Magazyn Kieszeń (209)

CENY @ 4:00 PM 04.13.18

10 yr note:                      +5/32 (15 bp) 2.82% -2 bp
5 yr note:                        +1/32 (3 bp) 2.67% unch
2 Yr note:                        unch 2.35% unch
30 yr bond:                     +12/32 (37 bp) 3.02 -2 bp
Libor Rates:                    1 mo 1.896%; 3 mo 2.347%; 6 mo 2.481%; 1 yr 2.717%
30 yr FNMA 4.0 May:   102.27 +9 bp (+9 bp frm 9:30)
15 yr FNMA 3.5:           101.79 +2 b (+5 bp frm 9:30)
30 yr GNMA 4.0:          102.86 +9 bp (+14 bp frm 9:30)
Dollar/Yen:                   107.37 +0.05 yen
Dollar/Euro:                  $1.2336 +$0.0009
Dollar Index:                 89.77 unch
Gold:                              $1348.20 +$6.30
Crude Oil:                     $67.30 +$0.23
DJIA:                             24,360.14 -122.91
NASDAQ:                     7106.65 -33.60
S&P 500:                     2656.30 -7.69

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,310.32	+3.88	+0.17%	+1.10%	+3.43%	11:15 AM
WIG:IND WSE WIG INDEX	60,477.53	+84.30	+0.14%	+0.14%	+3.04%	11:15 AM
WIG30:IND WIG30	2,671.34	+2.55	+0.10%	+0.81%	+4.29%	11:15 A

 

 

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.2331	0.0004	+0.03%	4:59 PM
USD-JPY	107.3500	0.0200	+0.02%	4:59 PM
GBP-USD	1.4238	0.0010	+0.07%	4:59 PM
AUD-USD	0.7764	0.0010	+0.13%	4:59 PM
USD-CAD	1.2608	0.0021	+0.17%	4:59 PM
USD-CHF	0.9622	-0.0002	-0.02%	4:59 PM

 

USD-CZK	20.5173	-0.0138	-0.07%	4:59 PM
USD-SKK	24.4321	-0.0084	-0.03%	4:59 PM
USD-PLN	3.3799	-0.0098	-0.29%	4:59 PM
USD-HUF	251.9900	-0.5400	-0.21%	4:59 PM
USD-RUB	63.4908	1.5234	+2.46%	4:58 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.50%	+0.01
15 Yr FRM	3.89%	+0.01
FHA 30 Year Fixed	4.25%	+0.00
Jumbo 30 Year Fixed	4.51%	+0.01
5/1 Yr ARM	3.68%	+0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.42%	0.40	+0.02
15 Yr. Fixed	3.87%	0.40	+0.00
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.61%	0.30	-0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	97.08	+0.16
30YR FNMA 3.5	99.83	+0.11
30YR GNMA 3.0	98.19	-0.11
30YR GNMA 3.5	100.78	+0.11
15YR FNMA 3.0	99.63	+0.02
15YR FNMA 2.5	97.67	+0.02

 

Treasuries	Yield	Change
2 YR	2.3607%	+0.0045
5 YR	2.6709%	-0.0082
10 YR	2.8248%	-0.0183
30 YR	3.0270%	-0.0193
Prices as of: 4/13/2018 5:06PM EST

 

 

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.29%
• —
• 4.29%

• 15 yr fixed mtg
• 3.72%
• 0.02
• 3.70%

• 30 yr fixed jumbo mtg
• 4.50%
• 0.03
• 4.53%

• 5/1 ARM
• 4.06%
• 0.03
• 4.09%

• 7/1 ARM
• 4.02%
• —
• 4.02%

• 15 yr fixed jumbo mtg
• 4.43%
• —
• 4.43%

• 10 yr fixed mtg
• 3.60%
• 0.03
• 3.57%

• 20 yr fixed mtg
• 4.12%
• 0.01
• 4.13%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.31%
• 0.09
• 2.22%

