Magazyn Kieszeń (201)

CENY @ 4:00 PM 02.16.2018

10 yr note:                     +10/32 (31 bp) 2.87% -3 bp
5 yr note:                       +4/32 (12 bp) 2.63% -2 bp
2 Yr note:                       -1/32 (3 bp) 2.20% +1 bp
30 yr bond:                    +22/32 (69 bp) 3.13% -3 bp
Libor Rates:                   1 mo 1.590%; 3 mo 1.872%; 6 mo 2.096%; 1 yr 2.381%
30 yr FNMA 4.0 Mar:   102.48 +27 bp (+2 bp frm 9:30)
15 yr FNMA 3.5:           101.85 +12 bp (-4 bp frm 9:30)
30 yr GNMA 4.0:          102.97 +17 bp (+6 bp frm 9:30)
Dollar/Yen:                   106.30 +0.18 yen
Dollar/Euro:                 $1.2407 -$0.0101
Dollar Index:                89.11 +0.50
Gold:                             $1350.60 -$4.70
Crude Oil:                    $61.62 +$0.28
DJIA:                            25,219.38 +19.01
NASDAQ:                    7239.47 -16.96
S&P 500:                    2732.22 +1.02

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,406.96	-16.61	-0.69%	-7.49%	+9.99%	11:15 AM
WIG:IND WSE WIG INDEX	62,818.71	-259.45	-0.41%	-6.10%	+8.36%	11:15 AM
WIG30:IND WIG30	2,778.59	-11.94	-0.43%	-7.10%	+9.70%	11:15 AM

 

Currency		Value		Change			Net Change		Time (EST)			2 Day
EUR-USD		1.2406		-0.0100			-0.80%		4:59 PM
USD-JPY		106.2100		0.0800			+0.08%		4:59 PM
GBP-USD		1.4026		-0.0073			-0.52%		4:59 PM
AUD-USD		0.7905		-0.0040			-0.50%		4:59 PM
USD-CAD		1.2558		0.0077			+0.62%		4:59 PM
USD-CHF		0.9270		0.0050			+0.54%		4:59 PM
USD-CZK		20.4410		0.1700	+0.84%		4:59 PM
USD-SKK		24.2713		0.1853	+0.77%		4:59 PM
USD-PLN		3.3506		0.0285	+0.86%		4:59 PM
USD-HUF		250.9400		2.1800	+0.88%		4:59 PM
USD-RUB		56.4163		0.0241	+0.04%		4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.53%	-0.04
15 Yr FRM	3.89%	-0.03
FHA 30 Year Fixed	4.33%	-0.02
Jumbo 30 Year Fixed	4.53%	-0.04
5/1 Yr ARM	3.49%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	4.38%	0.60	+0.06
15 Yr. Fixed	3.84%	0.50	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.63%	0.40	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.80	+0.33
30YR FNMA 3.5	99.81	+0.28
30YR GNMA 3.0	98.02	+0.27
30YR GNMA 3.5	100.77	+0.23
15YR FNMA 3.0	99.69	+0.08
15YR FNMA 2.5	97.56	+0.11

 

Treasuries	Yield	Change
2 YR	2.1936%	+0.0051
5 YR	2.6240%	-0.0234
10 YR	2.8695%	-0.0363
30 YR	3.1266%	-0.0354
Prices as of: 2/16/2018 4:13PM EST

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.33%
• —
• 4.33%

• 15 yr fixed mtg
• 3.72%
• 0.06
• 3.66%

• 30 yr fixed jumbo mtg
• 4.59%
• 0.05
• 4.64%

• 5/1 ARM
• 4.17%
• 0.05
• 4.12%

• 7/1 ARM
• 4.25%
• 0.07
• 4.18%

• 15 yr fixed jumbo mtg
• 4.49%
• 0.07
• 4.42%

• 10 yr fixed mtg
• 3.66%
• 0.08
• 3.58%

• 20 yr fixed mtg
• 4.17%
• 0.05
• 4.12%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.97%
• 0.01
• 1.96%

