Magazyn Kieszeń (187)

CENY @ 4:00 PM 11.03.2017

10 yr note:                       +5/32 (15 bp) 2.33% -2 bp
5 yr note:                          +1/32 (3 b) 2.00% -1 bp
2 Yr note:                          unch 1.62% unch
30 yr bond:                      +10/32 (31 bp) 2.81% -2 bp
Libor Rates:                     1 mo 1.242%; 3 mo 1.391%; 6 mo 1.589%; 1 yr 1.863%
30 yr FNMA 3.5 Nov:     +13/32 (41 bp) +7 bp frm 9:30)
15 yr FNMA 3.0:             102.51 +3 bp (+6 bp frm 9:30)
30 yr GNMA 3.5:            103.92 +8 bp (+3 bp frm 9:30)
Dollar/Yen:                     114.10 +0.02 yen
Dollar/Euro:                   $1.1609 -$0.0058
Dollar Index:                  94.91 +0.19
Gold:                               $1270.20 -$7.90
Crude Oil:                      $55.66 +$1.12 (the high this year back in January $57.66, the low this year $44.08 in July)
DJIA:                              23,539.19 +22.93
NASDAQ:                      6764.44 +49.49
S&P 500:                      2587.84 +7.99

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20				2,494.52				-6.88			-0.28%				+0.61%			+41.88%	12:15 PM
WIG:IND WSE WIG INDEX				64,214.11				-161.72			-0.25%				-0.38%			+34.87%	12:15 PM
WIG30:IND WIG30				2,870.52				-8.64			-0.30%				+0.34%			+41.19%	12:15 PM
Currency		Value			Change				Net Change				Time (EDT)		2 Day
EUR-USD		1.1608			-0.0050				-0.43%				4:59 PM
USD-JPY		114.0700			-0.0100				-0.01%				4:59 PM
GBP-USD		1.3077			0.0018				+0.14%				4:59 PM
AUD-USD		0.7650			-0.0063				-0.82%				4:59 PM
USD-CAD		1.2764			-0.0045				-0.35%				4:59 PM
USD-CHF		1.0007			0.0013				+0.13%				4:59 PM
USD-CZK	22.1228			0.0944		+0.43%		4:59 PM
USD-SKK	25.9501			0.1105		+0.43%		4:59 PM
USD-PLN	3.6566			0.0245		+0.67%		4:59 PM
USD-HUF	267.7600			1.1000		+0.41%		4:59 PM
USD-RUB	59.0564			0.8645		+1.49%		4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.96%	-0.01
15 Yr FRM	3.27%	+0.00
FHA 30 Year Fixed	3.60%	+0.00
Jumbo 30 Year Fixed	4.15%	-0.01
5/1 Yr ARM	3.18%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	3.94%	0.50	+0.00
15 Yr. Fixed	3.27%	0.50	+0.02
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.23%	0.50	+0.02
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	100.33	+0.17
30YR FNMA 3.5	103.00	+0.14
30YR GNMA 3.0	101.36	+0.11
30YR GNMA 3.5	103.95	+0.11
15YR FNMA 3.0	102.53	+0.05
15YR FNMA 2.5	100.50	+0.05

 

Treasuries	Yield	Change
2 YR	1.6165%	+0.0045
5 YR	1.9933%	-0.0083
10 YR	2.3325%	-0.0162
30 YR	2.8121%	-0.0150

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 3.83%
• 0.04
• 3.87%

• 15 yr fixed mtg
• 3.11%
• 0.01
• 3.10%

• 30 yr fixed jumbo mtg
• 4.09%
• 0.04
• 4.13%

• 5/1 ARM
• 3.39%
• 0.01
• 3.40%

• 7/1 ARM
• 3.59%
• 0.04
• 3.63%

• 15 yr fixed jumbo mtg
• 3.71%
• —
• 3.71%

• 10 yr fixed mtg
• 3.00%
• 0.02
• 3.02%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.76%
• 0.02
• 1.74%

• 6 month CD
• 1.02%
• 0.09
• 0.93%

• 1 yr CD
• 1.55%
• 0.03
• 1.52%

• 5 yr CD
• 2.17%
• 0.02
• 2.15%

• 1 yr jumbo CD
• 1.23%
• —
• 1.23%

• 18 month CD
• 1.54%
• 0.06
• 1.48%

• 3 month CD
• 0.59%
• 0.05
• 0.54%

• 2 yr CD
• 1.70%
• 0.02
• 1.68%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 12.89%
• —
• 12.89%

