Magazyn Kieszeń (210)

CENY @ 4:00 PM  04.20.2018

10 yr note:                       -12/32 (37 bp) 2.96% +5 bp
5 yr note:                          -6/32 (18 bp) 2.80% +4 bp
2 Yr note:                         -1/32 (3 bp) 2.46% +1.5 bp
30 yr bond:                      -27/32 (84 bp) 3.15% +5 bp
Libor Rates:                     1 mo 1.898%; 3 mo 2.361%; 6 mo 2.509%; 1 yr 2.758% (4/19/18)
30 yr FNMA 4.0 May:    101.70 -25 bp (-14 bp frm 9:30)
15 yr FNMA 3.5:            101.15 -16 bp (-9 bp frm 9:30)
30 yr GNMA 4.0:            102.20 -17 bp (-19 bp frm 9:30)
Dollar/Yen:                     107.59 +0.22 yen
Dollar/Euro:                   $1.2282 -$0.0062
Dollar Index:                  90.33 +0.43
Gold:                               $1337.80 -$11.00 (stronger dollar)
Crude Oil:                      $68.26 -$0.03
DJIA:                              24,462.94 -201.95
NASDAQ:                      7146.13 -91.93
S&P 500:                       2670.14 -22.99

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20				2,298.20				-26.53			-1.14%				+1.82%			+1.51%	11:15 AM
WIG:IND WSE WIG INDEX				60,144.37				-485.44			-0.80%				+1.19%			+1.45%	11:15 AM
WIG30:IND WIG30				2,656.57				-27.61			-1.03%				+1.89%			+2.33%	11
Currency		Value			Change				Net Change				Time (EDT)		2 Day
EUR-USD		1.2288			-0.0057				-0.46%				4:59 PM
USD-JPY		107.6600			0.2900				+0.27%				4:59 PM
GBP-USD		1.4000			-0.0087				-0.62%				4:59 PM
AUD-USD		0.7672			-0.0058				-0.75%				4:59 PM
USD-CAD		1.2761			0.0089				+0.70%				4:59 PM
USD-CHF		0.9746			0.0033				+0.34%				4:59 PM
USD-CZK	20.6376			0.1145		+0.56%		4:59 PM
USD-SKK	24.5166			0.1146		+0.47%		4:59 PM
USD-PLN	3.3952			0.0195		+0.58%		4:59 PM
USD-HUF	252.9600			1.6700		+0.66%		4:59 PM
USD-RUB	61.3758			0.4159		+0.68%		4:58 PM

 

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.58%	+0.02
15 Yr FRM	3.95%	+0.01
FHA 30 Year Fixed	4.37%	+0.02
Jumbo 30 Year Fixed	4.59%	+0.02
5/1 Yr ARM	3.77%	+0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.47%	0.50	+0.05
15 Yr. Fixed	3.94%	0.40	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.67%	0.30	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.19	-0.42
30YR FNMA 3.5	99.14	-0.28
30YR GNMA 3.0	97.66	-0.41
30YR GNMA 3.5	100.19	-0.31
15YR FNMA 3.0	99.13	-0.13
15YR FNMA 2.5	97.19	-0.11

 

Treasuries	Yield	Change
2 YR	2.4615%	+0.0299
5 YR	2.8016%	+0.0450
10 YR	2.9602%	+0.0467
30 YR	3.1459%	+0.0436
Prices as of: 4/20/2018 4:44PM EST

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.40%
• 0.11
• 4.29%

• 15 yr fixed mtg
• 3.81%
• 0.09
• 3.72%

• 30 yr fixed jumbo mtg
• 4.57%
• 0.07
• 4.50%

• 5/1 ARM
• 4.19%
• 0.13
• 4.06%

• 7/1 ARM
• 4.18%
• 0.16
• 4.02%

• 15 yr fixed jumbo mtg
• 4.52%
• 0.09
• 4.43%

• 10 yr fixed mtg
• 3.72%
• 0.12
• 3.60%

• 20 yr fixed mtg
• 4.28%
• 0.16
• 4.12%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.32%
• 0.01
• 2.31%

