“Magazyn Kieszeń (228) 08.31.2018

CENY @ 4:00 PM 08.31.2018

10 yr note:                         unch 2.86% unch
5 yr note:                          +1/32 (3 bp) 2.75% -0.5 bp
2 Yr note:                          +1/32 (3 bp) 2.65% unch
30 yr bond:                       -11/32 (34 bp) 3.02% +1.5 bp
Libor Rates:                      1 mo 2.103%; 3 mo 2.321%; 6 mo 2.533%; 1 yr 2.842%
30 yr FNMA 4.0 Sept:     101.80 +3 bp (-8 bp frm 9:30)
15 yr FNMA 4.0:             102.31 -2 bp (-5 bp frm 9:30)
30 yr GNMA 4.0:            102.33 -2 bp (-10 bp frm 9:30)
Dollar/Yuan:                   $6.8283 -$0.0165
Dollar/Yen:                     111.11 +0.12 yen
Dollar/Euro:                   $1.1609 -$0.0061
Dollar Index:                  95.09 +0.39
Gold:                               $1205.80 +$0.70
Crude Oil:                      $69.92 -$0.33
DJIA:                              25,964.82 -22.10                      
NASDAQ:                      8109.54 +21.17
S&P 500:                      2901.51 +0.39

 

 

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20				2,337.96				-15.96			-0.68%				+2.23%			-7.50%	11:15 AM
WIG:IND WSE WIG INDEX				60,201.08				-489.24			-0.81%				+1.00%			-7.68%	11:15 AM
WIG30:IND WIG30				2,659.16				-17.58			-0.66%				+1.48%			-8.63%	11:15 AM
Currency		Value			Change				Net Change				Time (EDT)		2 Day
EUR-USD		1.1602			-0.0069				-0.59%				4:59 PM
USD-JPY		111.0300			0.0500				+0.05%				4:59 PM
GBP-USD		1.2960			-0.0049				-0.38%				4:59 PM
AUD-USD		0.7189			-0.0074				-1.02%				4:59 PM
USD-CAD		1.3040			0.0057				+0.44%				4:59 PM
USD-CHF		0.9689			-0.0002				-0.02%				4:59 PM
USD-CZK	22.2100			0.1310		+0.59%		4:59 PM
USD-SKK	25.9645			0.1455		+0.56%		4:59 PM
USD-PLN	3.7002			0.0154		+0.42%		4:59 PM
USD-HUF	281.5300			1.4500		+0.52%		4:59 PM
USD-RUB	67.4666			-0.8051		-1.18%		4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.65%	-0.01
15 Yr FRM	4.15%	-0.02
FHA 30 Year Fixed	4.37%	-0.01
Jumbo 30 Year Fixed	4.33%	-0.02
5/1 Yr ARM	3.98%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.52%	0.50	+0.01
15 Yr. Fixed	3.97%	0.50	-0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.85%	0.30	+0.03
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.64	-0.05
30YR FNMA 3.5	99.41	+0.05
30YR GNMA 3.0	97.81	+0.08
30YR GNMA 3.5	100.13	+0.03
15YR FNMA 3.0	99.39	+0.02
15YR FNMA 2.5	97.23	+0.05

 

Treasuries	Yield	Change
2 YR	2.6290%	-0.0243
5 YR	2.7382%	-0.0135
10 YR	2.8604%	+0.0018
30 YR	3.0191%	+0.0120

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.40%
• 0.01
• 4.41%

• 15 yr fixed mtg
• 3.83%
• 0.06
• 3.77%

• 30 yr fixed jumbo mtg
• 4.57%
• 0.03
• 4.54%

• 5/1 ARM
• 4.13%
• 0.03
• 4.10%

• 7/1 ARM
• 4.33%
• 0.10
• 4.23%

• 15 yr fixed jumbo mtg
• 4.46%
• 0.02
• 4.44%

• 10 yr fixed mtg
• 3.74%
• 0.04
• 3.70%

• 20 yr fixed mtg
• 4.26%
• 0.04
• 4.22%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.51%
• 0.05
• 2.46%

