Magazyn Kieszeń (208)

CENY @ 4:00 PM 04.06.2018

10 yr note:                       +15/32 (47 bp) 2.776% -5.5 bp
5 yr note:                         +8/32 (25 bp) 2.59% -5 bp
2 Yr note:                         +2/32 (6 bp) 2.27% -3 bp
30 yr bond:                      +34/32 (106 bp) 3.02% -5 bp
Libor Rates:                     1 mo 1.895%; 3 mo 2.330%; 6 mo 2.466%; 1 yr 2.700%
30 yr FNMA 4.0 Apr:     102.59 +13 bp (-6 bp frm 9:30)
15 yr FNMA 3.5:            101.94 +8 bp (-15 bp frm 9:30)
30 yr GNMA 4.0:           102.88 +9 bp (-7 bp frm 9:30)
Dollar/Yen:                    106.86 +0.48 yen
Dollar/Euro:                  $1.2282 +$0.0040
Dollar Index:                 90.11 -0.34
Gold:                              $1336.60 +$8.10
Crude Oil:                     $61.92 -$1.62
DJIA:                             23,932.76 -572.46
NASDAQ:                     6915.11 -161.44
S&P 500:                     2604.47 -58.37

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,258.80	+15.22	+0.68%	-4.07%	+0.47%	11:15 AM
WIG:IND WSE WIG INDEX	59,553.13	+309.09	+0.52%	-3.46%	+0.45%	11:15 AM
WIG30:IND WIG30	2,617.70	+17.32	+0.67%	-3.81%	+1.13%	11:15 A

 

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.2281	0.0041	+0.33%	4:59 PM
USD-JPY	106.9300	-0.4600	-0.43%	4:59 PM
GBP-USD	1.4092	0.0089	+0.64%	4:59 PM
AUD-USD	0.7684	0.0000	0.00%	4:59 PM
USD-CAD	1.2782	0.0032	+0.25%	4:59 PM
USD-CHF	0.9591	-0.0044	-0.46%	4:59 PM

 

USD-CZK	20.6536	-0.0378	-0.18%	4:59 PM
USD-SKK	24.5295	-0.0822	-0.33%	4:59 PM
USD-PLN	3.4182	-0.0084	-0.25%	4:59 PM
USD-HUF	254.1300	-0.0800	-0.03%	4:59 PM
USD-RUB	58.1031	0.3982	+0.69%	4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.48%	-0.01
15 Yr FRM	3.86%	-0.01
FHA 30 Year Fixed	4.25%	+0.00
Jumbo 30 Year Fixed	4.50%	-0.01
5/1 Yr ARM	3.65%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.40%	0.50	-0.04
15 Yr. Fixed	3.87%	0.40	-0.03
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.62%	0.40	-0.04
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	97.41	+0.25
30YR FNMA 3.5	100.17	+0.20
30YR GNMA 3.0	98.34	+0.05
30YR GNMA 3.5	100.94	+0.08
15YR FNMA 3.0	99.84	+0.09
15YR FNMA 2.5	97.91	+0.13

 

Treasuries	Yield	Change
2 YR	2.2702%	-0.0364
5 YR	2.5875%	-0.0522
10 YR	2.7753%	-0.0585
30 YR	3.0190%	-0.0548

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.29%
• 0.02
• 4.27%

• 15 yr fixed mtg
• 3.70%
• 0.01
• 3.69%

• 30 yr fixed jumbo mtg
• 4.53%
• 0.04
• 4.49%

• 5/1 ARM
• 4.09%
• 0.09
• 4.00%

• 7/1 ARM
• 4.02%
• 0.03
• 3.99%

• 15 yr fixed jumbo mtg
• 4.43%
• 0.04
• 4.39%

• 10 yr fixed mtg
• 3.57%
• 0.01
• 3.58%

• 20 yr fixed mtg
• 4.13%
• 0.03
• 4.10%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.22%
• 0.05
• 2.17%