• 6 month CD
• 1.27%
• 0.02
• 1.25%

• 1 yr CD
• 2.09%
• 0.05
• 2.04%

• 5 yr CD
• 2.60%
• 0.04
• 2.56%

• 1 yr jumbo CD
• 1.55%
• 0.02
• 1.53%

• 18 month CD
• 2.10%
• —
• 2.10%

• 3 month CD
• 0.71%
• 0.02
• 0.73%

• 2 yr CD
• 2.23%
• 0.06
• 2.17%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.48%
• 0.06
• 13.42%

• Balance Transfer Credit Cards
• 15.87%
• 0.03
• 15.84%

• Student Credit Cards
• 16.14%
• —
• 16.14%

• Cash Back Credit Cards
• 16.90%
• —
• 16.90%

• Airline Credit Cards
• 16.59%
• —
• 16.59%

• Reward Credit Cards
• 16.75%
• 0.03
• 16.72%

• Business Credit Cards
• 14.32%
• 0.02
• 14.30%

• Credit Cards For Bad Credit
• 23.74%
• —
• 23.74%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.23%
• —
• 4.23%

• 48 month used car loan
• 4.29%
• —
• 4.29%

• 48 month new car loan
• 3.86%
• —
• 3.86%

• 36 month used car loan
• 4.28%
• —
• 4.28%

• 36 month new car loan
• 3.64%
• —
• 3.64%

• 60 month new car loan
• 3.99%
• —
• 3.99%

• 72 month new car loan
• 3.78%
• 0.01
• 3.79%

• 60 month auto refinance
• 2.98%
• 0.06
• 2.92%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Apr 20, 2018		Apr 19, 2018		Apr 13, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	16.7%	1.8%	0.0%	1.8%	0.0%
Feb Core US PCE Idx	1.60%	6.7%	1.50%	0.0%	1.50%	0.0%
Mar Non-Farm Payroll	103,000	-68.4%	326,000	0.0%	326,000	85.2%
Mortgage Rates
30 Yr FXD avg	4.47%	1.1%	4.42%	0.0%	4.42%	-0.5%
15 Yr FXD avg	3.94%	1.8%	3.87%	0.0%	3.87%	-0.8%
Fundamentals
1 Year CMT	2.1927%	0.9%	2.1721%	4.1%	2.0862%	2.2%
10 Year CMT	2.87%	1.8%	2.82%	1.1%	2.79%	-2.1%
2-Year Treasury	2.4490%	0.7%	2.4316%	2.8%	2.3648%	2.9%
10-Year Treasury	2.9471%	1.2%	2.9135%	2.8%	2.8340%	-1.1%
30-Year Treasury	3.1377%	1.1%	3.1032%	2.2%	3.0375%	-1.9%
12 MTA	1.461%	6.8%	1.368%	0.0%	1.368%	0.0%
USD 6M LIBOR	2.5094%	0.2%	2.5031%	0.9%	2.4819%	3.0%
USD 12M LIBOR	2.7584%	0.4%	2.7475%	1.1%	2.7172%	2.5%
USD 1M LIBOR	1.8983%	0.1%	1.8971%	0.0%	1.8969%	2.3%
11th District COFI	0.816%	5.0%	0.777%	0.0%	0.777%	3.2%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1338.75	-0.7%	1348.25	0.1%	1347.50	2.4%
Currencies
EUR/USD	1.2293	-0.4%	1.2349	0.1%	1.2333	-0.1%
USD/JPY	107.6070	0.1%	107.4966	0.1%	107.3575	1.4%
GBP/USD	1.4035	-0.3%	1.4076	-1.1%	1.4239	0.7%
USD/CAD	1.2728	0.5%	1.2669	0.5%	1.2602	-2.3%
AUD/USD	0.767213	-0.6%	0.771868	-0.6%	0.776768	0.0%
USD/CHF	0.9742	0.3%	0.9710	0.9%	0.9619	1.3%