MAGAZYN KIESZEŃ (387) 15 STYCZNIA 2022

CENY @ 4:00 PM 01.14.2022

10 yr note:                1.79% +9 bp
5 yr note:                  1.55% +8 bp
2 Yr note:                  0.96% +7 bp
30 yr bond:               2.12% +8 bp
Libor Rates:              1 mo 0.106%; 3 mo 0.239%; 6 mo 0.397%; 1 yr 0.714% (1.13.22)
30 yr FNMA 3.0:      102.27 -41 bp (-25 bp frm 9:30)
30 yr FNMA 3.5:      104.64 -12 bp (-5 bp frm 9:30)
30 yr GNMA3.0:      102.36 -36 bp (-22 bp frm 9:30)
Dollar/Yuan:             $6.3528 -$0.0071
Dollar/Yen:               114.18 unch
Dollar/Euro:             $1.1416 -$0.0039
Dollar Index:            95.16 +0.37
Gold:                         $1816.60 -$4.80
Bitcoin:                     43,126 +535
Crude Oil:                $84.16 +$2.04
DJIA:                         35,911.81 -201.81
NASDAQ:                14,893.75 +86.94
S&P 500:                 4662.85 +3.82

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,383.16	-24.46	-1.02%	+7.75%	+17.30%	11:15 AM
WIG:IND WSE WIG INDEX	72,563.31	-681.97	-0.93%	+6.86%	+23.10%	11:15 AM
WIG30:IND WIG30	2,905.15	-27.80	-0.95%	+7.35%	+21.77%	11:15 AM

WALUTY

CURRENCY			VALUE			CHANGE			NET CHANGE	TIME (EST)
EUR-USD			1.1413			-0.0042			-0.37%	4:35 PM
USD-JPY			114.2500			0.0500			+0.04%	4:35 PM
GBP-USD			1.3678			-0.0028			-0.20%	4:35 PM
AUD-USD			0.7216			-0.0067			-0.92%	4:34 PM
USD-CAD			1.2548			0.0028			+0.22%	4:35 PM
USD-CHF			0.9138			0.0027			+0.30%	4:34 PM
USD-CZK			21.4845		0.0552		+0.26%	4:27 PM
USD-SKK			26.3948		0.0934		+0.36%	4:27 PM
USD-PLN			3.9750		0.0096		+0.24%	4:27 PM
USD-HUF			312.5300		2.7700		+0.89%	4:27 PM
USD-RUB			76.2379		-0.1382		-0.18%	4:27 PM
USD-MXN			20.3009				-0.0442	-0.22%	4:28 PM

POŻYCZKI HIPOTECZNE

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
4.125	-4.715	-4.620	-4.450	4.125	-5.322	-5.227	-5.057
4.000	-3.986	-3.891	-3.721	4.000	-4.738	-4.643	-4.473
3.875	-3.499	-3.404	-3.234	3.875	-4.255	-4.160	-3.990
3.750	-3.172	-3.077	-2.907	3.750	-4.058	-3.963	-3.793
3.625	-2.643	-2.548	-2.378	3.625	-3.143	-3.048	-2.878
3.500	-2.126	-2.031	-1.861	3.500	-2.981	-2.886	-2.716
3.375	-1.749	-1.654	-1.484	3.375	-2.719	-2.624	-2.454
3.250	-1.189	-1.094	-0.924	3.250	-2.178	-2.083	-1.913
3.125	-0.593	-0.498	-0.328	3.125	-1.568	-1.473	-1.303
2.999	-0.069	0.026	0.196	2.999	-1.332	-1.237	-1.067
2.874	0.530	0.625	0.795	2.874	-0.932	-0.837	-0.667
2.750	0.831	0.926	1.096	2.750	-0.673	-0.578	-0.408
2.625	2.006	2.101	2.271	2.625	0.509	0.604	0.774

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.500	-4.161	-4.066	-3.896	3.500	-4.441	-4.346	-4.176
3.375	-3.915	-3.820	-3.650	3.375	-4.247	-4.152	-3.982
3.250	-3.587	-3.492	-3.322	3.250	-3.893	-3.798	-3.628
3.125	-3.193	-3.098	-2.928	3.125	-3.445	-3.350	-3.180
3.000	-2.716	-2.621	-2.451	3.000	-2.756	-2.661	-2.491
2.875	-2.430	-2.335	-2.165	2.875	-2.518	-2.423	-2.253
2.750	-2.120	-2.025	-1.855	2.750	-2.170	-2.075	-1.905
2.625	-1.673	-1.578	-1.408	2.625	-1.836	-1.741	-1.571
2.500	-1.148	-1.053	-0.883	2.500	-1.723	-1.628	-1.458
2.375	-0.641	-0.546	-0.376	2.375	-1.434	-1.339	-1.169
2.250	-0.193	-0.098	0.072	2.250	-0.979	-0.884	-0.714
2.125	0.299	0.394	0.564	2.125	-0.495	-0.400	-0.230
2.000	0.921	1.016	1.186	2.000	0.156	0.251	0.421