• 6 month CD
• 1.55%
• 0.05
• 1.50%

• 1 yr CD
• 2.48%
• 0.03
• 2.45%

• 5 yr CD
• 2.81%
• 0.02
• 2.79%

• 1 yr jumbo CD
• 1.85%
• 0.03
• 1.82%

• 18 month CD
• 2.28%
• 0.27
• 2.01%

• 3 month CD
• 0.96%
• 0.04
• 0.92%

• 2 yr CD
• 2.68%
• —
• 2.68%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.90%
• —
• 13.90%

• Balance Transfer Credit Cards
• 16.20%
• 0.03
• 16.23%

• Student Credit Cards
• 16.48%
• —
• 16.48%

• Cash Back Credit Cards
• 17.08%
• 0.25
• 17.33%

• Airline Credit Cards
• 16.93%
• —
• 16.93%

• Reward Credit Cards
• 16.96%
• 0.15
• 17.11%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• —
• 24.18%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.36%
• —
• 4.36%

• 48 month used car loan
• 4.49%
• 0.01
• 4.48%

• 48 month new car loan
• 4.43%
• 0.01
• 4.42%

• 36 month used car loan
• 4.43%
• —
• 4.43%

• 36 month new car loan
• 4.33%
• —
• 4.33%

• 60 month new car loan
• 4.54%
• 0.01
• 4.53%

• 72 month new car loan
• 4.50%
• —
• 4.50%

• 60 month auto refinance
• 3.00%
• —
• 3.00%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Aug 31, 2018		Aug 30, 2018		Aug 24, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jul Core US CPI Rate	2.4%	4.3%	2.3%	0.0%	2.3%	0.0%
Jun Core US PCE Idx	1.90%	0.0%	1.90%	0.0%	1.90%	0.0%
Jul Non-Farm Payroll	157,000	-36.7%	248,000	0.0%	248,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.52%	0.2%	4.51%	0.0%	4.51%	-0.7%
15 Yr FXD avg	3.97%	-0.3%	3.98%	0.0%	3.98%	-1.0%
Fundamentals
1 Year CMT	2.4550%	0.3%	2.4470%	0.7%	2.4300%	-0.1%
10 Year CMT	2.89%	0.3%	2.88%	2.1%	2.82%	-5.4%
2-Year Treasury	2.6330%	-0.6%	2.6490%	1.0%	2.6240%	-2.0%
10-Year Treasury	2.8440%	-0.5%	2.8570%	1.6%	2.8130%	-6.1%
30-Year Treasury	2.9940%	-0.3%	3.0030%	1.4%	2.9610%	-5.2%
12 MTA	1.841%	5.5%	1.746%	0.0%	1.746%	0.0%
USD 6M LIBOR	2.5339%	0.3%	2.5275%	0.5%	2.5161%	-0.6%
USD 12M LIBOR	2.8424%	0.3%	2.8330%	0.7%	2.8120%	-0.6%
USD 1M LIBOR	2.1038%	1.3%	2.0759%	0.5%	2.0648%	-0.8%
11th District COFI	0.934%	5.5%	0.885%	0.0%	0.885%	0.0%
Federal Funds	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Gold, Mini $/oz	1209.50	0.4%	1205.00	-0.6%	1212.50	-1.2%
Currencies
EUR/USD	1.1585	-0.8%	1.1672	0.4%	1.1623	-0.3%
USD/JPY	111.0584	0.1%	110.9923	-0.3%	111.3147	-0.3%
GBP/USD	1.2959	-0.5%	1.3020	1.4%	1.2842	-2.2%
USD/CAD	1.3074	0.7%	1.2983	-0.4%	1.3032	0.2%
AUD/USD	0.718669	-1.1%	0.726579	-0.9%	0.732931	-1.1%
USD/CHF	0.9709	0.2%	0.9691	-1.4%	0.9831	-0.9%