7%

1.50%

0.0%

1.50%

0.0%

Jan Non-Farm Payroll

225,000

53.1%

147,000

0.0%

147,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.49%

0.6%

3.47%

0.0%

3.47%

-4.9%

15 Yr FXD avg

2.99%

0.7%

2.97%

0.0%

2.97%

-3.9%

Fundamentals

1 Year CMT

1.443%

-1.8%

1.469%

-1.1%

1.485%

-3.3%

10 Year CMT

1.56%

0.6%

1.55%

-4.3%

1.62%

-12.0%

2-Year Treasury

1.344%

-3.5%

1.393%

-2.6%

1.430%

-7.2%

10-Year Treasury

1.473%

-3.0%

1.519%

-4.3%

1.588%

-11.0%

30-Year Treasury

1.920%

-2.1%

1.961%

-3.8%

2.038%

-9.2%

12 MTA

1.966%

-4.3%

2.054%

0.0%

2.054%

0.0%

USD 6M LIBOR

1.6956%

-0.2%

1.6988%

-0.8%

1.7129%

-6.4%

USD 12M LIBOR

1.7618%

-0.4%

1.7689%

-1.8%

1.8020%

-6.4%

USD 1M LIBOR

1.6289%

-0.6%

1.6394%

-1.2%

1.6585%

0.3%

11th District COFI

1.036%

0.1%

1.035%

0.0%

1.035%

0.0%

Federal Funds

1.75%

0.0%

1.75%

0.0%

1.75%

0.0%

Gold, Mini $/oz

1646.80

1.6%

1620.50

2.1%

1586.40

1.8%

Currencies

EUR/USD

1.0856

0.7%

1.0786

-0.4%

1.0833

-2.2%

USD/JPY

111.7494

-0.2%

112.0280

2.0%

109.8776

-0.1%

GBP/USD

1.2964

0.7%

1.2876

-1.4%

1.3058

0.1%

USD/CAD

1.3205

-0.4%

1.3262

0.1%

1.3248

1.3%

AUD/USD

0.663523

0.3%

0.661624

-1.5%

0.672028

-1.7%

USD/CHF

0.9775

-0.6%

0.9837

0.2%

0.9814

1.3%

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.45%

-0.04

15 Yr FRM

3.13%

-0.03

FHA 30 Year Fixed

3.23%

-0.04

Jumbo 30 Year Fixed

3.61%

-0.03

5/1 Yr ARM

3.30%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.72%

0.25

+0.01

15 Yr. Fixed

3.20%

0.27

+0.01

30 Yr. Jumbo

3.75%

0.17

+0.05

30 Yr. FHA

3.84%

0.26

+0.04

5/1 ARM

3.21%

0.13

-0.02

Freddie Mac **

30 Yr. Fixed

3.49%

0.70

+0.02

15 Yr. Fixed

2.99%

0.80

+0.02

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.25%

0.20

-0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

102.14

+0.08

30YR FNMA 3.5

103.25

+0.05

30YR GNMA 3.0

102.42

+0.06

30YR GNMA 3.5

104.05

+0.03

15YR FNMA 3.0

102.89

+0.05

15YR FNMA 2.5

101.63

+0.09

Treasuries

Yield

Change

2 YR

1.3912%

-0.0348

5 YR

1.3635%

-0.0459

10 YR

1.5186%

-0.0492

30 YR

1.9633%

-0.0506