Magazyn Kieszeń (199)

CENY 3PM 01.26.2018

GT10:GOV 10 Year			2.25		96.48	2.66%			+18		+16		4:59 PM
GT30:GOV 30 Year			2.75		96.80	2.91%			+9		-17		4:59 PM
Index						Units				Price			Change		%Change			Contract	Time (EST)			2 Day
CL1:COM WTI Crude Oil (Nymex)						USD/bbl.				66.14			+0.63		+0.96%			Mar 2018	4:59 PM
CO1:COM Brent Crude (ICE)						USD/bbl.				70.52			+0.10		+0.14%			Mar 2018	5:50 PM
Index			Units			Price			Change				%Change				Contract	Time (EST)			2 Day
GC1:COM Gold (Comex)			USD/t oz.			1,357.20			-10.80				-0.79%				Apr 2018	4:59 PM
XAUUSD:CUR Gold Spot			USD/t oz.			1,349.12			+0.86				+0.06%				N/A	4:59 PM
SI1:COM Silver (Comex)			USD/t oz.			17.44			-0.17				-0.99%				Mar 2018	4:59 PM

 

United States

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
CTRN:IND NASDAQ TRANSPORTATION IX	5,363.76	+69.76	+1.32%	+4.71%	+19.74%	5:16 PM
SML:IND S&P 600 SMALLCAP INDEX	979.57	+3.01	+0.31%	+4.18%	+16.37%	4:49 PM
RTY:IND RUSSELL 2000 INDEX	1,608.06	+6.39	+0.40%	+4.72%	+17.32%	4:30 PM
NBI:IND NASDAQ BIOTECH INDEX	3,714.81	+44.27	+1.21%	+9.99%	+30.80%	5:16 PM
INDU:IND DOW JONES INDUS. AVG	26,616.71	+223.92	+0.85%	+7.56%	+32.42%	4:49 PM
CBNK:IND NASDAQ BANK INDEX	4,198.30	+0.40	+0.01%	+4.23%	+8.04%	5:16 PM
BBREIT:IND BBG NA REITS	278.10	-0.34	-0.12%	-2.61%	+0.22%	4:00 PM
NYA:IND NYSE COMPOSITE INDEX	13,637.02	+124.36	+0.92%	+6.47%	+20.86%	6:20 PM
NDX:IND NASDAQ 100 STOCK INDX	7,022.97	+106.67	+1.54%	+9.17%	+36.19%	5:16 PM
CFIN:IND NASDAQ OTHER FINANCIAL	8,287.52	+51.85	+0.63%	+4.32%	+22.56%	5:16 PM
CINS:IND NASDAQ INSURANCE INDEX	9,071.74	+62.28	+0.69%	+5.12%	+9.06%	5:16 PM
TRAN:IND DOW JONES TRANS. AVG	11,125.75	+118.09	+1.07%	+4.25%	+17.50%	4:49 PM
CUTL:IND NASDAQ TELECOMM INDEX	364.94	+4.53	+1.26%	+7.51%	+22.96%	5:16 PM
SPX:IND S&P 500 INDEX	2,872.87	+33.62	+1.18%	+7.18%	+25.09%	4:49 PM
CCMP:IND NASDAQ COMPOSITE INDEX	7,505.77	+94.61	+1.28%	+8.21%	+32.72%	5:16 PM
UTIL:IND DOW JONES UTILITY AVG	699.10	+2.58	+0.37%	-2.50%	+6.59%	4:49 PM
BKX:IND KBW BANK INDEX	116.41	+0.83	+0.72%	+8.53%	+24.72%	5:16 PM
RIY:IND RUSSELL 1000 INDEX	1,588.98	+17.64	+1.12%	+7.23%	+24.75%	4:30 PM
NDF:IND NASDAQ FINANCIAL INDEX	4,773.46	+23.16	+0.49%	+5.60%	+16.26%	5:16 PM
RAY:IND RUSSELL 3000 INDEX	1,694.23	+17.91	+1.07%	+7.04%	+24.17%	4:30 PM
IXK:IND NASDAQ COMPUTER INDEX	4,393.82	+73.17	+1.69%	+7.74%	+41.49%	5:16 PM
CIND:IND NASDAQ INDUSTRIAL INDEX	6,061.74	+57.72	+0.96%	+9.41%	+29.17%	5:16 PM

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,600.48	+11.18	+0.43%	+5.66%	+24.78%	11:15 AM
WIG:IND WSE WIG INDEX	66,861.37	+299.58	+0.45%	+4.89%	+20.13%	11:15 AM
WIG30:IND WIG30	2,986.61	+11.31	+0.38%	+5.71%	+23.39%	11:15 AM

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.28%	+0.03
15 Yr FRM	3.65%	+0.03
FHA 30 Year Fixed	4.05%	+0.05
Jumbo 30 Year Fixed	4.41%	+1.03
5/1 Yr ARM	3.34%	+0.03
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	4.15%	0.50	+0.11
15 Yr. Fixed	3.62%	0.50	+0.13
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.52%	0.40	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	98.41	-0.28
30YR FNMA 3.5	101.25	-0.27
30YR GNMA 3.0	99.81	+0.31
30YR GNMA 3.5	102.39	+0.02
15YR FNMA 3.0	100.67	-0.20
15YR FNMA 2.5	98.69	-0.20