• Balance Transfer Credit Cards
• 15.38%
• —
• 15.38%

• Student Credit Cards
• 15.70%
• —
• 15.70%

• Cash Back Credit Cards
• 16.40%
• —
• 16.40%

• Airline Credit Cards
• 16.07%
• —
• 16.07%

• Reward Credit Cards
• 16.24%
• —
• 16.24%

• Business Credit Cards
• 13.68%
• —
• 13.68%

• Credit Cards For Bad Credit
• 23.46%
• —

23.46%Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.16%
• 0.01
• 3.17%

• 48 month used car loan
• 3.09%
• 0.01
• 3.08%

• 48 month new car loan
• 3.01%
• 0.01
• 3.02%

• 36 month used car loan
• 3.11%
• 0.01
• 3.12%

• 36 month new car loan
• 2.63%
• 0.01
• 2.64%

• 60 month new car loan
• 3.26%
• 0.01
• 3.27%

• 72 month new car loan
• 3.10%
• 0.01
• 3.09%

• 60 month auto refinance
• 3.02%
• —
• 3.02%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous		Previous
	Quote		Day		Week		Month		Year
	Nov 3, 2017		Nov 2, 2017		Oct 27, 2017		Oct 4, 2017		Nov 3, 2016
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote
Macroeconomic Statistics
Sep Core US CPI Rate	1.7%	0.0%	1.7%	0.0%	1.7%	0.0%	1.7%	-22.7%	2.2%
Sep Core US PCE Idx	1.30%	0.0%	1.30%	0.0%	1.30%	0.0%	1.30%	-23.5%	1.70%
Oct Non-Farm Payroll	261,000	1350.0%	18,000	0.0%	18,000	0.0%	18,000	-86.7%	135,000
Mortgage Rates
30 Yr FXD avg	3.94%	0.0%	3.94%	0.0%	3.94%	2.9%	3.83%	10.4%	3.47%
15 Yr FXD avg	3.27%	0.6%	3.25%	0.0%	3.25%	3.8%	3.13%	12.6%	2.78%
Fundamentals
1 Year CMT	1.4647%	2.2%	1.4338%	2.0%	1.4055%	7.3%	1.3098%	105.9%	0.6360%
10 Year CMT	2.37%	-0.4%	2.38%	-2.5%	2.44%	4.3%	2.34%	27.9%	1.83%
2-Year Treasury	1.6245%	1.0%	1.6080%	1.3%	1.5875%	7.6%	1.4751%	80.3%	0.8180%
10-Year Treasury	2.3451%	0.0%	2.3450%	-2.2%	2.3974%	3.1%	2.3247%	28.8%	1.8050%
30-Year Treasury	2.8208%	-0.2%	2.8255%	-3.1%	2.9146%	1.5%	2.8712%	10.6%	2.5950%
12 MTA	1.068%	6.1%	1.006%	0.0%	1.006%	0.0%	1.006%	74.8%	0.576%
USD 6M LIBOR	1.5891%	0.6%	1.5798%	1.0%	1.5645%	3.2%	1.5157%	20.6%	1.2566%
USD 12M LIBOR	1.8632%	0.4%	1.8559%	0.7%	1.8429%	2.5%	1.7987%	14.2%	1.5757%
USD 1M LIBOR	1.2421%	-0.1%	1.2433%	0.1%	1.2417%	0.3%	1.2378%	133.3%	0.5304%
11th District COFI	0.729%	-0.4%	0.732%	0.0%	0.732%	0.0%	0.732%	21.8%	0.601%
Federal Funds	1.25%	0.0%	1.25%	0.0%	1.25%	0.0%	1.25%	150.0%	0.50%
Gold, Mini $/oz	1268.25	-1.3%	1284.75	0.8%	1274.00	-0.1%	1275.75	-2.0%	1301.50
Currencies
EUR/USD	1.1615	-0.3%	1.1652	0.4%	1.1611	-1.3%	1.1764	6.1%	1.1084
USD/JPY	114.2024	0.1%	114.0457	0.4%	113.5766	0.6%	112.8513	9.0%	103.5281
GBP/USD	1.3075	0.1%	1.3065	-0.4%	1.3121	-0.9%	1.3234	7.8%	1.2276
USD/CAD	1.2760	-0.4%	1.2813	0.1%	1.2803	2.6%	1.2484	-6.8%	1.3394
AUD/USD	0.764371	-0.9%	0.771376	0.5%	0.767372	-2.5%	0.786700	2.9%	0.764877
USD/CHF	1.0005	0.1%	0.9999	0.2%	0.9984	2.5%	0.9744	0.2%	0.9722