Magazyn Kieszeń (217) 06.16.2018

CENY @ 4:00 PM 06.15.2018

10 yr note:                       +4/32 (12 bp) 2.924% -1 bp
5 yr note:                         +1/32 (3 bp) 2.80% -1 bp
2 Yr note:                         unch 2.57% unch
30 yr bond:                      +5/32 (15 bp) 3.05% unch
Libor Rates:                     1 mo 2.085%; 3 mo 2.334%; 6 mo 2.502%; 1 yr 2.771%  (6/14/18)              
30 yr FNMA 4.0 July:     101.66 +2 bp (-9 bps frm 9:30)
15 yr FNMA 4.0:            102.47 -13 bp (-9 bps frm 9:30)
30 yr GNMA 4.0:           102.42 +2 bp (-6 bps frm 9:30)
Dollar/Yen:                     110.60 -0.03 yen
Dollar/Euro:                   $1.1611 +$0.0043
Dollar Index:                  94.79 -0.09
Gold:                               $1282.60 -$25.70
Crude Oil:                      $64.73 -$2.16
DJIA:                              25,090.48 -84.83
NASDAQ:                      7746.38 -14.66
S&P 500:                      2779.42 -3.07

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,203.01	-35.38	-1.58%	-5.42%	-4.32%	11:15 AM
WIG:IND WSE WIG INDEX	57,693.09	-910.84	-1.55%	-5.09%	-4.67%	11:15 AM
WIG30:IND WIG30	2,534.01	-45.41	-1.76%	-5.69%	-4.60%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.1610	0.0042	+0.36%	4:59 PM
USD-JPY	110.6600	0.0300	+0.03%	4:59 PM
GBP-USD	1.3278	0.0016	+0.12%	4:59 PM
AUD-USD	0.7442	-0.0036	-0.48%	4:59 PM
USD-CAD	1.3184	0.0079	+0.60%	4:59 PM
USD-CHF	0.9976	0.0006	+0.06%	4:59 PM

 

USD-CZK	22.1571	-0.1155	-0.52%	4:59 PM
USD-SKK	25.9557	-0.0889	-0.34%	4:59 PM
USD-PLN	3.6884	-0.0140	-0.38%	4:59 PM
USD-HUF	277.8700	-1.3400	-0.48%	4:59 PM
USD-RUB	63.1426	0.5928	+0.95%	4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.65%	-0.03
15 Yr FRM	4.11%	-0.02
FHA 30 Year Fixed	4.38%	-0.04
Jumbo 30 Year Fixed	4.68%	-0.03
5/1 Yr ARM	3.95%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.62%	0.40	+0.08
15 Yr. Fixed	4.07%	0.40	+0.06
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.83%	0.30	+0.09
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.39	+0.05
30YR FNMA 3.5	99.11	+0.02
30YR GNMA 3.0	97.58	+0.03
30YR GNMA 3.5	100.17	+0.03
15YR FNMA 3.0	99.00	-0.03
15YR FNMA 2.5	96.83	-0.09

 