• 6 month CD
• 1.25%
• 0.02
• 1.27%

• 1 yr CD
• 2.04%
• 0.02
• 2.02%

• 5 yr CD
• 2.56%
• 0.06
• 2.50%

• 1 yr jumbo CD
• 1.53%
• 0.03
• 1.50%

• 18 month CD
• 2.10%
• 0.05
• 2.05%

• 3 month CD
• 0.73%
• 0.03
• 0.76%

• 2 yr CD
• 2.17%
• —
• 2.17%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.42%
• —
• 13.42%

• Balance Transfer Credit Cards
• 15.84%
• 0.01
• 15.83%

• Student Credit Cards
• 16.14%
• 0.04
• 16.10%

• Cash Back Credit Cards
• 16.90%
• —
• 16.90%

• Airline Credit Cards
• 16.59%
• 0.02
• 16.57%

• Reward Credit Cards
• 16.72%
• 0.01
• 16.71%

• Business Credit Cards
• 14.30%
• —
• 14.30%

• Credit Cards For Bad Credit
• 23.74%
• —
• 23.74%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.23%
• 0.21
• 4.02%

• 48 month used car loan
• 4.29%
• 0.20
• 4.09%

• 48 month new car loan
• 3.86%
• 0.13
• 3.73%

• 36 month used car loan
• 4.28%
• 0.18
• 4.10%

• 36 month new car loan
• 3.64%
• 0.10
• 3.54%

• 60 month new car loan
• 3.99%
• 0.17
• 3.82%

• 72 month new car loan
• 3.79%
• 0.13
• 3.92%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Apr 13, 2018		Apr 12, 2018		Apr 6, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	16.7%	1.8%	0.0%	1.8%	0.0%
Feb Core US PCE Idx	1.60%	6.7%	1.50%	0.0%	1.50%	0.0%
Mar Non-Farm Payroll	103,000	-68.4%	326,000	0.0%	326,000	85.2%
Mortgage Rates
30 Yr FXD avg	4.42%	0.5%	4.40%	0.0%	4.40%	-1.3%
15 Yr FXD avg	3.87%	0.0%	3.87%	0.0%	3.87%	-1.8%
Fundamentals
1 Year CMT	2.0990%	0.2%	2.0940%	2.5%	2.0424%	0.3%
10 Year CMT	2.79%	-0.4%	2.80%	0.4%	2.79%	-2.8%
2-Year Treasury	2.3650%	0.9%	2.3440%	2.7%	2.2824%	1.3%
10-Year Treasury	2.8250%	0.1%	2.8210%	0.9%	2.7972%	-0.2%
30-Year Treasury	3.0300%	0.2%	3.0250%	-0.4%	3.0383%	-0.3%
12 MTA	1.461%	6.8%	1.368%	0.0%	1.368%	0.0%
USD 6M LIBOR	2.4819%	0.4%	2.4725%	0.3%	2.4663%	7.0%
USD 12M LIBOR	2.7172%	0.3%	2.7095%	0.3%	2.7003%	4.8%
USD 1M LIBOR	1.8969%	0.1%	1.8956%	0.0%	1.8952%	6.7%
11th District COFI	0.816%	5.0%	0.777%	0.0%	0.777%	3.2%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	16.7%
Gold, Mini $/oz	1347.50	0.4%	1342.00	0.6%	1334.50	0.8%
Currencies
EUR/USD	1.2331	0.0%	1.2332	0.4%	1.2281	-0.7%
USD/JPY	107.5177	0.2%	107.2633	0.2%	107.0226	0.7%
GBP/USD	1.4251	0.1%	1.4242	1.2%	1.4075	0.8%
USD/CAD	1.2605	0.0%	1.2602	-1.3%	1.2773	-1.3%
AUD/USD	0.776885	0.2%	0.775528	1.0%	0.768093	-2.6%
USD/CHF	0.9628	0.0%	0.9632	0.5%	0.9584	1.5%