• 6 month CD
• 1.24%
• 0.01
• 1.25%

• 1 yr CD
• 1.89%
• 0.05
• 1.84%

• 5 yr CD
• 2.28%
• 0.02
• 2.30%

• 1 yr jumbo CD
• 1.42%
• —
• 1.42%

• 18 month CD
• 1.83%
• 0.01
• 1.82%

• 3 month CD
• 0.70%
• 0.01
• 0.71%

• 2 yr CD
• 2.05%
• 0.02
• 2.03%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.14%
• —
• 13.14%

• Balance Transfer Credit Cards
• 15.63%
• —
• 15.63%

• Student Credit Cards
• 15.92%
• —
• 15.92%

• Cash Back Credit Cards
• 16.67%
• —
• 16.67%

• Airline Credit Cards
• 16.41%
• —
• 16.41%

• Reward Credit Cards
• 16.51%
• —
• 16.51%

• Business Credit Cards
• 13.93%
• —
• 13.93%

• Credit Cards For Bad Credit
• 23.62%
• —
• 23.62%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.72%
• 0.01
• 3.73%

• 48 month used car loan
• 3.73%
• —
• 3.73%

• 48 month new car loan
• 3.58%
• 0.01
• 3.59%

• 36 month used car loan
• 3.80%
• 0.01
• 3.81%

• 36 month new car loan
• 3.36%
• 0.01
• 3.37%

• 60 month new car loan
• 3.72%
• 0.01
• 3.73%

• 72 month new car loan
• 3.61%
• 0.01
• 3.62%

• 60 month auto refinance
• 2.89%
• 0.03
• 2.86%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Feb 16, 2018		Feb 15, 2018		Feb 9, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jan Core US CPI Rate	1.8%	0.0%	1.8%	0.0%	1.8%	0.0%
Dec Core US PCE Idx	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Jan Non-Farm Payroll	200,000	25.0%	160,000	0.0%	160,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.38%	1.4%	4.32%	0.0%	4.32%	8.3%
15 Yr FXD avg	3.84%	1.9%	3.77%	0.0%	3.77%	9.6%
Fundamentals
1 Year CMT	1.9840%	0.1%	1.9820%	5.7%	1.8756%	5.7%
10 Year CMT	2.91%	2.8%	2.83%	-0.4%	2.84%	11.4%
2-Year Treasury	2.1940%	-0.4%	2.2020%	6.2%	2.0732%	1.3%
10-Year Treasury	2.8660%	-1.3%	2.9040%	1.9%	2.8512%	10.2%
30-Year Treasury	3.1230%	-1.1%	3.1570%	-0.1%	3.1596%	10.7%
12 MTA	1.282%	6.7%	1.201%	0.0%	1.201%	0.0%
USD 6M LIBOR	2.0964%	1.6%	2.0628%	1.8%	2.0263%	6.4%
USD 12M LIBOR	2.3813%	1.8%	2.3384%	1.8%	2.2981%	4.7%
USD 1M LIBOR	1.5900%	0.1%	1.5881%	0.5%	1.5808%	1.6%
11th District COFI	0.753%	0.9%	0.746%	0.0%	0.746%	0.0%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Gold, Mini $/oz	1357.50	0.3%	1353.50	2.5%	1320.50	-1.1%
Currencies
EUR/USD	1.2447	-0.5%	1.2512	2.1%	1.2258	0.6%
USD/JPY	106.1453	-0.1%	106.2073	-2.3%	108.7248	-2.3%
GBP/USD	1.4043	-0.4%	1.4100	2.0%	1.3828	0.0%
USD/CAD	1.2529	0.3%	1.2488	-0.7%	1.2578	1.2%
AUD/USD	0.791869	-0.2%	0.793537	1.6%	0.781047	-2.1%
USD/CHF	0.9260	0.4%	0.9221	-1.8%	0.9390	-2.7%