Magazyn Kieszeń (200)

CENY @ 4:00 PM 02.02.2018

10 yr note:                        -12/32 (37 bp) 2.84% +4 bps
5 yr note:                          -2/32 (6 bp) 2.58% +2 bps
2 Yr note:                         +1/32 (3 bp) 2.14% -2 bps
30 yr bond:                      -31/32 (97 bp) 3.08% +6 bps
Libor Rates:                      1 mo 1.579%; 3 mo 1.786%; 6 mo 1.983%; 1 yr 2.292%
30 yr FNMA 4.0 Feb:      102.84 -20 bp (+2 bp frm 9:30)
15 yr FNMA 3.0:             100.11 -17 bp (-1 bp frm 9:30)   
30 yr GNMA 4.0:            103.13 -48 bp (unch frm 9:30)
Dollar/Yen:                      110.15 +0.74 yen
Dollar/Euro:                    $1.2461 -$0.0045
Dollar Index:                   89.16 +0.50
Gold:                                $1333.50 -$14.40
Crude Oil:                       $65.36 -$0.44
DJIA:                               25,520.96 -665.75
NASDAQ:                       7240.95 -144.92
S&P 500:                       2762.13 -59.85

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EST)	2 Day
WIG20:IND WIG 20				2,507.24				-26.97			-1.06%				-0.88%			+20.77%	11:15 AM
WIG:IND WSE WIG INDEX				65,021.36				-564.43			-0.86%				-0.45%			+17.35%	11:15 AM
WIG30:IND WIG30				2,888.58				-29.01			-0.99%				-0.80%			+19.88%	11:15 AM
Currency		Value			Change				Net Change				Time (EST)		2 Day
EUR-USD		1.2463			-0.0047				-0.38%				4:59 PM
USD-JPY		110.1700			0.7700				+0.70%				4:59 PM
GBP-USD		1.4118			-0.0146				-1.02%				4:59 PM
AUD-USD		0.7931			-0.0108				-1.34%				4:59 PM
USD-CAD		1.2429			0.0161				+1.31%				4:59 PM
USD-CHF		0.9314			0.0049				+0.53%				4:59 PM
USD-CZK	20.2581			0.1201		+0.60%		4:59 PM
USD-SKK	24.1836			0.0944		+0.39%		4:59 PM
USD-PLN	3.3468			0.0257		+0.77%		4:59 PM
USD-HUF	248.6800			1.6300		+0.66%		4:59 PM
USD-RUB	56.5411			0.5812		+1.04%		4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.45%	+0.06
15 Yr FRM	3.79%	+0.04
FHA 30 Year Fixed	4.25%	+0.00
Jumbo 30 Year Fixed	4.50%	+0.02
5/1 Yr ARM	3.42%	+0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	4.22%	0.50	+0.07
15 Yr. Fixed	3.68%	0.50	+0.06
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.53%	0.40	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	97.19	-0.39
30YR FNMA 3.5	100.23	-0.34
30YR GNMA 3.0	98.72	-0.42
30YR GNMA 3.5	101.11	-0.70
15YR FNMA 3.0	100.13	-0.16
15YR FNMA 2.5	98.05	-0.16

 

Treasuries	Yield	Change
2 YR	2.1453%	-0.0156
5 YR	2.5883%	+0.0222
10 YR	2.8411%	+0.0590
30 YR	3.0868%	+0.0577
Prices as of: 2/2/2018 5:05PM EST

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.23%
• 0.15
• 4.08%

• 15 yr fixed mtg
• 3.56%
• 0.12
• 3.44%

• 30 yr fixed jumbo mtg
• 4.38%
• 0.09
• 4.29%

• 5/1 ARM
• 4.06%
• 0.16
• 3.90%

• 7/1 ARM
• 4.14%
• 0.11
• 4.03%

• 15 yr fixed jumbo mtg
• 4.34%
• 0.07
• 4.27%

• 10 yr fixed mtg
• 3.49%
• 0.13
• 3.36%

• 20 yr fixed mtg
• 4.02%
• 0.15
• 3.87%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.95%
• 0.03
• 1.98%

