Magazyn Kieszeń (229) 09.07.2018

CENY @ 4:00 PM 09.07.2018

10 yr note:                          -17/32 (53 bp) 2.94% +6 bp
5 yr note:                            -11/32 (34 bp) 2.81% +7 bp
2 Yr note:                            -4/32 (12 bp) 2.70% +5 bp
30 yr bond:                         -32/32 (100 bp) 3.10% +5 bp
Libor Rates:                        1 mo 2.132%; 3 mo 2.327%; 6 mo 2.544%; 1 yr 2.849%
30 yr FNMA 4.0 Sept:       101.44 -33 bp (-11 bp frm 9:30)
15 yr FNMA 4.0:               102.21 -17 bp (+4 bp frm 9:30)
30 yr GNMA 4.0:              102.06 -25 bp (-16 bp frm 9:30)
Dollar/Yuan:                     $6.8438 +$0.0086
Dollar/Yen:                       111.00 +0.25 yen
Dollar/Euro:                     $1.1559 -$0.0065
Dollar Index:                    95.39 +0.36
Gold:                                 $1201.00 -$3.30
Crude Oil:                        $67.81 +0.04
DJIA:                                25,916.54 -79.33
NASDAQ:                        7902.54 -20.18
S&P 500:                        2871.68 -6.37

 

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,257.30	-35.71	-1.56%	+0.45%	-9.11%	11:15 AM
WIG:IND WSE WIG INDEX	57,580.05	-889.55	-1.52%	-2.05%	-10.46%	11:15 AM
WIG30:IND WIG30	2,558.49	-42.22	-1.62%	-0.78%	-10.70%	11:15 AM

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.1553		-0.0070			-0.60%		4:59 PM
USD-JPY		110.9900		0.2400			+0.22%		4:59 PM
GBP-USD		1.2920		-0.0010			-0.08%		4:59 PM
AUD-USD		0.7107		-0.0093			-1.29%		4:59 PM
USD-CAD		1.3161		0.0019			+0.14%		4:59 PM
USD-CHF		0.9692		0.0040			+0.41%		4:59 PM
USD-CZK		22.2402		0.1122	+0.51%		4:59 PM
USD-SKK		26.0751		0.1584	+0.61%		4:59 PM
USD-PLN		3.7341		0.0130	+0.35%		4:59 PM
USD-HUF		281.2600		0.8000	+0.29%		4:59 PM
USD-RUB		69.9013		0.6713	+0.97%		4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.71%	+0.01
15 Yr FRM	4.19%	+0.01
FHA 30 Year Fixed	4.39%	+0.01
Jumbo 30 Year Fixed	4.36%	+0.01
5/1 Yr ARM	4.02%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.54%	0.50	+0.02
15 Yr. Fixed	3.99%	0.40	+0.02
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.93%	0.30	+0.08
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.19	-0.41
30YR FNMA 3.5	98.97	-0.36
30YR GNMA 3.0	97.38	-0.30
30YR GNMA 3.5	99.84	-0.19
15YR FNMA 3.0	99.08	-0.28
15YR FNMA 2.5	96.91	-0.27

 

Treasuries	Yield	Change
2 YR	2.7066%	+0.0655
5 YR	2.8194%	+0.0728
10 YR	2.9388%	+0.0603
30 YR	3.1006%	+0.0463

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.42%
• 0.02
• 4.40%

• 15 yr fixed mtg
• 3.86%
• 0.03
• 3.83%

• 30 yr fixed jumbo mtg
• 4.62%
• 0.05
• 4.57%

• 5/1 ARM
• 4.12%
• 0.01
• 4.13%

• 7/1 ARM
• 4.33%
• —
• 4.33%

• 15 yr fixed jumbo mtg
• 4.49%
• 0.03
• 4.46%

• 10 yr fixed mtg
• 3.78%
• 0.04
• 3.74%

• 20 yr fixed mtg
• 4.29%
• 0.03
• 4.26%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.61%
• 0.10
• 2.51%

