Magazyn Kieszeń (230) 09.14.2018

CENY @ 4:00 PM

10 yr note:                      -5/32 (15 bp) 2.99% +2 bp
5 yr note:                        -4/32 (12 bp) 2.90% +3 bp
2 Yr note:                       -1/32 (3 bp) 2.78% +1.5 bp
30 yr bond:                    -12/32 (37 bp) 3.12% +2 bp
Libor Rates:                    1 mo 2.158%; 3 mo 2.334%; 6 mo 2.567%; 1 yr 2.873%
30 yr FNMA 4.0 Oct:    101.11 -19 bp (-5 bp frm 9:30)
15 yr FNMA 4.0:           102.16 -4 bp (+4 bp frm 9:30)
30 yr GNMA 4.0:         101.91 -17 bp (-12 bp frm 9:30)
Dollar/Yuan:                $6.8693 +$0.0250
Dollar/Yen:                  111.99 +0.07 yen
Dollar/Euro:                 $1.1634 -$0.0057
Dollar Index:                94.93 +0.39
Gold:                             $1198.70 -$9.50
Crude Oil:                    $68.95 +$0.36
DJIA:                            26,154.67 +8.68
NASDAQ:                    8010.04 -3.67
S&P 500:                    2904.98 +0.80

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,232.07	-1.39	-0.06%	+0.65%	-10.66%	11:15 AM
WIG:IND WSE WIG INDEX	57,632.29	+138.91	+0.24%	-0.86%	-10.70%	11:15 AM
WIG30:IND WIG30	2,540.37	+4.18	+0.16%	-0.11%	-11.70%	11:15 AM

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.1625		-0.0065			-0.56%		4:59 PM
USD-JPY		112.0600		0.1400			+0.13%		4:59 PM
GBP-USD		1.3068		-0.0040			-0.31%		4:59 PM
AUD-USD		0.7153		-0.0042			-0.58%		4:59 PM
USD-CAD		1.3036		0.0038			+0.29%		4:59 PM
USD-CHF		0.9684		0.0030			+0.31%		4:59 PM
USD-CZK		21.9160		0.0955	+0.44%		4:59 PM
USD-SKK		25.9181		0.1474	+0.57%		4:59 PM
USD-PLN		3.7044		0.0234	+0.64%		4:59 PM
USD-HUF		279.4000		2.2100	+0.80%		4:59 PM
USD-RUB		68.1638		-0.1417	-0.21%		4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.74%	+0.03
15 Yr FRM	4.22%	+0.03
FHA 30 Year Fixed	4.42%	+0.03
Jumbo 30 Year Fixed	4.37%	+0.02
5/1 Yr ARM	4.02%	+0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.60%	0.50	+0.06
15 Yr. Fixed	4.06%	0.50	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.93%	0.30	+0.00
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	95.80	-0.20
30YR FNMA 3.5	98.56	-0.22
30YR GNMA 3.0	97.38	+0.02
30YR GNMA 3.5	99.75	-0.08
15YR FNMA 3.0	98.92	-0.14
15YR FNMA 2.5	96.69	-0.08

 

Treasuries	Yield	Change
2 YR	2.7860%	+0.0254
5 YR	2.9067%	+0.0310
10 YR	2.9995%	+0.0258
30 YR	3.1350%	+0.0230

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.50%
• 0.08
• 4.42%

• 15 yr fixed mtg
• 3.88%
• 0.02
• 3.86%

• 30 yr fixed jumbo mtg
• 4.64%
• 0.02
• 4.62%

• 5/1 ARM
• 4.27%
• 0.15
• 4.12%

• 7/1 ARM
• 4.46%
• 0.13
• 4.33%

• 15 yr fixed jumbo mtg
• 4.55%
• 0.06
• 4.49%

• 10 yr fixed mtg
• 3.80%
• 0.02
• 3.78%

• 20 yr fixed mtg
• 4.32%
• 0.03
• 4.29%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.55%
• 0.06
• 2.61%

