Magazyn Kieszeń (232) 09.28.2018

 

CENY @ 4:00 PM 09.28.2018

10 yr note:                        +2/32 (6 bp) 3.05% unch
5 yr note:                          +1/32 (3 bp) 2.95% -0.5 bp
2 Yr note:                          +2/32 (6 bp) 2.80% -3 bp
30 yr bond:                       -8/32 (25 bp) 3.20% +2 bp
Libor Rates:                      1 mo 2.256%; 3 mo 2.396%; 6 mo 2.600%; 1 yr 2.917%  (9/27/18)
30 yr FNMA 4.0:              100.97 +2 bp (-4 bp frm 9:30)
15 yr FNMA 4.0:             102.01 +1 bp (+1 bp frm 9:30)
30 yr GNMA 4.0::           101.67 +3 bp (-5 bp frm 9:30)
Dollar/Yuan:                   $6.8690 -$0.0213
Dollar/Yen:                     133.58 +0.21 yen
Dollar/Euro:                   $1.1609 -$0.0033
Dollar Index:                  95.15 +0.16
Gold:                               $1196.20 +$8.80
Crude Oil:                      $73.36 +$1.24
DJIA:                              26,458.17 +18.24
NASDAQ:                      8046.35 +4.38
S&P 500:                      2913.93 -0.07

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,285.11	-29.96	-1.29%	-4.41%	-5.85%	11:15 AM
WIG:IND WSE WIG INDEX	58,974.76	-641.51	-1.08%	-3.99%	-7.46%	11:15 AM
WIG30:IND WIG30	2,602.45	-30.85	-1.17%	-4.14%	-7.76%	11:15 AM

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.1603		-0.0038			-0.33%		4:50 PM
USD-JPY		113.6600		0.2800			+0.25%		4:50 PM
GBP-USD		1.3029		-0.0050			-0.38%		4:50 PM
AUD-USD		0.7220		0.0012			+0.17%		4:50 PM
USD-CAD		1.2915		-0.0128			-0.98%		4:51 PM
USD-CHF		0.9818		0.0045			+0.46%		4:50 PM
USD-CZK		22.2113		0.1473	+0.67%		4:54 PM
USD-SKK		25.9630		0.0856	+0.33%		4:54 PM
USD-PLN		3.6896		0.0212	+0.58%		4:54 PM
USD-HUF		278.6500		0.6200	+0.22%		4:54 PM
USD-RUB		65.5522		-0.0653	-0.10%		4:54 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.78%	-0.02
15 Yr FRM	4.26%	-0.02
FHA 30 Year Fixed	4.37%	-0.03
Jumbo 30 Year Fixed	4.32%	-0.03
5/1 Yr ARM	3.95%	-0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.65%	0.50	+0.05
15 Yr. Fixed	4.11%	0.50	+0.05
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.92%	0.40	-0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	95.63	-0.02
30YR FNMA 3.5	98.36	-0.03
30YR GNMA 3.0	96.88	+0.08
30YR GNMA 3.5	99.30	-0.03
15YR FNMA 3.0	98.75	-0.02
15YR FNMA 2.5	96.41	-0.05

 

Treasuries	Yield	Change
2 YR	2.8229%	-0.0081
5 YR	2.9546%	-0.0034
10 YR	3.0630%	+0.0075
30 YR	3.2065%	+0.0217
Prices as of: 9/28/2018 4:59PM EST

 

 

 

