Magazyn Kieszeń (195)

CENY @ 4:00 PM 12.29.2017

10 yr note:                        +7/32 (22 bp) 2.41% -2 bp
5 yr note:                          +4/32 (12 bp) 2.21% -2 bp
2 Yr note:                         +1/32 (3 bp) 1.89% -1.5 bp
30 yr bond:                      +8/32 (25 bp) 2.74% -1 bp
Libor Rates:                     1 mo 1.567%; 3 mo 1.694%; 6 mo 1.843%; 1 yr 2.106%
30 yr FNMA 3.5 Jan:      102.73 +20 bp (+11 bp frm 9:30)
15 yr FNMA 3.0:            101.86 +13 b p (+12 bp frm 9:30)
30 yr GNMA 3.5:           103.39 +3 bp (+11 bp frm 9:30)
Dollar/Yen:                     112.62 -0.22 yen
Dollar/Euro:                   $1.2003 +$0.0061
Dollar Index:                 92.26 -0.41
Gold:                              $1305.50 +$8.30
Crude Oil:                      $60.26 +$0.26
DJIA:                              24,719.22 -118.29
NASDAQ:                      6903.39 -46.77
S&P 500:                       2673.61 -13.93

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,461.21	-19.04	-0.77%	+2.98%	+26.35%	11:15 AM
WIG:IND WSE WIG INDEX	63,746.20	-307.27	-0.48%	+2.77%	+23.17%	11:15 AM
WIG30:IND WIG30	2,825.27	-19.12	-0.67%	+2.69%	+25.94%	11:15 AM

 

 

Currency	Value	Change	Net Change	Time (EST)	2 Day
EUR-USD	1.2005	0.0062	+0.52%	4:59 PM
USD-JPY	112.6900	-0.1800	-0.16%	4:59 PM
GBP-USD	1.3513	0.0070	+0.52%	4:59 PM
AUD-USD	0.7809	0.0015	+0.19%	4:59 PM
USD-CAD	1.2571	0.0001	+0.01%	4:59 PM
USD-CHF	0.9743	-0.0043	-0.44%	4:59 PM

 

 

 

USD-CZK	21.2901	-0.1279	-0.60%	4:59 PM
USD-SKK	25.0956	-0.1288	-0.51%	4:59 PM
USD-PLN	3.4841	-0.0128	-0.37%	4:59 PM
USD-HUF	258.9100	-0.5500	-0.21%	4:59 PM
USD-RUB	57.6889	0.1576	+0.27%	4:58 PM

 

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 3.86%
• 0.05
• 3.91%

• 15 yr fixed mtg
• 3.21%
• 0.03
• 3.24%

• 30 yr fixed jumbo mtg
• 4.14%
• 0.04
• 4.18%

• 5/1 ARM
• 3.78%
• 0.03
• 3.75%

• 7/1 ARM
• 3.77%
• 0.02
• 3.79%

• 15 yr fixed jumbo mtg
• 3.97%
• 0.04
• 4.01%

• 10 yr fixed mtg
• 3.14%
• 0.04
• 3.18%

• 20 yr fixed mtg
• 3.64%
• 0.05
• 3.69%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.91%
• 0.01
• 1.90%

• 6 month CD
• 1.15%
• 0.00
• 1.15%

• 1 yr CD
• 1.70%
• —
• 1.70%

• 5 yr CD
• 2.21%
• 0.00
• 2.21%

• 1 yr jumbo CD
• 1.25%
• 0.03
• 1.28%

• 18 month CD
• 1.74%
• —
• 1.74%

• 3 month CD
• 0.61%
• 0.02
• 0.59%

• 2 yr CD
• 1.83%
• —
• 1.83%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 12.97%
• 0.02
• 12.95%

• Balance Transfer Credit Cards
• 15.46%
• 0.02
• 15.44%

• Student Credit Cards
• 15.82%
• 0.06
• 15.76%

• Cash Back Credit Cards
• 16.46%
• 0.03
• 16.43%

• Airline Credit Cards
• 16.17%
• 0.03
• 16.14%

• Reward Credit Cards
• 16.32%
• 0.03
• 16.29%

• Business Credit Cards
• 13.78%
• 0.02
• 13.76%

• Credit Cards For Bad Credit
• 23.55%
• 0.03
• 23.52%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

