CENY @ 4:00 PM
10 yr note: -5/32 (15 bp) 1.88% +1 bp
5 yr note: -3/32 (9 bp) 1.35% +1 bp
2 Yr note: -1/32 (3 bp) 0.82% unch
30 yr bond: -10/32 (31 bp) 2.70% +1 bp
Libor Rates: 1 mo 0.438%; 3 mo 0.638%; 6 mo 0.913%; 1 yr 1.239%
30 yr FNMA 3.0 May: 102.05 -12 bp (-3 bp frm 9:30)
15 yr FNMA 3.0 May: 104.29 -4 bp (+5 bp frm 9:30)
30 yr GNMA 3.0 May: 103.03 -12 bp (unch frm 9:30)
Dollar/Yen: 111.61 +2.14 yen
Dollar/Euro: $1.1226 -$0.0062
Gold: $1233.90 -$16.40
Crude Oil: $43.70 +$0.52
DJIA: 18,003.75 +21.23
NASDAQ: 4906.23 -39.66
S&P 500: 2091.58 +0.10
Poland
Name Value Net Change % Change 1 Month 1 Year Time (EDT) 2 Day

WIG20:IND
WIG 20

1,943.03 -7.35 -0.38% +0.35% -22.87% 11:15 AM

WIG:IND
WSE WIG INDEX

48,446.39 -68.00 -0.14% +1.40% -14.28% 11:15 AM

WIG30:IND
WIG30

2,169.00 -5.97 -0.27% +0.43% -20.84% 11:09 AM

________________________________________
Currency Value Change Net Change Time (EDT) 2 Day

EUR-USD

1.1222 -0.0066 -0.58% 4:59 PM

USD-JPY

111.7900 2.3300 +2.13% 4:59 PM

GBP-USD

1.4403 0.0080 +0.56% 4:59 PM

AUD-USD

0.7708 -0.0030 -0.39% 4:59 PM

USD-CAD

1.2672 -0.0063 -0.49% 4:59 PM

USD-CHF

0.9786 0.0034 +0.35% 4:59 PM

USD-CZK

24.1110 0.1690 +0.71% 4:59 PM

USD-SKK

26.8357 0.1443 +0.54% 4:59 PM

USD-PLN

3.8928 0.0644 +1.68% 4:59 PM

USD-HUF

276.6400 2.0800 +0.76% 4:59 PM

USD-RUB

66.5325 -0.2195 -0.33% 4:58 PM

HSH National Interest Rate Benchmarks
For Week Ending 04/15/2016
This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate Average
Points Average
Combined Rate Average
Points Average
Combined Rate Average
Points Click for Graph
30 Yr FRM 3.67% 0.20 3.82% 0.19 3.78% 0.17
15 Yr FRM 3.05% 0.16 3.20% 0.16 3.12% 0.16
1/1 Yr ARM 2.73% 0.18 2.77% 0.19 2.69% 0.20
3/1 Yr ARM 3.01% 0.10 3.09% 0.13 2.89% 0.06
5/1 Yr ARM 2.89% 0.12 3.09% 0.13 2.90% 0.10
7/1 Yr ARM 3.08% 0.13 3.25% 0.15 3.07% 0.13
10/1 Yr ARM 3.33% 0.09 3.44% 0.09 3.38% 0.12
For information on obtaining conforming and jumbo averages, click here

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived at the bottom of this page..

HSH National Interest Rate Benchmarks
For Week Ending 04/15/2016
This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 720+ 4.09% 4.06% 4.10%
Used Auto Loans
All Terms,
FICO 720+ 4.31% 4.28% 4.39%
Home Equity Loans
Fixed Rates,
80% CLTV 6.29% 6.12% 6.21%
Home Equity Lines
Fully-Indexed,
80% CLTV 5.13% 5.41% 5.17%

Month
1-Year
3-Year

[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Apr 22, 2016 Apr 21, 2016 Apr 15, 2016 Mar 23, 2016 Apr 23, 2015
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Mar Core US CPI Rate 2.2% -4.3% 2.3% 0.0% 2.3% 4.5% 2.2% 22.2% 1.8%
Feb Core US PCE Idx 1.70% 0.0% 1.70% 0.0% 1.70% 0.0% 1.70% 30.8% 1.30%
Mar Non-Farm Payroll
215,000 -12.2% 245,000 0.0% 245,000 45.8% 168,000 41.2% 119,000
Mortgage Rates
30 Yr FXD avg
3.59% 0.3% 3.58% 0.0% 3.58% -4.0% 3.73% 1.6% 3.67%
15 Yr FXD avg
2.85% -0.3% 2.86% 0.0% 2.86% -4.3% 2.99% 1.7% 2.94%
Fundamentals
1 Year CMT
0.5343% 1.0% 0.5292% 4.0% 0.5088% -15.3% 0.6007% 186.0% 0.2100%
10 Year CMT
1.85% 3.4% 1.79% 1.1% 1.77% -7.8% 1.92% 0.0% 1.92%
2-Year Treasury
0.8137% 1.5% 0.8018% 9.3% 0.7335% -14.7% 0.8601% 60.3% 0.5366%
10-Year Treasury
1.8701% 1.0% 1.8522% 5.7% 1.7518% -7.2% 1.8874% -3.6% 1.9577%
30-Year Treasury
2.6882% 0.5% 2.6748% 4.5% 2.5593% -4.0% 2.6660% 0.7% 2.6468%
12 MTA
0.412% 9.0% 0.378% 0.0% 0.378% 0.0% 0.378% 164.1% 0.143%
USD 6M LIBOR
0.9132% 1.0% 0.9042% 0.2% 0.9024% 0.5% 0.8982% 121.8% 0.4049%
USD 12M LIBOR
1.2394% 1.2% 1.2248% 0.3% 1.2208% -0.3% 1.2244% 75.1% 0.6992%
USD 1M LIBOR
0.4389% -0.5% 0.4413% 1.1% 0.4363% 1.1% 0.4315% 137.4% 0.1818%
11th District COFI
0.670% 0.9% 0.664% 0.0% 0.664% 1.4% 0.655% -6.4% 0.700%
Federal Funds
0.50% 0.0% 0.50% 0.0% 0.50% 0.0% 0.50% 100.0% 0.25%
Gold, Mini $/oz
1233.50 -1.4% 1251.25 1.3% 1235.75 1.4% 1219.25 2.4% 1191.00
Currencies
EUR/USD
1.1300 -0.5% 1.1353 0.8% 1.1263 0.3% 1.1231 4.5% 1.0749
USD/JPY
109.7517 0.5% 109.1637 -0.1% 109.3203 -2.3% 111.8852 -6.5% 119.6025
GBP/USD
1.4343 -0.1% 1.4364 1.4% 1.4164 -1.0% 1.4313 -4.4% 1.4974
USD/CAD
1.2683 0.1% 1.2666 -1.3% 1.2831 -1.8% 1.3060 6.6% 1.2253
AUD/USD
0.778077 -0.2% 0.779872 1.7% 0.767159 1.0% 0.759521 -2.2% 0.776732
USD/CHF
0.9718 0.9% 0.9632 -0.4% 0.9670 -0.5% 0.9715 1.2% 0.9598

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