• 6 month CD
• 1.41%
• 0.10
• 1.51%

• 1 yr CD
• 2.51%
• 0.02
• 2.49%

• 5 yr CD
• 2.81%
• 0.02
• 2.83%

• 1 yr jumbo CD
• 1.83%
• 0.03
• 1.86%

• 18 month CD
• 2.05%
• 0.16
• 2.21%

• 3 month CD
• 0.94%
• 0.02
• 0.96%

• 2 yr CD
• 2.70%
• —
• 2.70%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.99%
• —
• 13.99%

• Balance Transfer Credit Cards
• 16.21%
• —
• 16.21%

• Student Credit Cards
• 16.98%
• —
• 16.98%

• Cash Back Credit Cards
• 17.09%
• —
• 17.09%

• Airline Credit Cards
• 16.93%
• —
• 16.93%

• Reward Credit Cards
• 16.92%
• —
• 16.92%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• —
• 24.18%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.36%
• —
• 4.36%

• 48 month used car loan
• 4.48%
• 0.01
• 4.49%

• 48 month new car loan
• 4.42%
• 0.01
• 4.43%

• 36 month used car loan
• 4.41%
• 0.02
• 4.43%

• 36 month new car loan
• 4.34%
• 0.01
• 4.33%

• 60 month new car loan
• 4.56%
• 0.02
• 4.54%

• 72 month new car loan
• 4.54%
• 0.04
• 4.50%

• 60 month auto refinance
• 3.00%
• —
• 3.00%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Sep 14, 2018		Sep 13, 2018		Sep 7, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Aug Core US CPI Rate	2.2%	-8.3%	2.4%	0.0%	2.4%	0.0%
Jul Core US PCE Idx	2.00%	5.3%	1.90%	0.0%	1.90%	0.0%
Aug Non-Farm Payroll	201,000	36.7%	147,000	0.0%	147,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.60%	1.3%	4.54%	0.0%	4.54%	-1.1%
15 Yr FXD avg	4.06%	1.8%	3.99%	0.0%	3.99%	-1.5%
Fundamentals
1 Year CMT	2.5620%	0.4%	2.5520%	1.6%	2.5120%	2.8%
10 Year CMT	2.97%	-0.3%	2.98%	2.8%	2.90%	0.7%
2-Year Treasury	2.5620%	-7.1%	2.7570%	1.8%	2.7070%	3.3%
10-Year Treasury	2.9490%	-0.7%	2.9700%	1.1%	2.9390%	2.2%
30-Year Treasury	2.9490%	-5.2%	3.1100%	0.3%	3.1010%	2.0%
12 MTA	1.953%	6.1%	1.841%	0.0%	1.841%	0.0%
USD 6M LIBOR	2.5671%	0.3%	2.5606%	0.6%	2.5442%	1.3%
USD 12M LIBOR	2.8734%	0.3%	2.8646%	0.5%	2.8491%	1.3%
USD 1M LIBOR	2.1584%	1.1%	2.1344%	0.1%	2.1326%	3.3%
11th District COFI	1.018%	9.0%	0.934%	0.0%	0.934%	0.0%
Federal Funds	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Gold, Mini $/oz	1202.25	-0.6%	1209.00	0.8%	1200.00	1.4%
Currencies
EUR/USD	1.1640	-0.4%	1.1685	1.1%	1.1558	1.9%
USD/JPY	111.9585	0.0%	111.9156	0.9%	110.9400	0.2%
GBP/USD	1.3080	-0.3%	1.3114	1.6%	1.2909	1.5%
USD/CAD	1.3041	0.3%	1.2999	-1.2%	1.3158	0.2%
AUD/USD	0.716227	-0.4%	0.719411	1.1%	0.711406	-1.8%
USD/CHF	0.9665	0.1%	0.9652	-0.4%	0.9690	-2.5%
© theFinancials.com