CENY@ 4:00 PM  07.29.2022

10 yr. note: 2.66% -1 bp
5 yr. note: 2.69% -1 bp
2Yr. note: 2.90% +4 bp
30 yr. bond: 3.02% -1 bp
Libor Rates: 1 mo. 2.373%; 3 mo. 2.783%; 6 mo. 3.341%; 1 yr. 3.762% (7/28/22)
30 yr. FNMA 5.0: 102.66 +3 bp (+14 bp from 10:00 am)
30 yr. FNMA 4.5: 101.70 +11 bp (+16 bp from 10:00 am)
30 yr. GNMA 4.0: 101.02 +13 bp (+8 bp from 10:00 am)
Dollar/Yuan: $6.7442 -$0.0031
Dollar/Yen: 133.33 -0.92 yen
Dollar/Euro: $1.0213 +$0.0016
Dollar Index: 105.94 -0.41
Gold: $1799.30 +$10.10
Bitcoin: 23,903 -109
Crude Oil: $98.47 +$2.05
DJIA: 32,845113 +315.50
NASDAQ: 12,390.69 +228.09
S&P 500: 4130.29 +57.86

CURRENCY VALUE CHANGE NET CHANGE TIME (EDT)

EUR-USD
1.0226 0.0029 +0.28% 4:54 PM
USD-JPY
133.2400 -1.0300 -0.77% 4:53 PM
GBP-USD
1.2182 0.0002 +0.02% 4:54 PM
AUD-USD
0.6993 0.0004 +0.06% 4:53 PM
USD-CAD
1.2798 -0.0009 -0.07% 4:54 PM
USD-CHF
0.9514 -0.0035 -0.37% 4:54 P

USD-CZK
24.0737 -0.0473 -0.20% 4:59 PM
USD-SKK
29.4787 -0.0642 -0.22% 4:59 PM
USD-PLN
4.6360 -0.0311 -0.67% 4:59 PM
USD-HUF
396.2600 -0.2400 -0.06% 4:59 PM
USD-RUB
62.2626 0.5909 +0.96% 4:57 PM
USD-MXN
20.3528 0.0705 +0.35% 4:58 P

POŻYCZKI HIPOTECZNE

ELITE 21-30 YEAR ELITE 16-20 YEAR
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
6.375 -4.917 -4.822 -4.652 6.375 -5.719 -5.624 -5.454
6.250 -4.678 -4.583 -4.413 6.250 -5.541 -5.446 -5.276
6.125 -4.614 -4.519 -4.349 6.125 -5.387 -5.292 -5.122
5.999 -4.524 -4.429 -4.259 5.999 -5.282 -5.187 -5.017
5.875 -4.192 -4.097 -3.927 5.875 -5.020 -4.925 -4.755
5.750 -4.046 -3.951 -3.781 5.750 -4.897 -4.802 -4.632
5.625 -3.925 -3.830 -3.660 5.625 -4.709 -4.614 -4.444
5.500 -3.806 -3.711 -3.541 5.500 -4.557 -4.462 -4.292
5.375 -3.492 -3.397 -3.227 5.375 -4.243 -4.148 -3.978
5.250 -3.358 -3.263 -3.093 5.250 -4.163 -4.068 -3.898
5.125 -3.206 -3.111 -2.941 5.125 -3.931 -3.836 -3.666
4.999 -3.135 -3.040 -2.870 4.999 -3.835 -3.740 -3.570
4.875 -2.573 -2.478 -2.308 4.875 -3.448 -3.353 -3.183
4.750 -2.098 -2.003 -1.833 4.750 -3.195 -3.100 -2.930
4.625 -2.001 -1.906 -1.736 4.625 -2.641 -2.546 -2.376
4.500 -1.586 -1.491 -1.321 4.500 -2.311 -2.216 -2.046
4.375 -0.947 -0.852 -0.682 4.375 -1.787 -1.692 -1.522
4.250 -0.279 -0.184 -0.014 4.250 -1.248 -1.153 -0.983
4.125 0.227 0.322 0.492 4.125 -0.832 -0.737 -0.567
4.000 1.071 1.166 1.336 4.000 0.029 0.124 0.294

