“Magazyn Kieszeń (226) 08.18.2018

CENY@ 4:00 PM 08.17.2018

10 yr note:                      unch 2.86% unch
5 yr note:                        unch 2.74% unch
2 Yr note:                       unch 2.62% unch
30 yr bond:                    +5/32 (15 bp) 3.02% -1 bp
Libor Rates:                    1 mo 2.077%; 3 mo 2.322%; 6 mo 2.513%; 1 yr 2.816%
30 yr FNMA 4.0 Sept:   101.81 +2 bp (-1 bp frm 9:30)
15 yr FNMA 4.0:           102.36 -3 bp (-3 bp frm 9:30)
30 yr GNMA 4.0:          102.48 +2 bp (-1 bp frm 9:30)
Dollar/Yuan:                 $6.8776 -$0.0050
Dollar/Yen:                   110.63 -0.26 yen
Dollar/Euro:                 $1.1442 +$0.0065
Dollar Index:                96.12
Gold:                             $1189.80 $5.10
Crude Oil:                    $65.89 +$0.43
DJIA:                            25,669.32 +11.59
NASDAQ:                    7816.33 +9.81
S&P 500:                    2850.13 +9.44

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20				2,217.74				-44.36			-1.96%				+1.60%			-6.02%	11:15 AM
WIG:IND WSE WIG INDEX				58,130.92				-790.52			-1.34%				+1.44%			-6.32%	11:15 AM
WIG30:IND WIG30				2,543.28				-41.67			-1.61%				+1.25%			-7.23%	11:15 AM
Currency		Value			Change				Net Change				Time (EDT)		2 Day
EUR-USD		1.1438			0.0061				+0.54%				4:59 PM
USD-JPY		110.5000			-0.4000				-0.36%				4:59 PM
GBP-USD		1.2749			0.0033				+0.26%				4:59 PM
AUD-USD		0.7313			0.0052				+0.72%				4:59 PM
USD-CAD		1.3061			-0.0095				-0.72%				4:59 PM
USD-CHF		0.9958			-0.0011				-0.11%				4:59 PM
USD-CZK	22.4637			-0.1610		-0.71%		4:59 PM
USD-SKK	26.3380			-0.1426		-0.54%		4:59 PM
USD-PLN	3.7530			-0.0326		-0.86%		4:59 PM
USD-HUF	282.3200			-2.2600		-0.79%		4:59 PM
USD-RUB	67.1169			0.2852		+0.43%		4:58 PM

 

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.64%	+0.00
15 Yr FRM	4.14%	+0.00
FHA 30 Year Fixed	4.37%	+0.00
Jumbo 30 Year Fixed	4.37%	-0.01
5/1 Yr ARM	3.97%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.53%	0.50	-0.06
15 Yr. Fixed	4.01%	0.50	-0.04
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.87%	0.40	-0.03
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.75	+0.02
30YR FNMA 3.5	99.42	+0.03
30YR GNMA 3.0	97.95	+0.05
30YR GNMA 3.5	100.41	+0.05
15YR FNMA 3.0	99.34	+0.03
15YR FNMA 2.5	97.02	-0.02

 

Treasuries	Yield	Change
2 YR	2.6121%	-0.0084
5 YR	2.7430%	-0.0017
10 YR	2.8641%	-0.0055
30 YR	3.0183%	-0.0088
Prices as of: 8/17/2018 5:05PM EST

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.41%
• 0.03
• 4.44%

• 15 yr fixed mtg
• 3.79%
• 0.04
• 3.83%

• 30 yr fixed jumbo mtg
• 4.52%
• 0.05
• 4.57%

• 5/1 ARM
• 4.03%
• 0.09
• 4.12%

• 7/1 ARM
• 4.17%
• 0.09
• 4.26%

• 15 yr fixed jumbo mtg
• 4.44%
• 0.06
• 4.50%

• 10 yr fixed mtg
• 3.68%
• 0.07
• 3.75%

• 20 yr fixed mtg
• 4.23%
• 0.04
• 4.27%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.45%
• 0.02
• 2.47%

• 6 month CD
• 1.42%
• 0.10
• 1.52%

• 1 yr CD
• 2.45%
• 0.02
• 2.43%

• 5 yr CD
• 2.83%
• 0.03
• 2.80%

• 1 yr jumbo CD
• 1.80%
• 0.03
• 1.77%

• 18 month CD
• 2.01%
• 0.08
• 2.09%

• 3 month CD
• 0.92%
• —
• 0.92%

• 2 yr CD
• 2.67%
• 0.02
• 2.65

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.90%
• 0.01
• 13.89%

• Balance Transfer Credit Cards
• 16.23%
• 0.01
• 16.22%

• Student Credit Cards
• 16.48%
• —
• 16.48%

• Cash Back Credit Cards
• 17.33%
• 0.03
• 17.30%

• Airline Credit Cards
• 16.93%
• —
• 16.93%

• Reward Credit Cards
• 17.11%
• 0.01
• 17.10%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• —
• 24.18%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.40%
• 0.05
• 4.35%

• 48 month used car loan
• 4.56%
• 0.18
• 4.38%

• 48 month new car loan
• 4.51%
• 0.62
• 3.89%

• 36 month used car loan
• 4.51%
• 0.22
• 4.29%

• 36 month new car loan
• 4.43%
• 0.79
• 3.64%

• 60 month new car loan
• 4.62%
• 0.56
• 4.06%

• 72 month new car loan
• 4.64%
• 0.75
• 3.89%

• 60 month auto refinance
• 3.00%
• 0.12
• 3.12