• 6 month CD
• 1.03%
• 0.13
• 1.16%

• 1 yr CD
• 1.82%
• 0.01
• 1.83%

• 5 yr CD
• 2.24%
• 0.07
• 2.31%

• 1 yr jumbo CD
• 1.36%
• —
• 1.37%

• 18 month CD
• 1.76%
• 0.01
• 1.77%

• 3 month CD
• 0.66%
• 0.02
• 0.64%

• 2 yr CD
• 2.04%
• 0.04
• 2.00%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.09%
• —
• 13.09%

• Balance Transfer Credit Cards
• 15.64%
• —
• 15.64%

• Student Credit Cards
• 15.92%
• —
• 15.92%

• Cash Back Credit Cards
• 16.61%
• 0.01
• 16.60%

• Airline Credit Cards
• 16.47%
• —
• 16.47%

• Reward Credit Cards
• 16.50%
• 0.02
• 16.48%

• Business Credit Cards
• 13.93%
• —
• 13.93%

• Credit Cards For Bad Credit
• 23.62%
• 0.03
• 23.59%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.72%
• 0.23
• 3.49%

• 48 month used car loan
• 3.70%
• 0.28
• 3.42%

• 48 month new car loan
• 3.55%
• 0.25
• 3.30%

• 36 month used car loan
• 3.78%
• 0.25
• 3.53%

• 36 month new car loan
• 3.33%
• 0.34
• 2.99%

• 60 month new car loan
• 3.69%
• 0.07
• 3.62%

• 72 month new car loan
• 3.61%
• 0.13
• 3.48%

• 60 month auto refinance
• 2.86%
• —
• 2.86%

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Feb 2, 2018		Feb 1, 2018		Jan 26, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	1.8%	5.9%	1.7%	0.0%	1.7%	0.0%
Dec Core US PCE Idx	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Jan Non-Farm Payroll	200,000	25.0%	160,000	0.0%	160,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.22%	1.7%	4.15%	0.0%	4.15%	4.0%
15 Yr FXD avg	3.68%	1.7%	3.62%	0.0%	3.62%	5.2%
Fundamentals
1 Year CMT	1.8760%	-1.3%	1.9000%	7.2%	1.7732%	-2.0%
10 Year CMT	2.72%	-0.4%	2.73%	3.0%	2.65%	10.4%
2-Year Treasury	2.1450%	-1.3%	2.1740%	2.3%	2.1243%	9.1%
10-Year Treasury	2.8340%	1.5%	2.7920%	4.3%	2.6767%	8.9%
30-Year Treasury	3.0720%	1.4%	3.0300%	3.6%	2.9235%	4.6%
12 MTA	1.282%	6.7%	1.201%	0.0%	1.201%	0.0%
USD 6M LIBOR	1.9830%	0.9%	1.9663%	0.8%	1.9497%	6.0%
USD 12M LIBOR	2.2928%	1.2%	2.2667%	1.2%	2.2406%	6.2%
USD 1M LIBOR	1.5795%	0.0%	1.5797%	0.8%	1.5669%	0.3%
11th District COFI	0.753%	0.9%	0.746%	0.0%	0.746%	0.0%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Gold, Mini $/oz	1333.00	-1.0%	1346.00	-0.5%	1352.50	2.7%
Currencies
EUR/USD	1.2462	-0.3%	1.2498	0.6%	1.2424	3.4%
USD/JPY	110.0647	0.5%	109.5525	0.8%	108.6798	-3.5%
GBP/USD	1.4162	-0.6%	1.4252	0.6%	1.4165	4.9%
USD/CAD	1.2373	0.9%	1.2267	-0.4%	1.2313	-1.9%
AUD/USD	0.794360	-1.1%	0.803192	-1.0%	0.811460	3.6%
USD/CHF	0.9318	0.6%	0.9263	-0.7%	0.9330	-4.5%