Treasuries				Yield				Change
2 YR				2.5533%				-0.0163
5 YR				2.7991%				-0.0085
10 YR				2.9223%				-0.0128
30 YR				3.0473%				-0.0080
Prices as of: 6/15/2018 5:07PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Jun 15, 2018		Jun 14, 2018			Jun 8, 2018
	Quote	% Chg	Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
May Core US CPI Rate	2.2%	4.8%	2.1%		0.0%	2.1%	0.0%
Apr Core US PCE Idx	1.80%	0.0%	1.80%		0.0%	1.80%	0.0%
May Non-Farm Payroll	223,000	40.3%	159,000		0.0%	159,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.62%	1.8%	4.54%		0.0%	4.54%	-0.2%
15 Yr FXD avg	4.07%	1.5%	4.01%		0.0%	4.01%	0.0%
Fundamentals
1 Year CMT	2.3130%	0.5%	2.3025%		0.8%	2.2849%	0.4%
10 Year CMT	2.98%	0.7%	2.96%		-0.3%	2.97%	-1.0%
2-Year Treasury	2.5570%	0.0%	2.5575%		2.1%	2.5039%	-3.1%
10-Year Treasury	2.9190%	-0.2%	2.9242%		-1.1%	2.9571%	-4.7%
30-Year Treasury	3.0400%	-0.1%	3.0442%		-1.9%	3.1016%	-3.9%
12 MTA	1.650%	6.5%	1.548%		0.0%	1.548%	0.0%
USD 6M LIBOR	2.5029%	0.1%	2.5001%		0.3%	2.4919%	0.0%
USD 12M LIBOR	2.7719%	0.2%	2.7669%		0.5%	2.7538%	0.0%
USD 1M LIBOR	2.0851%	0.6%	2.0733%		1.3%	2.0464%	5.6%
11th District COFI	0.895%	10.0%	0.814%		0.0%	0.814%	0.0%
Federal Funds	2.00%	0.0%	2.00%		14.3%	1.75%	0.0%
Gold, Mini $/oz	1287.75	-1.4%	1306.00		0.2%	1303.50	0.9%
Currencies
EUR/USD	1.1629	0.3%	1.1594		-1.6%	1.1778	-0.3%
USD/JPY	110.6411	0.1%	110.5336		0.9%	109.5816	-0.7%
GBP/USD	1.3296	0.1%	1.3280		-0.8%	1.3391	-1.2%
USD/CAD	1.3191	0.7%	1.3099		1.3%	1.2929	1.1%
AUD/USD	0.745347	-0.4%	0.748073		-1.6%	0.760316	1.0%
USD/CHF	0.9974	0.0%	0.9975		1.1%	0.9862	-1.5%

ortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.47%
• 0.01
• 4.46%

• 15 yr fixed mtg
• 3.90%
• 0.02
• 3.88%

• 30 yr fixed jumbo mtg
• 4.64%
• 0.01
• 4.63%

• 5/1 ARM
• 4.22%
• 0.04
• 4.18%

• 7/1 ARM
• 4.30%
• 0.05
• 4.35%

• 15 yr fixed jumbo mtg
• 4.56%
• 0.07
• 4.49%

• 10 yr fixed mtg
• 3.79%
• 0.03
• 3.82%

• 20 yr fixed mtg
• 4.29%
• —
• 4.29%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.46%
• 0.06
• 2.40%

• 6 month CD
• 1.46%
• 0.02
• 1.44%

• 1 yr CD
• 2.28%
• 0.05
• 2.23%

• 5 yr CD
• 2.76%
• 0.07
• 2.69%

• 1 yr jumbo CD
• 1.71%
• 0.07
• 1.64%

• 18 month CD
• 2.05%
• 0.11
• 2.16%

• 3 month CD
• 0.81%
• 0.02
• 0.79%

• 2 yr CD
• 2.48%
• 0.06
• 2.42%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.63%
• —
• 13.63%

• Balance Transfer Credit Cards
• 15.98%
• 0.01
• 15.99%

• Student Credit Cards
• 16.23%
• 0.03
• 16.26%

• Cash Back Credit Cards
• 16.99%
• 0.01
• 17.00%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.81%
• 0.01
• 16.82%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.74%
• 0.03
• 23.77%

uto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.24%
• 0.06
• 4.18%

• 48 month used car loan
• 4.37%
• 0.05
• 4.32%

• 48 month new car loan
• 4.21%
• 0.05
• 4.16%

• 36 month used car loan
• 4.37%
• 0.05
• 4.32%

• 36 month new car loan
• 4.13%
• 0.06
• 4.07%

• 60 month new car loan
• 4.31%
• 0.04
• 4.27%

• 72 month new car loan
• 4.20%
• 0.11
• 4.09%

• 60 month auto refinance
• 3.01%
• 0.05
• 2.96%