Magazyn Kieszeń (214)

CENY @ 2:00 PM 05.25.2018

10 yr note:                           +14/32 (44 bp) 2.93% -4 bp
5 yr note:                             +9/32 (28 bp) 2.77% -4 bp
2 Yr note:                             +3/32 (9 bp) 2.48% -3 bp
30 yr bond:                         +23/32 (72 bp) 3.09% -3 bp
Libor Rates:                        1 mo 1.968%; 3 mo 2.319%; 6 mo 2.485%; 1 yr 2.737%  (5/24/18)
30 yr FNMA 4.0 June:       101.84 +17 bp (+1 bp frm 9:30)
15 yr FNMA 4.0:               102.56 +12 bp (-5 bp frm 9:30)
30 yr GNMA 4.0:              102.34+14 bp (+1 bp frm 9:30)

WTI Crude Oil (Nymex)			USD/bbl.			67.50		-3.21
Gold (Comex)	USD/t oz.		1,306.50	-3.30		-0.25%

 

Silver (Comex)   USD/t oz. 16.52 -0.17 -1.00%

 

DOW JONES INDUS. AVG	24,753.09	-58.67
SPX:IND S&P 500 INDEX	2,721.33	-6.43
CCMP:IND NASDAQ COMPOSITE INDEX	7,433.86	+9.43	+0.13%

 

 

Poland

Name			Value		Net Change		% Change		1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20			2,213.24		-0.02		0.00%		-2.77%			-4.86%	11:15 AM
WIG:IND WSE WIG INDEX			58,233.23		+43.74		+0.08%		-2.24%			-4.39%	11:15 AM
WIG30:IND WIG30			2,559.79		+0.89		+0.03%		-2.51%			-4.36%	11:15 AM
Currency	Value		Change		Net Change		Time (EDT)		2 Day
EUR-USD	1.1651		-0.0069		-0.59%		4:59 PM
USD-JPY	109.4100		0.1500		+0.14%		4:59 PM
GBP-USD	1.3309		-0.0071		-0.53%		4:59 PM
AUD-USD	0.7548		-0.0028		-0.37%		4:59 PM
USD-CAD	1.2973		0.0091		+0.71%		4:59 PM
USD-CHF	0.9910		-0.0006		-0.06%		4:59 PM

 

USD-CZK	22.0791	0.0778	+0.35%	4:59 PM
USD-SKK	25.8600	0.1582	+0.62%	4:59 PM
USD-PLN	3.7022	0.0245	+0.67%	4:59 PM
USD-HUF	274.3200	1.9000	+0.70%	4:59 PM
USD-RUB	62.2192	0.6593	+1.07%	4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.61%	-0.06
15 Yr FRM	4.04%	-0.06
FHA 30 Year Fixed	4.40%	-0.02
Jumbo 30 Year Fixed	4.65%	-0.05
5/1 Yr ARM	3.95%	+0.03
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.66%	0.40	+0.05
15 Yr. Fixed	4.15%	0.40	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.87%	0.30	+0.05
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.50	+0.34
30YR FNMA 3.5	99.31	+0.30
30YR GNMA 3.0	97.30	+0.09
30YR GNMA 3.5	100.02	+0.08
15YR FNMA 3.0	99.14	+0.16
15YR FNMA 2.5	97.16	+0.16

 

Treasuries	Yield	Change
2 YR	2.4798%	-0.0323
5 YR	2.7635%	-0.0506
10 YR	2.9313%	-0.0457
30 YR	3.0904%	-0.0362
Prices as of: 5/25/2018 2:06PM EST

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.45%
• 0.11
• 4.56%

• 15 yr fixed mtg
• 3.89%
• 0.09
• 3.98%

• 30 yr fixed jumbo mtg
• 4.67%
• 0.08
• 4.75%

• 5/1 ARM
• 4.22%
• 0.18
• 4.40%

• 7/1 ARM
• 4.26%
• 0.09
• 4.35%

• 15 yr fixed jumbo mtg
• 4.53%
• 0.26
• 4.79%

• 10 yr fixed mtg
• 3.77%
• 0.10
• 3.87%

• 20 yr fixed mtg
• 4.35%
• 0.10
• 4.45%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.37%
• 0.02
• 2.39%

