Magazyn “Kieszeń” (123)

CENY @ 4:00 PM

10 yr note: +9/32 (28 bp) 1.44% -4 bp

5 yr note: +1/32 (3 bp) 1.00% -1 bp

2 Yr note: -1/32 (3 bp) 0.60% +1 bp

30 yr bond: +43/32 (134 bp) 2.22% -8 bp

Libor Rates: 1 mo 0.465%; 3 mo 0.654%; 6 mo 0.924%; 1 yr 1.230%

30 yr FNMA 3.0 July: 103.83 +5 bp (-12 bps frm 9:30)

15 yr FNMA 3.0 July: 104.73 -15 bp (-16 bp frm 9:30)

30 yr GNMA 3.0 July: 104.41 +2 bp (-20 bp frm 9:30)

Dollar/Yen: 102.50-0.70 yen

Dollar/Euro: $1.1132 +$0.0025

British Pound $1.3278 -$0.0033

Gold: $1343.90 +$23.30

Crude Oil: $49.12 +$0.79

DJIA: 17,949.37 +19.38

NASDAQ: 4862.57 +19.89

S&P 500: 2102.95 +4.09

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	1,744.56	-6.13	-0.35%	-2.72%	-23.42%	11:15 AM
WIG:IND WSE WIG INDEX	44,754.05	+5.52	+0.01%	-1.69%	-15.18%	11:15 AM
WIG30:IND WIG30	1,952.19	-3.50	-0.18%	-2.20%	-21.95%	11:15 AM

Pożyczki Hipoteczne

CONV 30 YR FIXED

3.375

102.375

102.250

CONV 15 YR FIXED

2.750

102.250

102.125

CONV 7/1 LIBOR ARM

3.125

102.125

102.000

CONV 5/1 LIBOR ARM

2.875

102.125

102.000

(powyższe oprocentowania dostępne w U.S.Financial Ltd – 847-636-5500)

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.1137	0.0031	+0.28%	4:59 PM
USD-JPY	102.5200	-0.6800	-0.66%	4:59 PM
GBP-USD	1.3267	-0.0044	-0.33%	4:59 PM
AUD-USD	0.7498	0.0047	+0.63%	4:59 PM
USD-CAD	1.2912	-0.0012	-0.09%	4:59 PM
USD-CHF	0.9733	-0.0027	-0.28%	4:59 PM

USD-CZK	24.3370	-0.0500	-0.21%	4:59 PM
USD-SKK	27.0467	-0.0789	-0.29%	4:59 PM
USD-PLN	3.9623	0.0203	+0.51%	4:59 PM
USD-HUF	284.6100	0.3800	+0.13%	4:59 PM
USD-RUB	63.7746	-0.0989	-0.15%	4:58 PM

