MAGAZYN KIESZEŃ (286) 12.14. 2019

CENY @ 4:00 PM 12.13.2019

10 yr note:              1.82% -7 bp
5 yr note:                 1.66% -7 bp
2 Yr note:                1.61% -6 bp
30 yr bond:             2.25% -8 bp
Libor Rates:             1 mo 1.739%; 3 mo 1.893%; 6 mo 1.886%; 1 yr 1.932% (12/12/19)
30 yr FNMA 3.0:     101.41 +39 bp (+24 bp frm 9:30)
15 yr FNMA 3.0:     102.51 +24 bp (+20 bp frm 9:30)
30 yr GNMA 3.0:    102.75 +31 bp (+15 bp frm 9:30)
Dollar/Yuan:           $6.9729 -$0.0477
Dollar/Yen:             109.35 +0.05 yen
Dollar/Euro:            $1.1116 -$0.0016
Dollar Index:           97.23 -0.17
Gold:                        $1480.20 +$8.00
Crude Oil:               $59.76 +$0.58
DJIA:                        28,135.38 +3.33
NASDAQ:                8734.88 +17.56
S&P 500:                 3168.80 +0.23

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,106.51	+4.32	+0.21%	-5.77%	-8.84%	11:15 AM
WIG:IND WSE WIG INDEX	56,729.11	+108.05	+0.19%	-3.55%	-3.77%	11:15 AM
WIG30:IND WIG30	2,415.03	+3.88	+0.16%	-4.62%	-8.10%	11:15 AM

CURRENCY	VALUE		CHANGE	NET CHANGE	TIME (EST)
EUR-USD	1.1121		-0.0009	-0.08%	4:57 PM
USD-JPY	109.3500		0.0400	+0.04%	4:58 PM
GBP-USD	1.3333		0.0172	+1.31%	4:57 PM
AUD-USD	0.6874		-0.0035	-0.51%	4:57 PM
USD-CAD	1.3163		-0.0022	-0.17%	4:58 PM
USD-CHF	0.9842		-0.0008	-0.08%	4:57 PM
USD-CZK	22.9081	-0.0129	-0.06%	4:59 PM
USD-SKK	27.0900	0.0277	+0.10%	4:59 PM
USD-PLN	3.8379	-0.0121	-0.31%	4:59 PM
USD-HUF	296.2500	0.1000	+0.03%	4:59 PM
USD-RUB	62.8457	0.0994	+0.16%	4:58 PM

USD-MXN

19.0396

-0.0201

-0.11%

4:59 PM

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.78%

-0.03

15 Yr FRM

3.43%

-0.03

FHA 30 Year Fixed

3.40%

-0.03

Jumbo 30 Year Fixed

3.90%

-0.01

5/1 Yr ARM

3.48%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.99%

0.33

-0.04

15 Yr. Fixed

3.40%

0.31

-0.03

30 Yr. Jumbo

3.93%

0.28

-0.05

30 Yr. FHA

3.80%

0.32

-0.05

5/1 ARM

3.51%

0.23

+0.11

Freddie Mac **

30 Yr. Fixed

3.73%

0.70

+0.05

15 Yr. Fixed

3.19%

0.70

+0.05

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.36%

0.40

-0.03

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

101.25

+0.08

30YR FNMA 3.5

102.69

+0.11

30YR GNMA 3.0

102.70

+0.16

30YR GNMA 3.5

103.63

+0.03

15YR FNMA 3.0

102.31

+0.11

15YR FNMA 2.5

100.73

+0.13

Treasuries

Yield

Change

2 YR

1.6417%

-0.0120

5 YR

1.6711%

-0.0148

10 YR

1.8139%

-0.0277

30 YR

2.2320%

-0.0333

Prices as of: 12/11/2019 12:37PM EST

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Dec 13, 2019

Dec 12, 2019

Dec 6, 2019

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Nov Core US CPI Rate

2.3%

0.0%

2.3%

0.0%

2.3%

0.0%

Oct Core US PCE Idx

1.60%

-5.9%

1.70%

0.0%

1.70%

0.0%

Nov Non-Farm Payroll

266,000

70.5%

156,000

0.0%

156,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.73%

1.4%

3.68%

0.0%

3.68%

-0.3%

15 Yr FXD avg

3.19%

1.6%

3.14%

0.0%

3.14%

0.3%

Fundamentals

1 Year CMT

1.534%

-1.9%

1.563%

0.1%

1.561%

-0.6%

10 Year CMT

1.79%

-3.2%

1.85%

4.5%

1.77%

-8.8%

2-Year Treasury

1.606%

-4.8%

1.687%

4.2%

1.619%

-1.5%

10-Year Treasury

1.830%

-5.7%

1.940%

5.3%

1.843%

-2.3%

30-Year Treasury

2.256%

-4.4%

2.359%

3.2%

2.285%

-3.4%

12 MTA

2.143%

-4.0%

2.232%

0.0%

2.232%

-3.9%

USD 6M LIBOR

1.8864%

-0.1%

1.8883%

0.0%

1.8881%

-2.0%

USD 12M LIBOR

1.9329%

-0.5%

1.9433%

1.1%

1.9226%

-4.1%

USD 1M LIBOR

1.7398%

0.0%

1.7405%

1.8%

1.7101%

-2.9%

11th District COFI

1.100%

-2.4%

1.127%

0.0%

1.127%

0.0%

Federal Funds

1.75%

0.0%

1.75%

0.0%

1.75%

0.0%

Gold, Mini $/oz

1478.20

0.4%

1472.30

0.5%

1465.10

0.1%

Currencies

EUR/USD

1.1115

-0.1%

1.1122

0.6%

1.1057

0.5%

USD/JPY

109.3808

0.1%

109.2988

0.7%

108.5086

-0.4%

GBP/USD

1.3351

1.3%

1.3174

0.3%

1.3132

2.1%

USD/CAD

1.3182

-0.1%

1.3191

-0.6%

1.3266

0.2%

AUD/USD

0.686556

-0.7%

0.691526

1.0%

0.684668

0.1%

USD/CHF

0.9846

0.0%

0.9843

-0.5%

0.9892

-0.2%