Magazyn Kieszeń (224) 08.04.2018

CENY @ 4:00 PM 08.03.2018

10 yr note:                       +9/32 (28 bp) 2.95% -3 bp
5 yr note:                         +6/32 (18 bp) 2.82% -4 bp
2 Yr note:                        unch 2.67% unch
30 yr bond:                      +14/32 (43 bp) 3.09% -2 bp
Libor Rates:                     1 mo 2.080%; 3 mo 2.340%; 6 mo 2.530%; 1 yr 2.827%
30 yr FNMA 4.0 Aug:     101.66 +13 bp (+7 bp frm 9:30)
15 yr FNMA 4.0:            102.41 +2 bp Unch frm 9:30)
30 yr GNMA 4.0:           102.27 +11 bp (+9 bp frm 9:30)
Dollar/Yuan:                  $6.8317 -$0.0111
Dollar/Yen:                    111.22 -0.43
Dollar/Euro:                  $1.1572 -$0.0013
Dollar Index:                 95.17 unch
Gold:                              $1222.30 +$2.20
Crude Oil:                     $68.61 -$0.35
DJIA:                             25,462.58 +136.42
NASDAQ:                     7812.01 +9.33
S&P 500:                     2840.35 +13.13

Poland

Name											Value				Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20											2,286.92				+2.98	+0.13%	+6.27%	-3.92%	11:15 AM
WIG:IND WSE WIG INDEX											59,605.67				+121.32	+0.20%	+5.50%	-4.60%	11:15 AM
WIG30:IND WIG30											2,620.48				+4.34	+0.17%	+5.88%	-5.18%	11:15 A
Curren		Value			Change			Net Change			Time (EDT)	2 Day
EUR-USD		1.1568			-0.0017			-0.15%			4:59 PM
USD-JPY		111.2500			-0.4100			-0.37%			4:59 PM
GBP-USD		1.3001			-0.0016			-0.12%			4:59 PM
AUD-USD		0.7404			0.0044			+0.60%			4:59 PM
USD-CAD		1.2991			-0.0032			-0.25%			4:59 PM
USD-CHF		0.9941			-0.0011			-0.11%			4:59 PM
USD-CZK	22.1445		-0.0132	-0.06%		4:59 PM
USD-SKK	26.0432		0.0396	+0.15%		4:59 PM
USD-PLN	3.6850		-0.0048	-0.13%		4:59 PM
USD-HUF	276.8200		-0.4400	-0.16%		4:59 PM
USD-RUB	64.3063		0.9508	+1.50%		4:56 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.72%	-0.01
15 Yr FRM	4.18%	-0.01
FHA 30 Year Fixed	4.42%	+0.00
Jumbo 30 Year Fixed	4.48%	-0.01
5/1 Yr ARM	4.00%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.60%	0.40	+0.08
15 Yr. Fixed	4.08%	0.40	+0.08
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.93%	0.20	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.45	+0.20
30YR FNMA 3.5	99.17	+0.19
30YR GNMA 3.0	97.64	+0.22
30YR GNMA 3.5	99.98	+0.20
15YR FNMA 3.0	99.16	+0.13
15YR FNMA 2.5	96.88	+0.13

 

Treasuries	Yield	Change
2 YR	2.6452%	-0.0202
5 YR	2.8142%	-0.0406
10 YR	2.9506%	-0.0353
30 YR	3.0894%	-0.0298
Prices as of: 8/3/2018 5:05PM EST

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.46%
• 0.01
• 4.45%

• 15 yr fixed mtg
• 3.86%
• 0.01
• 3.85%

• 30 yr fixed jumbo mtg
• 4.62%
• 0.02
• 4.60%

• 5/1 ARM
• 4.17%
• 0.01
• 4.16%

• 7/1 ARM
• 4.30%
• 0.03
• 4.33%

• 15 yr fixed jumbo mtg
• 4.54%
• 0.02
• 4.52%

• 10 yr fixed mtg
• 3.77%
• —
• 3.77%

• 20 yr fixed mtg
• 4.30%
• —
• 4.30%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.47%
• —
• 2.47%

