MAGAZYN KIESZEŃ (382) 4 GRUDNIA 2021

CENY @ 4:00 PM 12.03 2021

10 yr note:                1.36% -9 bp
5 yr note:                  1.14% -7 bp
2 Yr note:                  0.59% -3 bp
30 yr bond:               1.68% -8 bp
Libor Rates:              1 mo 0.103%; 3 mo 0.180%; 6 mo 0.268%; 1 yr 0.455% (12/2/21)
30 yr FNMA 3.0:      103.78 +8 bp (+13 bp frm 9:30)
30 yr FNMA 2.5:     102.56 +30 bp (+44 bps from 9:30)
30 yr GNMA 2.5:    102.25 -5 bp (+32 bp frm 9:30)
Dollar/Yuan:          $6.3764 -$0.0007
Dollar/Yen:            112.811 -0.37 yen
Dollar/Euro:          $1.1302 unch
Dollar Index:         96.18 +0.02
Gold:                      $1785.30 +$22.70
Bitcoin:                  53,498 -3,543
Crude Oil:             $65.99 -$0.51
DJIA:                     34,580.08 -59.71
NASDAQ:            15,058.47 -295.85
S&P 500:             4583.43 -38.67

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,179.71	-22.15	-1.01%	-10.64%	+11.91%	11:15 AM
WIG:IND WSE WIG INDEX	67,730.01	-473.85	-0.69%	-9.47%	+22.47%	11:15 AM
WIG30:IND WIG30	2,684.65	-28.66	-1.06%	-10.53%	+20.11%	11:15 AM

 

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD	1.1315	0.0014	+0.12%	4:59 PM
USD-JPY	112.8000	-0.3100	-0.27%	4:59 PM
GBP-USD	1.3236	-0.0069	-0.52%	4:59 PM
AUD-USD	0.7001	-0.0093	-1.31%	4:59 PM
USD-CAD	1.2843	0.0033	+0.26%	4:59 PM
USD-CHF	0.9172	-0.0031	-0.34%	4:59 PM

 

USD-CZK	22.4717	-0.0431	-0.19%	4:59 PM
USD-SKK	26.6326	-0.0255	-0.10%	4:59 PM
USD-PLN	4.0639	-0.0053	-0.13%	4:59 PM
USD-HUF	321.9700	-0.4200	-0.13%	4:59 PM
USD-RUB	73.8792	0.2198	+0.30%	4:58 PM

 

USD-MXN

21.2743

0.0094

+0.04%

4:59 PM

HOME LOANS

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.875	-4.970	-4.875	-4.705	3.875	-5.392	-5.297	-5.127
3.750	-4.703	-4.608	-4.438	3.750	-5.329	-5.234	-5.064
3.625	-4.619	-4.524	-4.354	3.625	-5.178	-5.083	-4.913
3.500	-4.383	-4.288	-4.118	3.500	-5.123	-5.028	-4.858
3.375	-4.041	-3.946	-3.776	3.375	-5.001	-4.906	-4.736
3.250	-3.523	-3.428	-3.258	3.250	-4.443	-4.348	-4.178
3.125	-2.989	-2.894	-2.724	3.125	-3.880	-3.785	-3.615
2.999	-2.593	-2.498	-2.328	2.999	-3.743	-3.648	-3.478
2.874	-2.004	-1.909	-1.739	2.874	-3.314	-3.219	-3.049
2.750	-1.346	-1.251	-1.081	2.750	-2.693	-2.598	-2.428
2.625	-0.522	-0.427	-0.257	2.625	-1.872	-1.777	-1.607
2.500	0.329	0.424	0.594	2.500	-1.092	-0.997	-0.827
2.375	1.226	1.321	1.491	2.375	-0.538	-0.443	-0.273