• 6 month CD
• 1.37%
• 0.08
• 1.29%

• 1 yr CD
• 2.21%
• 0.03
• 2.18%

• 5 yr CD
• 2.68%
• 0.01
• 2.67%

• 1 yr jumbo CD
• 1.63%
• 0.02
• 1.61%

• 18 month CD
• 2.02%
• 0.04
• 2.06%

• 3 month CD
• 0.78%
• 0.03
• 0.75%

• 2 yr CD
• 2.35%
• —
• 2.34%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.58%
• —
• 13.58%

• Balance Transfer Credit Cards
• 15.96%
• —
• 15.96%

• Student Credit Cards
• 16.26%
• —
• 16.26%

• Cash Back Credit Cards
• 16.99%
• —
• 16.99%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.81%
• —
• 16.81%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.77%
• —
• 23.77%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.21%
• 0.03
• 4.24%

• 48 month used car loan
• 4.36%
• 0.07
• 4.43%

• 48 month new car loan
• 4.20%
• 0.08
• 4.28%

• 36 month used car loan
• 4.36%
• 0.08
• 4.44%

• 36 month new car loan
• 4.12%
• 0.09
• 4.21%

• 60 month new car loan
• 4.30%
• 0.08
• 4.38%

• 72 month new car loan
• 4.13%
• 0.04
• 4.17%

• 60 month auto refinance
• 2.86%
• —
• 2.86%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	May 25, 2018		May 24, 2018		May 18, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Apr Core US CPI Rate	2.1%	0.0%	2.1%	0.0%	2.1%	0.0%
Mar Core US PCE Idx	1.90%	18.8%	1.60%	0.0%	1.60%	6.7%
Apr Non-Farm Payroll	164,000	21.5%	135,000	0.0%	135,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.66%	1.1%	4.61%	0.0%	4.61%	3.1%
15 Yr FXD avg	4.15%	1.7%	4.08%	0.0%	4.08%	3.6%
Fundamentals
1 Year CMT	2.2570%	0.3%	2.2496%	-1.4%	2.2816%	1.6%
10 Year CMT	3.01%	-1.6%	3.06%	-1.0%	3.09%	3.7%
2-Year Treasury	2.4800%	-1.4%	2.5161%	-1.8%	2.5612%	3.1%
10-Year Treasury	2.9300%	-1.9%	2.9862%	-2.7%	3.0688%	1.3%
30-Year Treasury	3.0900%	-1.3%	3.1322%	-2.2%	3.2015%	-0.3%
12 MTA	1.548%	5.9%	1.461%	0.0%	1.461%	0.0%
USD 6M LIBOR	2.4850%	-0.5%	2.4975%	-0.1%	2.4994%	-0.7%
USD 12M LIBOR	2.7374%	-0.6%	2.7541%	-0.4%	2.7665%	-0.1%
USD 1M LIBOR	1.9683%	0.4%	1.9597%	0.6%	1.9478%	2.6%
11th District COFI	0.814%	-0.2%	0.816%	0.0%	0.816%	0.0%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1303.50	0.4%	1298.50	0.9%	1286.75	-2.7%
Currencies
EUR/USD	1.1658	-0.4%	1.1710	-0.7%	1.1790	-3.1%
USD/JPY	109.3679	0.0%	109.3676	-1.3%	110.8264	1.2%
GBP/USD	1.3331	-0.4%	1.3381	-0.7%	1.3478	-3.2%
USD/CAD	1.2979	0.8%	1.2878	0.0%	1.2878	0.4%
AUD/USD	0.755957	-0.3%	0.758058	0.9%	0.751416	-0.7%
USD/CHF	0.9920	0.2%	0.9904	-0.7%	0.9970	1.4%