• 6 month CD
• 1.53%
• —
• 1.53%

• 1 yr CD
• 2.42%
• 0.01
• 2.41%

• 5 yr CD
• 2.77%
• —
• 2.77%

• 1 yr jumbo CD
• 1.80%
• 0.00
• 1.80%

• 18 month CD
• 2.08%
• —
• 2.08%

• 3 month CD
• 0.92%
• —
• 0.92%

• 2 yr CD
• 2.65%
• 0.03
• 2.62%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.87%
• 0.02
• 13.85%

• Balance Transfer Credit Cards
• 16.19%
• 0.02
• 16.21%

• Student Credit Cards
• 16.48%
• —
• 16.48%

• Cash Back Credit Cards
• 17.26%
• 0.07
• 17.19%

• Airline Credit Cards
• 16.91%
• —
• 16.91%

• Reward Credit Cards
• 17.07%
• 0.04
• 17.03%

• Business Credit Cards
• 14.59%
• —
• 14.59%

• Credit Cards For Bad Credit
• 24.18%
• 0.28
• 23.90%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.34%
• 0.01
• 4.35%

• 48 month used car loan
• 4.39%
• 0.01
• 4.40%

• 48 month new car loan
• 3.88%
• 0.01
• 3.89%

• 36 month used car loan
• 4.31%
• 0.01
• 4.30%

• 36 month new car loan
• 3.63%
• 0.01
• 3.64%

• 60 month new car loan
• 4.04%
• —
• 4.04%

• 72 month new car loan
• 3.87%
• 0.03
• 3.90%

• 60 month auto refinance
• 3.12%
• —
• 3.12%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Aug 3, 2018		Aug 2, 2018		Jul 27, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jun Core US CPI Rate	2.3%	4.5%	2.2%	0.0%	2.2%	0.0%
Jun Core US PCE Idx	1.90%	0.0%	1.90%	0.0%	1.90%	0.0%
Jul Non-Farm Payroll	157,000	-36.7%	248,000	0.0%	248,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.60%	1.3%	4.54%	0.0%	4.54%	-0.2%
15 Yr FXD avg	4.08%	1.5%	4.02%	0.0%	4.02%	-0.5%
Fundamentals
1 Year CMT	2.4190%	-0.1%	2.4210%	0.7%	2.4036%	3.9%
10 Year CMT	3.00%	1.4%	2.96%	0.7%	2.94%	2.4%
2-Year Treasury	2.6490%	-0.9%	2.6740%	0.2%	2.6694%	5.3%
10-Year Treasury	2.9600%	-1.0%	2.9900%	1.2%	2.9542%	3.9%
30-Year Treasury	3.1040%	-0.6%	3.1220%	1.3%	3.0822%	3.8%
12 MTA	1.841%	5.5%	1.746%	0.0%	1.746%	0.0%
USD 6M LIBOR	2.5305%	-0.1%	2.5336%	0.2%	2.5286%	0.9%
USD 12M LIBOR	2.8278%	-0.2%	2.8321%	0.6%	2.8166%	1.6%
USD 1M LIBOR	2.0802%	-0.1%	2.0821%	0.5%	2.0716%	-0.7%
11th District COFI	0.934%	5.5%	0.885%	0.0%	0.885%	0.0%
Federal Funds	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Gold, Mini $/oz	1226.25	0.2%	1223.25	-0.4%	1228.00	-2.3%
Currencies
EUR/USD	1.1602	0.2%	1.1583	-0.6%	1.1648	-0.2%
USD/JPY	111.3347	-0.2%	111.5874	0.4%	111.1217	0.7%
GBP/USD	1.3020	0.0%	1.3016	-0.6%	1.3094	-1.0%
USD/CAD	1.2977	-0.4%	1.3035	-0.3%	1.3078	-0.4%
AUD/USD	0.740467	0.6%	0.735763	-0.6%	0.740379	0.3%
USD/CHF	0.9928	-0.2%	0.9949	0.2%	0.9931	0.0%