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.496	-4.401	-4.231	3.000	-4.606	-4.511	-4.341
2.875	-4.259	-4.164	-3.994	2.875	-4.446	-4.351	-4.181
2.750	-3.992	-3.897	-3.727	2.750	-4.145	-4.050	-3.880
2.625	-3.536	-3.441	-3.271	2.625	-3.760	-3.665	-3.495
2.500	-2.992	-2.897	-2.727	2.500	-3.393	-3.298	-3.128
2.375	-2.546	-2.451	-2.281	2.375	-3.108	-3.013	-2.843
2.250	-2.088	-1.993	-1.823	2.250	-2.641	-2.546	-2.376
2.125	-1.576	-1.481	-1.311	2.125	-2.140	-2.045	-1.875
2.000	-0.929	-0.834	-0.664	2.000	-1.463	-1.368	-1.198
1.875	-0.255	-0.160	0.010	1.875	-0.643	-0.548	-0.378
1.750	0.416	0.511	0.681	1.750	0.174	0.269	0.439

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.20%	-0.01
15 Yr FRM	2.56%	-0.01
FHA 30 Year Fixed	2.88%	+0.00
Jumbo 30 Year Fixed	3.12%	-0.01
5/1 Yr ARM	3.12%	+0.12
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

MBA **
30 Yr. Fixed	2.99%	0.30	+0.02
15 Yr. Fixed	2.35%	0.25	+0.02
30 Yr. Jumbo	3.15%	0.29	+0.03
30 Yr. FHA	3.06%	0.27	-0.02
5/1 ARM	2.52%	0.15	-0.41

 

Freddie Mac **
30 Yr. Fixed	3.11%	0.60	+0.01
15 Yr. Fixed	2.39%	0.60	-0.03
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.49%	0.30	+0.02
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 2.0	100.16	+0.39
30YR UMBS 2.5	102.58	+0.31
30YR GNMA 2.0	101.84	+0.91
30YR GNMA 2.5	102.25	-0.05
15YR UMBS 2.0	102.50	+0.14
15YR UMBS 2.5	103.61	+0.08

 

Treasuries	Yield	Change
2 YR	0.5932%	-0.0214
5 YR	1.1336%	-0.0679
10 YR	1.3548%	-0.0895
30 YR	1.6837%	-0.0821

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Dec 3, 2021		Dec 2, 2021		Nov 26, 2021
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Oct Core US CPI Rate	4.6%	15.0%	4.0%	0.0%	4.0%	0.0%
Oct Core US PCE Idx	4.10%	10.8%	3.70%	0.0%	3.70%	0.0%
Nov Non-Farm Payroll	210,000	-61.5%	546,000	0.0%	546,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.11%	0.3%	3.10%	0.0%	3.10%	-1.3%
15 Yr FXD avg	2.39%	-1.2%	2.42%	0.0%	2.42%	2.1%
Fundamentals
1 Year CMT	0.259%	-3.0%	0.267%	45.9%	0.183%	12.3%
10 Year CMT	1.43%	0.0%	1.43%	-12.8%	1.64%	3.8%
2-Year Treasury	0.595%	-4.5%	0.623%	23.6%	0.504%	6.3%
10-Year Treasury	1.372%	-4.3%	1.434%	-3.0%	1.479%	-7.6%
30-Year Treasury	1.697%	-3.3%	1.755%	-4.0%	1.829%	-9.7%
12 MTA	0.086%	5.9%	0.081%	0.0%	0.081%	-1.9%
USD 6M LIBOR	0.2678%	-0.6%	0.2695%	4.0%	0.2591%	17.4%
USD 12M LIBOR	0.4559%	-0.5%	0.4583%	-2.8%	0.4716%	31.6%
USD 1M LIBOR	0.1035%	0.8%	0.1026%	10.4%	0.0930%	15.0%
11th District COFI	0.225%	0.0%	0.225%	0.0%	0.225%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1762.70	-1.2%	1784.30	0.0%	1784.30	-0.3%
Currencies
EUR/USD	1.1300	0.0%	1.1304	0.0%	1.1302	-2.4%
USD/JPY	113.0356	0.0%	113.0623	-0.4%	113.4698	-0.3%
GBP/USD	1.3299	0.0%	1.3297	-0.1%	1.3314	-2.1%
USD/CAD	1.2823	0.0%	1.2824	0.4%	1.2768	2.8%
AUD/USD	0.709571	-0.1%	0.710017	-0.4%	0.712543	-4.1%
USD/CHF	0.9199	0.0%	0.9196	-0.4%	0.9231	1.0%