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Month

Year

Jul 1, 2016

Jun 30, 2016

Jun 24, 2016

Jun 1, 2016

Jul 2, 2015

Quote

% Chg

Quote

% Chg

Quote

% Chg

Quote

% Chg

Quote

Macroeconomic Statistics

May Core US CPI Rate

2.2%

4.8%

2.1%

0.0%

2.1%

0.0%

2.1%

23.5%

1.7%

Apr Core US PCE Idx

1.60%

0.0%

1.60%

0.0%

1.60%

0.0%

1.60%

23.1%

1.30%

May Non-Farm Payroll

38,000

-69.1%

123,000

0.0%

123,000

0.0%

123,000

-52.7%

260,000

Mortgage Rates

30 Yr FXD avg

3.48%

-2.2%

3.56%

0.0%

3.56%

-2.2%

3.64%

-9.5%

4.02%

15 Yr FXD avg

2.78%

-1.8%

2.83%

0.0%

2.83%

-2.1%

2.89%

-10.0%

3.21%

Fundamentals

1 Year CMT

0.4220%

-1.2%

0.4272%

-8.7%

0.4680%

-30.4%

0.6725%

175.2%

0.2444%

10 Year CMT

1.50%

2.7%

1.46%

-13.6%

1.69%

-7.7%

1.83%

-22.1%

2.35%

2-Year Treasury

0.5596%

-3.1%

0.5777%

-7.9%

0.6270%

-29.6%

0.8908%

42.1%

0.6270%

10-Year Treasury

1.4154%

-2.8%

1.4561%

-6.7%

1.5599%

-14.4%

1.8232%

-23.5%

2.3823%

30-Year Treasury

2.2059%

-2.7%

2.2665%

-6.0%

2.4101%

-7.5%

2.6049%

-18.3%

3.1865%

12 MTA

0.466%

6.1%

0.439%

0.0%

0.439%

0.0%

0.439%

164.1%

0.166%

USD 6M LIBOR

0.9242%

1.1%

0.9137%

-1.6%

0.9289%

-6.5%

0.9931%

121.5%

0.4484%

USD 12M LIBOR

1.2303%

1.2%

1.2163%

-2.7%

1.2498%

-6.6%

1.3374%

72.0%

0.7778%

USD 1M LIBOR

0.4651%

-0.3%

0.4666%

2.9%

0.4533%

-3.3%

0.4689%

153.4%

0.1850%

11th District COFI

0.691%

0.1%

0.690%

0.0%

0.690%

0.0%

0.690%

1.5%

0.680%

Federal Funds

0.50%

0.0%

0.50%

0.0%

0.50%

0.0%

0.50%

100.0%

0.25%

Gold, Mini $/oz

1339.00

0.4%

1333.75

1.0%

1320.75

8.5%

1217.25

4.4%

1166.50

Currencies

EUR/USD

1.1107

0.3%

1.1079

-2.5%

1.1363

2.0%

1.1136

0.2%

1.1117

USD/JPY

102.7805

0.1%

102.6793

-2.5%

105.2658

-5.1%

110.9163

-9.6%

122.6972

GBP/USD

1.3383

0.0%

1.3386

-9.7%

1.4820

1.4%

1.4619

-6.7%

1.5675

USD/CAD

1.2968

-0.4%

1.3014

1.8%

1.2779

-2.1%

1.3056

4.3%

1.2513

AUD/USD

0.743976

0.3%

0.741483

-1.8%

0.754763

4.4%

0.722637

-5.9%

0.768259

USD/CHF

0.9791

-0.2%

0.9811

2.4%

0.9577

-3.4%

0.9917

5.4%

0.9410

HSH National Interest Rate Benchmarks For Week Ending 06/24/2016
	This Week		Month Ago		Year Ago		Latest Trends
Loan Types	Average Combined Rate	Average Points	Average Combined Rate	Average Points	Average Combined Rate	Average Points	*Click for Graph*
30 Yr FRM	3.66%	0.19	3.75%	0.16	4.14%	0.18
15 Yr FRM	3.05%	0.19	3.13%	0.12	3.41%	0.15
1/1 Yr ARM	2.68%	0.14	2.77%	0.13	2.72%	0.17
3/1 Yr ARM	2.93%	0.07	3.06%	0.05	2.97%	0.05
5/1 Yr ARM	2.86%	0.17	3.00%	0.11	3.06%	0.10
7/1 Yr ARM	3.02%	0.19	3.16%	0.11	3.28%	0.13
10/1 Yr ARM	3.21%	0.20	3.34%	0.12	3.60%	0.11
For information on obtaining conforming and jumbo averages, click here

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived at the bottom of this page..

HSH National Interest Rate Benchmarks For Week Ending 06/24/2016
	This Month	Month Ago	Year Ago	Latest Trends
Loan Types	*Average Rate*	*Average Rate*	*Average Rate*	Click for Graph
New Auto Loans All Terms, FICO 720+	4.04%	4.06%	4.07%
Used Auto Loans All Terms, FICO 720+	4.25%	4.30%	4.36%
Home Equity Loans Fixed Rates, 80% CLTV	6.11%	6.10%	6.20%
Home Equity Lines Fully-Indexed, 80% CLTV	5.54%	5.52%	5.17%

Conforming, Jumbo and FHA data series are available via data license.

Get combined statistics on various metropolitan areas.

Current Indexes for Adjustable Rate Mortgages
Last update: 07/01/2016
	Week ending	Month of
	06/24/16	May 16
1 Year Treasury Security	0.55%	0.59%
3 Year Treasury Security	0.86%	0.97%
5 Year Treasury Security	1.18%	1.30%
10 Year Treasury Security	1.68%	1.81%
Lenders/Servicers — save time and money. Get your ARM indexes via webservice or email for as little as $55/month.
Click here to find out how!
Monthly Treasury Average (MTA)	May 16	0.4667%
FHFA National Mortgage Contract Rate	May 16	3.70%
11th District Cost of Funds	May 16	0.691%
Prime Rate, as of	12/17/15	3.50%
Source: ARMindexes.com