 

[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jan 14, 2022		Jan 13, 2022		Jan 7, 2022
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	5.5%	12.2%	4.9%	0.0%	4.9%	0.0%
Nov Core US PCE Idx	4.70%	11.9%	4.20%	0.0%	4.20%	0.0%
Dec Non-Farm Payroll	199,000	-20.1%	249,000	0.0%	249,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.45%	7.1%	3.22%	0.0%	3.22%	3.9%
15 Yr FXD avg	2.62%	7.8%	2.43%	0.0%	2.43%	2.1%
Fundamentals
1 Year CMT	0.472%	1.9%	0.463%	12.4%	0.412%	64.8%
10 Year CMT	1.74%	-0.6%	1.75%	2.3%	1.71%	15.5%
2-Year Treasury	0.961%	4.9%	0.916%	5.8%	0.866%	31.0%
10-Year Treasury	1.772%	2.8%	1.724%	-2.4%	1.767%	22.9%
30-Year Treasury	2.112%	2.5%	2.061%	-2.8%	2.120%	16.0%
12 MTA	0.102%	18.3%	0.086%	0.0%	0.086%	0.0%
USD 6M LIBOR	0.3969%	3.4%	0.3837%	4.7%	0.3666%	24.2%
USD 12M LIBOR	0.7136%	2.1%	0.6991%	7.9%	0.6477%	28.3%
USD 1M LIBOR	0.1063%	-3.5%	0.1101%	5.8%	0.1041%	-5.1%
11th District COFI	0.218%	-3.1%	0.225%	0.0%	0.225%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1818.00	-0.2%	1821.40	1.3%	1797.40	1.4%
Currencies
EUR/USD	1.1463	0.0%	1.1466	1.0%	1.1356	0.8%
USD/JPY	114.1231	0.0%	114.1102	-1.3%	115.6635	1.7%
GBP/USD	1.3722	0.0%	1.3718	1.1%	1.3574	2.7%
USD/CAD	1.2475	-0.1%	1.2485	-1.3%	1.2649	-1.6%
AUD/USD	0.730009	0.0%	0.730178	1.6%	0.718686	1.2%
USD/CHF	0.9099	0.0%	0.9098	-1.0%	0.9189	-0.5%

30 Yr. Fixed Rate 3.65% +0.08%   Rate Change Points Mortgage News Daily 30 Yr. Fixed 3.65% +0.08 0.40 15 Yr. Fixed 2.90% +0.05 0.40 30 Yr. FHA 3.25% +0.05 0.00 30 Yr. Jumbo 3.25% +0.02 0.00 5/1 ARM 3.64% +0.04 0.50 Updates Daily – Last Update: 1/14 15 Yr. Fixed Rate 2.90% +0.05%   Rate Change Points Freddie Mac 30 Yr. Fixed 3.45% +0.23 0.70 15 Yr. Fixed 2.62% +0.19 0.70 5/1 Yr. ARM 2.57% +0.16 0.30 Updates Weekly – Last Update: 1/13   Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 3.52% +0.19 0.45 15 Yr. Fixed 2.73% +0.13 0.35 30 Yr. Jumbo 3.42% +0.11 0.36 Updates Weekly – Last Update: 1/12

MBS / Treasuries

MBS Live Recap: Just Enough of a Rally to Keep Things Interesting Just Enough of a Rally to Keep Things Interesting Coming into the day, we were pondering the fate of this week’s friendly little correction.  Rates had done a good job of pushing back against last week’s spike, but was that destined to be an example of a 3-4 day push that ends with the resumption of broader risi… (read more)

UMBS 30YR 3.0 102.22 -0.42   Price / Yield Change MBS UMBS 3.0 102.22 -0.42 UMBS 3.5 104.59 -0.17 GNMA 3.0 102.36 -0.36 GNMA 3.5 103.48 -0.20 Pricing as of: 1/14 5:21PM EST 10 Year US Treasury 1.7876 +0.0870   Price / Yield Change US Treasury 2 YR Treasury 0.971 +0.076 5 YR Treasury 1.559 +0.088 7 YR Treasury 1.733 +0.094 10 YR Treasury 1.788 +0.087 30 YR Treasury 2.125 +0.084 Pricing as of: 1/14 5:21PM EST