 

Treasuries	Yield	Change
2 YR	2.1203%	+0.0281
5 YR	2.4719%	+0.0468
10 YR	2.6618%	+0.0374
30 YR	2.9122%	+0.0209

 

 

 

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.08%
• 0.03
• 4.05%

• 15 yr fixed mtg
• 3.44%
• 0.03
• 3.41%

• 30 yr fixed jumbo mtg
• 4.29%
• 0.02
• 4.27%

• 5/1 ARM
• 3.90%
• 0.10
• 4.00%

• 7/1 ARM
• 4.03%
• —
• 4.03%

• 15 yr fixed jumbo mtg
• 4.27%
• 0.06
• 4.33%

• 10 yr fixed mtg
• 3.36%
• 0.02
• 3.34%

• 20 yr fixed mtg
• 3.87%
• 0.03
• 3.84%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.98%
• 0.02
• 1.96%

• 6 month CD
• 1.16%
• 0.11
• 1.05%

• 1 yr CD
• 1.83%
• 0.03
• 1.80%

• 5 yr CD
• 2.31%
• 0.04
• 2.27%

• 1 yr jumbo CD
• 1.37%
• 0.03
• 1.34%

• 18 month CD
• 1.77%
• 0.01
• 1.76%

• 3 month CD
• 0.64%
• 0.04
• 0.60%

• 2 yr CD
• 2.00%
• 0.05
• 1.95%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.09%
• —
• 13.09%

• Balance Transfer Credit Cards
• 15.64%
• 0.05
• 15.59%

• Student Credit Cards
• 15.92%
• —
• 15.92%

• Cash Back Credit Cards
• 16.60%
• 0.01
• 16.59%

• Airline Credit Cards
• 16.47%
• 0.15
• 16.32%

• Reward Credit Cards
• 16.48%
• 0.04
• 16.44%

• Business Credit Cards
• 13.93%
• —
• 13.93%

• Credit Cards For Bad Credit
• 23.59%
• —
• 23.59%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.49%
• 0.04
• 3.45%

• 48 month used car loan
• 3.42%
• 0.04
• 3.38%

• 48 month new car loan
• 3.30%
• 0.05
• 3.25%

• 36 month used car loan
• 3.53%
• 0.04
• 3.49%

• 36 month new car loan
• 2.99%
• 0.06
• 2.93%

• 60 month new car loan
• 3.62%
• 0.04
• 3.58%

• 72 month new car loan
• 3.48%
• 0.05
• 3.43%

• 60 month auto refinance
• 2.86%
• 0.04
• 2.82%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jan 26, 2018		Jan 25, 2018		Jan 19, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	1.8%	5.9%	1.7%	0.0%	1.7%	0.0%
Nov Core US PCE Idx	1.50%	7.1%	1.40%	0.0%	1.40%	0.0%
Dec Non-Farm Payroll	148,000	-41.3%	252,000	0.0%	252,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.15%	2.7%	4.04%	0.0%	4.04%	2.5%
15 Yr FXD avg	3.62%	3.7%	3.49%	0.0%	3.49%	3.3%
Fundamentals
1 Year CMT	1.7860%	0.7%	1.7730%	0.3%	1.7684%	2.8%
10 Year CMT	2.65%	0.8%	2.63%	2.3%	2.57%	3.6%
2-Year Treasury	2.1240%	1.5%	2.0920%	1.5%	2.0606%	8.5%
10-Year Treasury	2.6620%	1.5%	2.6230%	-0.9%	2.6481%	9.2%
30-Year Treasury	2.9150%	0.9%	2.8890%	-1.1%	2.9210%	5.9%
12 MTA	1.201%	5.6%	1.137%	0.0%	1.137%	0.0%
USD 6M LIBOR	1.9497%	0.6%	1.9374%	0.6%	1.9255%	5.0%
USD 12M LIBOR	2.2406%	0.4%	2.2306%	0.1%	2.2275%	6.0%
USD 1M LIBOR	1.5669%	0.4%	1.5614%	0.0%	1.5612%	-0.2%
11th District COFI	0.746%	1.2%	0.737%	0.0%	0.737%	0.0%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Gold, Mini $/oz	1349.50	-0.7%	1359.00	2.4%	1327.75	3.0%
Currencies
EUR/USD	1.2425	0.3%	1.2389	1.4%	1.2220	2.7%
USD/JPY	108.4120	-1.1%	109.6347	-1.1%	110.8301	-2.2%
GBP/USD	1.4175	0.3%	1.4127	2.0%	1.3849	3.4%
USD/CAD	1.2322	-0.5%	1.2390	-0.9%	1.2503	-1.2%
AUD/USD	0.811333	1.2%	0.801736	0.3%	0.799042	2.8%
USD/CHF	0.9351	-0.7%	0.9415	-2.3%	0.9633	-2.2%