Magazyn Kieszeń (216)06.09.2018

CENY @ 4:00 PM 06.08.2018

10 yr note:                       -5/32 (15 bp) 2.94% +3 bp
5 yr note:                         -3/32 (9 bp) 2.78% +2 bp
2 Yr note:                         unch 2.49 unch
30 yr bond:                      -15/32 (47 bp) 3.09% +2.5 bp
Libor Rates:                     1 mo 2.046%; 3 mo 2.327%; 6 mo 2.491%; 1 yr 2.753%  (6/7/18)
30 yr FNMA 4.0 June:   101.61 -12 bp (-7 bps frm 9:30)
15 yr FNMA 4.0:            102.65 -5 bp +3 bp frm 9:30)
30 yr GNMA 4.0:           102.22 -2 bp (-2 bp frm 9:30)
Dollar/Yen:                     109.48 -0.32 yen
Dollar/Euro:                   $1.1769 -$0.0030
Dollar Index:                  93.56 +0.12
Gold:                               $1303.10 +$0.10
Crude Oil:                      $65.67 -$0.28
DJIA:                             25,316.53 +75.12
NASDAQ:                      7645.51 +10.44
S&P 500:                      2779.03 +8.66

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,250.06	-20.69	-0.91%	-3.40%	-3.46%	11:15 AM
WIG:IND WSE WIG INDEX	59,015.21	-397.55	-0.67%	-2.91%	-3.54%	11:15 AM
WIG30:IND WIG30	2,599.34	-22.98	-0.88%	-3.26%	-3.32%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.1769	-0.0031	-0.26%	4:59 PM
USD-JPY	109.5500	-0.1500	-0.14%	4:59 PM
GBP-USD	1.3405	-0.0018	-0.13%	4:59 PM
AUD-USD	0.7601	-0.0023	-0.30%	4:59 PM
USD-CAD	1.2928	-0.0044	-0.34%	4:59 PM
USD-CHF	0.9857	0.0052	+0.53%	4:59 P

 

USD-CZK	21.8842	0.0337	+0.15%	4:59 PM
USD-SKK	25.5967	0.0642	+0.25%	4:59 PM
USD-PLN	3.6354	0.0108	+0.30%	4:59 PM
USD-HUF	271.8700	1.8100	+0.67%	4:59 PM
USD-RUB	62.3238	-0.0764	-0.12%	4:58 PM

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jun 8, 2018		Jun 7, 2018		Jun 1, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Apr Core US CPI Rate	2.1%	0.0%	2.1%	0.0%	2.1%	0.0%
Apr Core US PCE Idx	1.80%	0.0%	1.80%	0.0%	1.80%	0.0%
May Non-Farm Payroll	223,000	40.3%	159,000	0.0%	159,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.54%	-0.4%	4.56%	0.0%	4.56%	0.2%
15 Yr FXD avg	4.01%	-1.2%	4.06%	0.0%	4.06%	0.7%
Fundamentals
1 Year CMT	2.2849%	0.0%	2.2849%	1.6%	2.2490%	0.5%
10 Year CMT	2.97%	1.7%	2.92%	2.8%	2.84%	-3.7%
2-Year Treasury	2.4875%	0.4%	2.4773%	-0.3%	2.4837%	-1.7%
10-Year Treasury	2.9278%	0.5%	2.9132%	-0.1%	2.9149%	-2.3%
30-Year Treasury	3.0776%	0.5%	3.0616%	0.0%	3.0625%	-2.8%
12 MTA	1.650%	6.5%	1.548%	0.0%	1.548%	0.0%
USD 6M LIBOR	2.4919%	0.3%	2.4838%	0.4%	2.4738%	-2.0%
USD 12M LIBOR	2.7538%	0.5%	2.7409%	0.8%	2.7181%	-1.9%
USD 1M LIBOR	2.0464%	0.8%	2.0296%	1.4%	2.0007%	3.7%
11th District COFI	0.895%	10.0%	0.814%	0.0%	0.814%	0.0%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1303.50	0.1%	1302.00	0.3%	1297.50	-1.1%
Currencies
EUR/USD	1.1784	-0.1%	1.1792	1.1%	1.1659	-1.7%
USD/JPY	109.5641	0.0%	109.6064	0.0%	109.5557	-0.1%
GBP/USD	1.3417	0.1%	1.3408	0.4%	1.3348	-1.4%
USD/CAD	1.2969	-0.1%	1.2987	0.1%	1.2968	0.9%
AUD/USD	0.759841	-0.2%	0.761366	0.7%	0.756159	1.3%
USD/CHF	0.9856	0.5%	0.9803	-0.8%	0.9886	-1.6%

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.68%	+0.00
15 Yr FRM	4.11%	+0.00
FHA 30 Year Fixed	4.42%	-0.01
Jumbo 30 Year Fixed	4.70%	-0.01
5/1 Yr ARM	3.94%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.54%	0.50	-0.02
15 Yr. Fixed	4.01%	0.40	-0.05
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.74%	0.40	-0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.16	-0.17
30YR FNMA 3.5	98.98	-0.16
30YR GNMA 3.0	97.25	-0.19
30YR GNMA 3.5	99.89	-0.14
15YR FNMA 3.0	98.98	-0.08
15YR FNMA 2.5	96.78	-0.06

 

Treasuries	Yield	Change
2 YR	2.4998%	+0.0122
5 YR	2.7855%	+0.0204
10 YR	2.9479%	+0.0165
30 YR	3.0911%	+0.0223
Prices as of: 6/8/2018 5:06PM EST

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.46%
• 0.10
• 4.36%

• 15 yr fixed mtg
• 3.88%
• 0.09
• 3.79%

• 30 yr fixed jumbo mtg
• 4.63%
• 0.05
• 4.58%

• 5/1 ARM
• 4.18%
• 0.03
• 4.15%

• 7/1 ARM
• 4.35%
• 0.18
• 4.17%

• 15 yr fixed jumbo mtg
• 4.49%
• 0.04
• 4.45%

• 10 yr fixed mtg
• 3.82%
• 0.13
• 3.69%

• 20 yr fixed mtg
• 4.29%
• 0.05
• 4.24%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.40%
• 0.00
• 2.40%

• 6 month CD
• 1.44%
• 0.06
• 1.38%

• 1 yr CD
• 2.23%
• —
• 2.23%

• 5 yr CD
• 2.69%
• 0.03
• 2.72%

• 1 yr jumbo CD
• 1.64%
• 0.02
• 1.62%

• 18 month CD
• 2.16%
• 0.01
• 2.15%

• 3 month CD
• 0.79%
• 0.02
• 0.77%

• 2 yr CD
• 2.42%
• 0.06
• 2.36%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.63%
• 0.05
• 13.58%

• Balance Transfer Credit Cards
• 15.99%
• 0.03
• 15.96%

• Student Credit Cards
• 16.26%
• —
• 16.26%

• Cash Back Credit Cards
• 17.00%
• 0.01
• 16.99%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.82%
• 0.01
• 16.81%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.77%
• —
• 23.77%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.18%
• 0.02
• 4.16%

• 48 month used car loan
• 4.32%
• 0.01
• 4.31%

• 48 month new car loan
• 4.16%
• 0.01
• 4.15%

• 36 month used car loan
• 4.32%
• 0.03
• 4.29%

• 36 month new car loan
• 4.07%
• 0.01
• 4.06%

• 60 month new car loan
• 4.27%
• 0.01
• 4.26%

• 72 month new car loan
• 4.09%
• 0.03
• 4.06%

• 60 month auto refinance
• 2.96%
• 0.10
• 2.86%