Magazyn Kieszeń (215)06.02.2018

CENY @ 4:00 PM 06.01.2018

10 yr note:                       -11/32 (34 bp) 2.90% +5 bp
5 yr note:                         -6/32 (18 bp) 2.74% +5 bp
2 Yr note:                         -2/32 (6 bp) 2.47% +4 bp
30 yr bond:                      -14/32 (44 bp) 3.05% +3 bp
Libor Rates:                      1 mo 2.00%; 3 mo 2.321%; 6 mo 2.473%; 1 yr 2.718%
30 yr FNMA 4.0 June:    101.94 -14 bp (+2 bp frm 9:30)
15 yr FNMA 4.0:             102.77 +5 bp +10 bp frm 9:30)
30 yr GNMA 4.0:            102.50 -6 bp (+8 bp frm 9:30)
Dollar/Yen:                     109.52 +0.72 yen
Dollar/Euro:                    $1.1656 -$0.0030
Dollar Index:                  94.23 +0.25
Gold:                               $1297.90 -$6.80
Crude Oil:                      $65.57 -$1.47
DJIA:                              24,635.21 +219.37
NASDAQ:                      7554.33 +112.22
S&P 500:                       2734.62 +29.35

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20				2,190.26				+33.19			+1.54%				-1.93%			-4.90%	11:15 AM
WIG:IND WSE WIG INDEX				57,890.11				+607.38			+1.06%				-1.69%			-4.71%	11:15 AM
WIG30:IND WIG30				2,542.54				+32.11			+1.28%				-1.51%			-4.51%	11:15 AM
Currency		Value			Change				Net Change				Time (EDT)		2 Day
EUR-USD		1.1659			-0.0034				-0.29%				4:59 PM
USD-JPY		109.5400			0.7200				+0.66%				4:59 PM
GBP-USD		1.3346			0.0048				+0.36%				4:59 PM
AUD-USD		0.7569			0.0001				+0.01%				4:59 PM
USD-CAD		1.2951			-0.0007				-0.05%				4:59 PM
USD-CHF		0.9882			0.0024				+0.24%				4:59 PM
USD-CZK	22.1270			0.0419		+0.19%		4:59 PM
USD-SKK	25.8392			0.0757		+0.29%		4:59 PM
USD-PLN	3.6916			0.0001		+0.00%		4:59 PM
USD-HUF	274.4800			1.0800		+0.40%		4:59 PM
USD-RUB	62.2179			-0.1953		-0.31%		4:58 PM

 

 

Primary Mortgage Markets

MND’s Daily Rate Survey
				52 Week
Product	Today	Yesterday	Change	Low	High
30 Yr FRM	4.60%	4.56%	+0.04	3.84%	4.79%
15 Yr FRM	4.04%	4.00%	+0.04	3.12%	4.22%
FHA 30 Year Fixed	4.38%	4.35%	+0.03	3.35%	4.50%
Jumbo 30 Year Fixed	4.66%	4.63%	+0.03	4.10%	4.81%
5/1 Yr ARM	3.93%	3.92%	+0.01	3.01%	4.00%

 

		52 Week Range			Current Rate
FHFA						Rate		Points		Change
15 Yr. Fixed						3.65%		1.14		+0.09
30 Yr. Fixed						4.19%		1.21		+0.02
MBA
30 Yr. Fixed						4.68%		0.46		-0.01
15 Yr. Fixed						4.12%		0.51		+0.05
30 Yr. Jumbo						4.55%		0.37		—
30 Yr. FHA						4.69%		0.81		-0.04
5/1 ARM						3.83%		0.68		-0.10
Freddie Mac
30 Yr. Fixed						4.56%		0.40		-0.10
15 Yr. Fixed						4.06%		0.40		-0.09
1 Yr. ARM						2.68%		0.20		+0.01
5/1 Yr. ARM						3.80%		0.30		-0.07
Treasuries			Yield				Yesterday				Last Week		Last Month		Last Year
2 YR			2.47				2.44				2.48		2.51		1.30
3 YR			2.60				2.56				2.61		2.64		1.44
5 YR			2.75				2.70				2.76		2.81		1.76
7 YR			2.86				2.81				2.88		2.93		2.02
10 YR			2.90				2.86				2.93		2.97		2.22
30 YR			3.05				3.02				3.09		3.13		2.86
Updated: 05/31/18 11:00PM
LIBOR								Today				Yesterday		Change
1 Month								2.0007				1.9825		0.0182
3 Month								2.3213				2.3003		0.0209
6 Month								2.4738				2.4669		0.0069
1 Year								2.7181				2.7000		0.0181

