Magazyn Kieszeń (416) 3 Wrzesień 2022

CENY @4:PM 09.02.2022

10 yr. note: 3.20% -6 bp

5 yr. note: 3.31% -9 bp

2 Yr. note: 3.40% -12 bp

30 yr. bond: 3.34% -4 bp

Libor Rates: 1 mo. 2.633%; 3 mo. 3.144%; 6 mo. 3.702%; 1 yr. 4.209% (9/1/22)

30 yr. FNMA 5.0: 100.92 +28 bp (+5 bp from 9:30)

30 yr. FNMA 4.5: 99.36 +30 bp (-1 bp from 9:30)

30 yr. GNMA 4.5: 100.03 +20 bp (-7 bp from 9:30)

Dollar/Yuan: $6.9000 -$0.0070

Dollar/Yen: 140.25 +0.05 yen

Dollar/Euro: $0.9950 +$0.0003

Dollar Index: 109.66 -0.04

Gold: $1720.20 +$10.90

Bitcoin: 19,850 -226

Crude Oil: $86.75 +$0.14

DJIA: 31,318.44 -337.98

NASDAQ: 11,630.86 -154.26

S&P 500: 3924.26 -42.59

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,505.75	+43.16	+2.95%	-8.86%	-36.75%	11:15 AM
WIG:IND WSE WIG INDEX	49,671.47	+1,192.13	+2.46%	-7.78%	-30.21%	11:15 AM
WIG30:IND WIG30	1,852.83	+48.96	+2.71%	-8.57%	-35.54%	11:15 AM

WALUTY

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	0.9954	0.0008	+0.08%	4:59 PM
USD-JPY	140.2000	-0.0100	-0.01%	4:59 PM
GBP-USD	1.1509	-0.0036	-0.31%	4:59 PM
AUD-USD	0.6812	0.0024	+0.35%	4:59 PM
USD-CAD	1.3134	-0.0021	-0.16%	4:59 PM
USD-CHF	0.9812	-0.0006	-0.06%	4:59 PM

USD-CZK	24.6388		0.0106	+0.04%	4:59 PM
USD-SKK	30.2668		-0.0242	-0.08%	4:59 PM
USD-PLN	4.7437		0.0017	+0.04%	4:59 PM
USD-HUF	403.9600		-0.1200	-0.03%	4:59 PM
USD-RUB	61.0000		0.8884	+1.48%	12:50 PM
USD-MXN		19.9456	-0.2516	-1.25%	4:59 PM

Mortgage Rates

Unprecedented Rate Volatility as Markets Ponder Next Big Move

30 Yr. Fixed Rate

6.02% -0.21%

	Rate	Change	Points
Mortgage News Daily
30 Yr. Fixed	6.02%	-0.21	0.00
15 Yr. Fixed	5.29%	-0.09	0.00
30 Yr. FHA	5.32%	-0.23	0.00
30 Yr. Jumbo	5.12%	-0.08	0.00
5/1 ARM	6.00%	0.00	0.00
30 Yr. VA	5.38%	-0.24	0.00
Updates Daily – Last Update: 9/2

15 Yr. Fixed Rate

5.29% -0.09%

	Rate	Change	Points
Freddie Mac
30 Yr. Fixed	5.66%	+0.11	0.80
15 Yr. Fixed	4.98%	+0.13	0.80
5/1 Yr. ARM	4.51%	+0.15	0.40
Updates Weekly – Last Update: 9/1

	Rate	Change	Points
Mortgage Bankers Assoc.
30 Yr. Fixed	5.80%	+0.15	0.71
15 Yr. Fixed	5.10%	+0.09	0.82
30 Yr. Jumbo	5.32%	+0.04	0.48
Updates Weekly – Last Update: 8/31

MBS / Treasuries

Jobs Report Not Strong Enough To Keep Sellers Selling

UMBS 30YR 4.5

99.47 +0.41

	Price / Yield	Change
MBS
UMBS 4.5	99.47	+0.41
UMBS 5.0	100.98	+0.34
GNMA 4.5	100.17	+0.34
GNMA 5.0	101.48	+0.25
Pricing as of: 9/2 5:41PM EST

10 Year US Treasury

3.1950 -0.0640

	Price / Yield	Change
US Treasury
2 YR Treasury	3.396	-0.122
5 YR Treasury	3.298	-0.107
7 YR Treasury	3.279	-0.089
10 YR Treasury	3.195	-0.064
30 YR Treasury	3.348	-0.016
Pricing as of: 9/2 5:41PM EST