• 6 month CD
• 1.27%
• 0.02
• 1.29%

• 1 yr CD
• 2.02%
• 0.02
• 2.04%

• 5 yr CD
• 2.50%
• 0.04
• 2.46%

• 1 yr jumbo CD
• 1.50%
• 0.02
• 1.52%

• 18 month CD
• 2.05%
• 0.04
• 2.01%

• 3 month CD
• 0.76%
• 0.04
• 0.72%

• 2 yr CD
• 2.17%
• —
• 2.17%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.42%
• 0.21
• 13.21%

• Balance Transfer Credit Cards
• 15.83%
• 0.13
• 15.70%

• Student Credit Cards
• 16.10%
• 0.12
• 15.98%

• Cash Back Credit Cards
• 16.90%
• 0.20
• 16.70%

• Airline Credit Cards
• 16.57%
• 0.10
• 16.47%

• Reward Credit Cards
• 16.71%
• 0.15
• 16.56%

• Business Credit Cards
• 14.30%
• 0.29
• 14.01%

• Credit Cards For Bad Credit
• 23.74%
• 0.06
• 23.68%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.02%
• 0.10
• 3.92%

• 48 month used car loan
• 4.09%
• 0.15
• 3.94%

• 48 month new car loan
• 3.73%
• 0.06
• 3.67%

• 36 month used car loan
• 4.10%
• 0.12
• 3.98%

• 36 month new car loan
• 3.54%
• 0.05
• 3.49%

• 60 month new car loan
• 3.82%
• 0.06
• 3.76%

• 72 month new car loan
• 3.92%
• 0.07
• 3.85%

• 60 month auto refinance
• 3.03%
• 0.05
• 2.98%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Apr 6, 2018		Apr 5, 2018		Mar 30, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Feb Core US CPI Rate	1.8%	0.0%	1.8%	0.0%	1.8%	0.0%
Feb Core US PCE Idx	1.60%	6.7%	1.50%	0.0%	1.50%	0.0%
Mar Non-Farm Payroll	103,000	-68.4%	326,000	0.0%	326,000	85.2%
Mortgage Rates
30 Yr FXD avg	4.40%	-0.9%	4.44%	0.0%	4.44%	0.2%
15 Yr FXD avg	3.87%	-0.8%	3.90%	0.0%	3.90%	0.0%
Fundamentals
1 Year CMT	2.0610%	0.1%	2.0584%	-0.9%	2.0770%	1.6%
10 Year CMT	2.79%	0.0%	2.79%	0.7%	2.77%	-3.8%
2-Year Treasury	2.2820%	-0.2%	2.2864%	0.2%	2.2822%	1.6%
10-Year Treasury	2.7880%	-1.0%	2.8173%	2.1%	2.7607%	-4.0%
30-Year Treasury	3.0340%	-1.0%	3.0633%	2.4%	2.9912%	-5.0%
12 MTA	1.461%	6.8%	1.368%	0.0%	1.368%	0.0%
USD 6M LIBOR	2.4663%	0.3%	2.4600%	0.3%	2.4524%	9.5%
USD 12M LIBOR	2.7003%	0.7%	2.6809%	0.7%	2.6626%	6.0%
USD 1M LIBOR	1.8952%	0.2%	1.8906%	0.4%	1.8831%	10.0%
11th District COFI	0.816%	5.0%	0.777%	0.0%	0.777%	3.2%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	16.7%
Gold, Mini $/oz	1334.50	0.4%	1329.25	0.0%	1329.50	-0.3%
Currencies
EUR/USD	1.2279	0.3%	1.2241	-0.6%	1.2316	-0.7%
USD/JPY	107.1468	0.0%	107.1018	0.8%	106.2341	0.1%
GBP/USD	1.4098	0.7%	1.3999	0.0%	1.4002	0.8%
USD/CAD	1.2754	-0.1%	1.2768	-1.0%	1.2897	-0.1%
AUD/USD	0.768405	0.3%	0.766215	-0.2%	0.767947	-1.8%
USD/CHF	0.9602	-0.2%	0.9621	0.8%	0.9545	1.2%