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.36%
• 0.09
• 4.45%

• 15 yr fixed mtg
• 3.79%
• 0.10
• 3.89%

• 30 yr fixed jumbo mtg
• 4.58%
• 0.09
• 4.67%

• 5/1 ARM
• 4.15%
• 0.07
• 4.22%

• 7/1 ARM
• 4.17%
• 0.09
• 4.26%

• 15 yr fixed jumbo mtg
• 4.45%
• 0.08
• 4.53%

• 10 yr fixed mtg
• 3.69%
• 0.08
• 3.77%

• 20 yr fixed mtg
• 4.24%
• 0.11
• 4.35%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.40%
• 0.03
• 2.37%

• 6 month CD
• 1.38%
• 0.01
• 1.37%

• 1 yr CD
• 2.23%
• 0.02
• 2.21%

• 5 yr CD
• 2.72%
• 0.04
• 2.68%

• 1 yr jumbo CD
• 1.62%
• 0.01
• 1.63%

• 18 month CD
• 2.15%
• 0.13
• 2.02%

• 3 month CD
• 0.77%
• 0.01
• 0.78%

• 2 yr CD
• 2.36%
• 0.01
• 2.35%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.58%
• —
• 13.58%

• Balance Transfer Credit Cards
• 15.96%
• —
• 15.96%

• Student Credit Cards
• 16.26%
• —
• 16.26%

• Cash Back Credit Cards
• 16.99%
• —
• 16.99%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.81%
• —
• 16.81%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.77%
• —
• 23.77%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.16%
• 0.05
• 4.21%

• 48 month used car loan
• 4.31%
• 0.05
• 4.36%

• 48 month new car loan
• 4.15%
• 0.05
• 4.20%

• 36 month used car loan
• 4.29%
• 0.07
• 4.36%

• 36 month new car loan
• 4.06%
• 0.06
• 4.12%

• 60 month new car loan
• 4.26%
• 0.04
• 4.30%

• 72 month new car loan
• 4.06%
• 0.07
• 4.13%

• 60 month auto refinance
• 2.86%
• —
• 2.86%

 

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jun 1, 2018		May 31, 2018		May 25, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Apr Core US CPI Rate	2.1%	0.0%	2.1%	0.0%	2.1%	0.0%
Apr Core US PCE Idx	1.80%	0.0%	1.80%	0.0%	1.80%	0.0%
May Non-Farm Payroll	223,000	40.3%	159,000	0.0%	159,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.56%	-2.1%	4.66%	0.0%	4.66%	1.7%
15 Yr FXD avg	4.06%	-2.2%	4.15%	0.0%	4.15%	3.2%
Fundamentals
1 Year CMT	2.2650%	2.1%	2.2176%	-1.3%	2.2470%	0.6%
10 Year CMT	2.84%	2.5%	2.77%	-8.0%	3.01%	2.0%
2-Year Treasury	2.4720%	1.8%	2.4271%	-2.0%	2.4758%	-0.5%
10-Year Treasury	2.8949%	1.0%	2.8676%	-2.2%	2.9313%	-1.2%
30-Year Treasury	3.0442%	0.5%	3.0277%	-2.1%	3.0920%	-1.7%
12 MTA	1.650%	6.5%	1.548%	0.0%	1.548%	0.0%
USD 6M LIBOR	2.4738%	0.3%	2.4669%	-0.7%	2.4850%	-1.2%
USD 12M LIBOR	2.7181%	0.7%	2.7000%	-1.4%	2.7374%	-1.0%
USD 1M LIBOR	2.0007%	0.9%	1.9825%	0.7%	1.9683%	3.1%
11th District COFI	0.895%	10.0%	0.814%	0.0%	0.814%	0.0%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1297.50	-0.7%	1307.25	0.3%	1303.50	-0.1%
Currencies
EUR/USD	1.1658	-0.4%	1.1700	0.4%	1.1656	-2.5%
USD/JPY	109.4729	0.6%	108.7996	-0.5%	109.3185	-0.5%
GBP/USD	1.3356	0.5%	1.3289	-0.2%	1.3315	-1.9%
USD/CAD	1.2954	0.0%	1.2955	-0.2%	1.2978	0.7%
AUD/USD	0.755957	0.0%	0.756219	0.1%	0.755839	0.9%
USD/CHF	0.9883	0.3%	0.9853	-0.5%	0.9899	-0.9%