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Sep 28, 2018		Sep 27, 2018		Sep 21, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Aug Core US CPI Rate	2.2%	-8.3%	2.4%	0.0%	2.4%	0.0%
Aug Core US PCE Idx	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Aug Non-Farm Payroll	201,000	36.7%	147,000	0.0%	147,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.72%	1.5%	4.65%	0.0%	4.65%	3.1%
15 Yr FXD avg	4.16%	1.2%	4.11%	0.0%	4.11%	3.3%
Fundamentals
1 Year CMT	2.5710%	-0.2%	2.5760%	0.3%	2.5690%	4.5%
10 Year CMT	3.06%	-1.3%	3.10%	0.6%	3.08%	8.1%
2-Year Treasury	2.8190%	-0.3%	2.8270%	0.8%	2.8040%	4.9%
10-Year Treasury	3.0540%	0.1%	3.0520%	-0.5%	3.0660%	6.5%
30-Year Treasury	3.1960%	0.5%	3.1810%	-0.7%	3.2030%	6.1%
12 MTA	1.953%	6.1%	1.841%	0.0%	1.841%	0.0%
USD 6M LIBOR	2.6005%	0.3%	2.5935%	0.3%	2.5849%	2.2%
USD 12M LIBOR	2.9174%	0.1%	2.9145%	0.6%	2.8966%	2.4%
USD 1M LIBOR	2.2560%	0.6%	2.2422%	1.4%	2.2122%	6.6%
11th District COFI	1.018%	9.0%	0.934%	0.0%	0.934%	0.0%
Federal Funds	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Gold, Mini $/oz	1187.00	-0.2%	1189.25	-0.9%	1200.50	-0.9%
Currencies
EUR/USD	1.1614	-0.3%	1.1644	-0.9%	1.1748	0.4%
USD/JPY	113.6665	0.3%	113.3792	0.6%	112.6730	0.9%
GBP/USD	1.3028	-0.4%	1.3083	0.1%	1.3071	0.4%
USD/CAD	1.2922	-0.8%	1.3030	0.9%	1.2912	0.1%
AUD/USD	0.722635	0.3%	0.720470	-1.3%	0.730099	-0.1%
USD/CHF	0.9784	0.2%	0.9765	1.9%	0.9580	-1.4%

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.60%
• 0.06
• 4.66%

• 15 yr fixed mtg
• 3.96%
• 0.01
• 3.97%

• 30 yr fixed jumbo mtg
• 4.80%
• 0.05
• 4.85%

• 5/1 ARM
• 4.42%
• 0.01
• 4.43%

• 7/1 ARM
• 4.53%
• 0.02
• 4.55%

• 15 yr fixed jumbo mtg
• 4.70%
• 0.05
• 4.65%

• 10 yr fixed mtg
• 3.89%
• 0.02
• 3.91%

• 20 yr fixed mtg
• 4.45%
• 0.04
• 4.49%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.56%
• 0.00
• 2.56%

• 6 month CD
• 1.42%
• —
• 1.42%

• 1 yr CD
• 2.54%
• 0.01
• 2.53%

• 5 yr CD
• 2.81%
• —
• 2.81%

• 1 yr jumbo CD
• 1.87%
• 0.01
• 1.86%

• 18 month CD
• 2.08%
• 0.00
• 2.08%

• 3 month CD
• 0.91%
• —
• 0.91%

• 2 yr CD
• 2.70%
• —
• 2.70%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.99%
• —
• 13.99%

• Balance Transfer Credit Cards
• 16.17%
• 0.04
• 16.21%

• Student Credit Cards
• 16.98%
• —
• 16.98%

• Cash Back Credit Cards
• 17.07%
• 0.02
• 17.09%

• Airline Credit Cards
• 16.89%
• 0.04
• 16.93%

• Reward Credit Cards
• 16.93%
• 0.01
• 16.92%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• —
• 24.18%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.18%
• 0.14
• 4.32%

• 48 month used car loan
• 4.23%
• 0.23
• 4.46%

• 48 month new car loan
• 3.93%
• 0.50
• 4.43%

• 36 month used car loan
• 4.16%
• 0.23
• 4.39%

• 36 month new car loan
• 3.55%
• 0.79
• 4.34%

• 60 month new car loan
• 4.14%
• 0.43
• 4.57%

• 72 month new car loan
• 3.99%
• 0.52
• 4.51%

• 60 month auto refinance
• 3.24%
• 0.24
• 3.00%