ELITE 11-15 YEAR ELITE 8-10 YEAR
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
5.875 -6.336 -6.241 -6.071 5.875 -6.234 -6.139 -5.969
5.750 -6.049 -5.954 -5.784 5.750 -5.952 -5.857 -5.687
5.625 -5.803 -5.708 -5.538 5.625 -5.741 -5.646 -5.476
5.500 -5.707 -5.612 -5.442 5.500 -5.590 -5.495 -5.325
5.375 -5.518 -5.423 -5.253 5.375 -5.427 -5.332 -5.162
5.250 -5.286 -5.191 -5.021 5.250 -5.192 -5.097 -4.927
5.125 -5.199 -5.104 -4.934 5.125 -5.110 -5.015 -4.845
5.000 -4.423 -4.328 -4.158 5.000 -4.391 -4.296 -4.126
4.875 -4.132 -4.037 -3.867 4.875 -4.101 -4.006 -3.836
4.750 -3.953 -3.858 -3.688 4.750 -3.968 -3.873 -3.703
4.625 -3.538 -3.443 -3.273 4.625 -3.612 -3.517 -3.347
4.500 -3.299 -3.204 -3.034 4.500 -3.112 -3.017 -2.847
4.375 -3.103 -3.008 -2.838 4.375 -2.910 -2.815 -2.645
4.250 -2.777 -2.682 -2.512 4.250 -2.713 -2.618 -2.448
4.125 -2.429 -2.334 -2.164 4.125 -2.593 -2.498 -2.328
4.000 -2.337 -2.242 -2.072 4.000 -2.272 -2.177 -2.007
3.875 -2.018 -1.923 -1.753 3.875 -2.041 -1.946 -1.776
3.750 -1.555 -1.460 -1.290 3.750 -1.686 -1.591 -1.421
3.625 -1.088 -0.993 -0.823 3.625 -1.405 -1.310 -1.140
3.500 -0.363 -0.268 -0.098 3.500 -0.912 -0.817 -0.647

Mortgage Rates
How To Explain The Huge Drop in Mortgage Rates This Week
30 Yr. Fixed Rate
5.13% -0.09%

 

Rate Change Points
Mortgage News Daily
30 Yr. Fixed 5.13% -0.09 0.00
15 Yr. Fixed 4.45% -0.05 0.00
30 Yr. FHA 4.62% -0.13 0.00
30 Yr. Jumbo 4.57% -0.03 0.00
5/1 ARM 5.30% +0.05 0.00
30 Yr. VA 4.70% -0.15 0.00
Updates Daily – Last Update: 7/29
15 Yr. Fixed Rate
4.45% -0.05%

 

Rate Change Points
Freddie Mac
30 Yr. Fixed 5.30% -0.40 0.80
15 Yr. Fixed 4.45% -0.38 0.80
5/1 Yr. ARM 4.19% -0.31 0.40
Updates Weekly – Last Update: 7/7

 

Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 5.74% -0.08 0.61
15 Yr. Fixed 4.95% +0.07 0.67
30 Yr. Jumbo 5.32% +0.01 0.43
Updates Weekly – Last Update: 7/27
MBS / Treasuries
UMBS 30YR 4.0
100.50 +0.13

 

Price / Yield Change
MBS
UMBS 4.0 100.50 +0.13
UMBS 4.5 101.75 +0.16
GNMA 4.0 101.02 +0.13
GNMA 4.5 101.91 +0.11
Pricing as of: 7/29 5:21PM EST
10 Year US Treasury
2.6577 -0.0128

 

Price / Yield Change
US Treasury
2 YR Treasury 2.891 +0.022
5 YR Treasury 2.686 -0.012
7 YR Treasury 2.692 -0.013
10 YR Treasury 2.658 -0.013
30 YR Treasury 3.011 -0.006
Pricing as of: 7/29 5:21PM EST

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