 

• 60 month used car loan
• 3.50%
• 0.02
• 3.52%

• 48 month used car loan
• 3.46%
• 0.02
• 3.48%

• 48 month new car loan
• 3.29%
• 0.04
• 3.33%

• 36 month used car loan
• 3.58%
• 0.03
• 3.61%

• 36 month new car loan
• 3.01%
• 0.05
• 3.06%

• 60 month new car loan
• 3.57%
• 0.05
• 3.62%

• 72 month new car loan
• 3.46%
• 0.03
• 3.49%

• 60 month auto refinance
• 3.10%
• —
• 3.10%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous		Previous
	Quote		Day		Week		Month		Year
	Dec 29, 2017		Dec 28, 2017		Dec 22, 2017		Nov 29, 2017		Dec 29, 2016
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote
Macroeconomic Statistics
Nov Core US CPI Rate	1.7%	-5.6%	1.8%	0.0%	1.8%	0.0%	1.8%	-14.3%	2.1%
Nov Core US PCE Idx	1.50%	7.1%	1.40%	0.0%	1.40%	0.0%	1.40%	-6.7%	1.50%
Nov Non-Farm Payroll	228,000	-12.6%	261,000	0.0%	261,000	0.0%	261,000	59.1%	164,000
Mortgage Rates
30 Yr FXD avg	3.99%	1.3%	3.94%	0.0%	3.94%	0.5%	3.92%	-8.8%	4.30%
15 Yr FXD avg	3.44%	1.8%	3.38%	0.0%	3.38%	1.8%	3.32%	-5.7%	3.52%
Fundamentals
1 Year CMT	1.7290%	-1.0%	1.7470%	1.3%	1.7240%	7.4%	1.6050%	96.7%	0.8160%
10 Year CMT	2.42%	-2.0%	2.47%	-0.8%	2.49%	7.3%	2.32%	-9.7%	2.57%
2-Year Treasury	1.8870%	-1.0%	1.9070%	0.6%	1.8950%	7.1%	1.7700%	45.3%	1.2180%
10-Year Treasury	2.4108%	-0.9%	2.4320%	-2.1%	2.4850%	4.1%	2.3860%	-3.3%	2.4680%
30-Year Treasury	2.7453%	-0.5%	2.7590%	-2.6%	2.8330%	0.3%	2.8250%	-8.3%	3.0810%
12 MTA	1.137%	6.5%	1.068%	0.0%	1.068%	0.0%	1.068%	78.8%	0.597%
USD 6M LIBOR	1.8436%	0.0%	1.8430%	1.0%	1.8249%	10.1%	1.6574%	25.8%	1.3177%
USD 12M LIBOR	2.1063%	-0.2%	2.1106%	0.9%	2.0909%	7.9%	1.9380%	14.7%	1.6901%
USD 1M LIBOR	1.5678%	-0.1%	1.5690%	1.1%	1.5521%	15.0%	1.3498%	75.3%	0.7700%
11th District COFI	0.737%	1.1%	0.729%	0.0%	0.729%	0.0%	0.729%	21.9%	0.598%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	20.0%	1.25%	66.7%	0.75%
Gold, Mini $/oz	1305.50	0.6%	1297.25	1.4%	1279.50	-0.6%	1287.75	11.0%	1160.25
Currencies
EUR/USD	1.2026	0.7%	1.1944	0.7%	1.1867	0.1%	1.1854	13.1%	1.0485
USD/JPY	112.6704	-0.2%	112.8866	-0.4%	113.3161	1.2%	111.9614	-4.0%	116.5790
GBP/USD	1.3507	0.4%	1.3449	0.7%	1.3353	-0.5%	1.3421	9.5%	1.2261
USD/CAD	1.2541	-0.1%	1.2556	-1.3%	1.2723	-1.2%	1.2875	-4.7%	1.3513
AUD/USD	0.780705	0.1%	0.779540	1.0%	0.771521	1.9%	0.757228	4.9%	0.721655
USD/CHF	0.9732	-0.5%	0.9785	-1.1%	0.9890	0.4%	0.9852	-3.7%	1.0226