• 6 month CD
• 1.51%
• 0.04
• 1.55%

• 1 yr CD
• 2.49%
• 0.01
• 2.48%

• 5 yr CD
• 2.83%
• 0.02
• 2.81%

• 1 yr jumbo CD
• 1.86%
• —
• 1.85%

• 18 month CD
• 2.21%
• 0.07
• 2.28%

• 3 month CD
• 0.96%
• —
• 0.96%

• 2 yr CD
• 2.70%
• 0.02
• 2.68%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.99%
• 0.09
• 13.90%

• Balance Transfer Credit Cards
• 16.21%
• 0.01
• 16.20%

• Student Credit Cards
• 16.98%
• 0.50
• 16.48%

• Cash Back Credit Cards
• 17.09%
• 0.01
• 17.08%

• Airline Credit Cards
• 16.93%
• —
• 16.93%

• Reward Credit Cards
• 16.92%
• 0.04
• 16.96%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• —
• 24.18%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.36%
• —
• 4.36%

• 48 month used car loan
• 4.49%
• —
• 4.49%

• 48 month new car loan
• 4.43%
• —
• 4.43%

• 36 month used car loan
• 4.43%
• —
• 4.43%

• 36 month new car loan
• 4.33%
• —
• 4.33%

• 60 month new car loan
• 4.54%
• —
• 4.54%

• 72 month new car loan
• 4.50%
• —
• 4.50%

• 60 month auto refinance
• 3.00%
• —
• 3.00%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Sep 7, 2018		Sep 6, 2018		Aug 31, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jul Core US CPI Rate	2.4%	4.3%	2.3%	0.0%	2.3%	0.0%
Jul Core US PCE Idx	2.00%	5.3%	1.90%	0.0%	1.90%	0.0%
Aug Non-Farm Payroll	201,000	36.7%	147,000	0.0%	147,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.54%	0.4%	4.52%	0.0%	4.52%	-1.7%
15 Yr FXD avg	3.99%	0.5%	3.97%	0.0%	3.97%	-2.7%
Fundamentals
1 Year CMT	2.5020%	1.2%	2.4730%	0.7%	2.4550%	1.1%
10 Year CMT	2.90%	0.0%	2.90%	0.3%	2.89%	-1.7%
2-Year Treasury	2.7030%	2.3%	2.6410%	0.5%	2.6290%	-1.7%
10-Year Treasury	2.9390%	2.2%	2.8750%	0.5%	2.8600%	-3.1%
30-Year Treasury	3.1010%	1.5%	3.0540%	1.2%	3.0190%	-2.9%
12 MTA	1.953%	6.1%	1.841%	0.0%	1.841%	0.0%
USD 6M LIBOR	2.5442%	0.1%	2.5406%	0.3%	2.5339%	0.5%
USD 12M LIBOR	2.8491%	0.2%	2.8439%	0.1%	2.8424%	0.6%
USD 1M LIBOR	2.1326%	0.6%	2.1205%	0.8%	2.1038%	1.6%
11th District COFI	1.018%	9.0%	0.934%	0.0%	0.934%	0.0%
Federal Funds	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Gold, Mini $/oz	1200.00	-0.5%	1206.50	-0.2%	1209.50	-0.7%
Currencies
EUR/USD	1.1570	-0.4%	1.1617	0.0%	1.1618	0.1%
USD/JPY	110.9527	0.3%	110.6480	-0.4%	111.0769	0.1%
GBP/USD	1.2926	0.0%	1.2921	-0.3%	1.2962	0.6%
USD/CAD	1.3193	0.3%	1.3149	0.8%	1.3047	0.2%
AUD/USD	0.711427	-1.1%	0.719230	-0.1%	0.719953	-3.2%
USD/CHF	0.9690	0.4%	0.9655	-0.4%	0.9691	-2.4%