POŻYCZKI HIPOTECZNE

ELITE 21-30 YEAR

ELITE 16-20 YEAR

RATE

15 DAY

30 DAY

45 DAY

RATE

15 DAY

30 DAY

45 DAY

7.125

-4.695

-4.600

-4.430

7.000

-4.756

-4.661

-4.491

7.000

-4.494

-4.399

-4.229

6.875

-4.499

-4.404

-4.234

6.875

-4.182

-4.087

-3.917

6.750

-4.319

-4.224

-4.054

6.750

-3.954

-3.859

-3.689

6.625

-4.084

-3.989

-3.819

6.625

-3.882

-3.787

-3.617

6.500

-3.944

-3.849

-3.679

6.500

-3.784

-3.689

-3.519

6.375

-3.760

-3.665

-3.495

6.375

-3.534

-3.439

-3.269

6.250

-3.571

-3.476

-3.306

6.250

-3.322

-3.227

-3.057

6.125

-3.262

-3.167

-2.997

6.125

-3.215

-3.120

-2.950

5.999

-3.016

-2.921

-2.751

5.999

-3.137

-3.042

-2.872

5.875

-2.791

-2.696

-2.526

5.875

-2.889

-2.794

-2.624

5.750

-2.652

-2.557

-2.387

5.750

-2.567

-2.472

-2.302

5.625

-1.849

-1.754

-1.584

5.625

-2.076

-1.981

-1.811

5.500

-1.746

-1.651

-1.481

5.500

-1.870

-1.775

-1.605

5.375

-1.506

-1.411

-1.241

5.375

-1.396

-1.301

-1.131

5.250

-1.340

-1.245

-1.075

5.250

-0.970

-0.875

-0.705

5.125

-0.805

-0.710

-0.540

5.125

-0.365

-0.270

-0.100

4.999

-0.665

-0.570

-0.400

4.999

-0.256

-0.161

0.009

4.875

-0.164

-0.069

0.101

4.875

0.359

0.454

0.624

4.750

0.231

0.326

0.496

4.750

0.918

1.013

1.183

4.625

0.997

1.092

1.262

4.625

1.695

1.790

1.960

4.500

1.467

1.562

1.732

4.500

2.074

2.169

2.339

4.375

2.153

2.248

2.418

ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
6.500	-5.089	-4.994	-4.824	6.500	-4.997	-4.902	-4.732
6.375	-4.891	-4.796	-4.626	6.375	-4.804	-4.709	-4.539
6.250	-4.587	-4.492	-4.322	6.250	-4.518	-4.423	-4.253
6.125	-4.318	-4.223	-4.053	6.125	-4.251	-4.156	-3.986
6.000	-4.116	-4.021	-3.851	6.000	-4.023	-3.928	-3.758
5.875	-3.982	-3.887	-3.717	5.875	-3.894	-3.799	-3.629
5.750	-3.635	-3.540	-3.370	5.750	-3.597	-3.502	-3.332
5.625	-3.544	-3.449	-3.279	5.625	-3.469	-3.374	-3.204
5.500	-3.474	-3.379	-3.209	5.500	-3.360	-3.265	-3.095
5.375	-3.378	-3.283	-3.113	5.375	-3.270	-3.175	-3.005
5.250	-3.279	-3.184	-3.014	5.250	-3.188	-3.093	-2.923
5.125	-3.105	-3.010	-2.840	5.125	-3.007	-2.912	-2.742
5.000	-2.394	-2.299	-2.129	5.000	-2.292	-2.197	-2.027
4.875	-2.068	-1.973	-1.803	4.875	-1.943	-1.848	-1.678
4.750	-1.758	-1.663	-1.493	4.750	-1.701	-1.606	-1.436
4.625	-1.463	-1.368	-1.198	4.625	-1.447	-1.352	-1.182
4.500	-0.795	-0.700	-0.530	4.500	-0.529	-0.434	-0.264
4.375	-0.711	-0.616	-0.446	4.375	-0.423	-0.328	-0.158
4.250	-0.399	-0.304	-0.134	4.250	-0.269	-0.174	-0.004
4.125	-0.185	-0.090	0.080	4.125	-0.166	-0.071	0.099
4.000	0.302	0.397	0.567	4.000	0.494	0.589	0.759
3.875	0.427	0.522	0.692	3.875	0.560	0.655	0.825