MAGAZYN KIESZEŃ (376) 23 PAŹDZIERNIKA 2021

CENY @ 4:00 PM  10.22.2021

10 yr note:                   1.65% -3 bp frm 5:00 pm yesterday and down 5 bps frm 8:00 pm last evening
5 yr note:                     1.21%  unch
2 Yr note:                     0.46% +3 bp
30 yr bond:                  2.08% -5 bp
Libor Rates:                1 mo 0.089%; 3 mo 0.123%; 6 mo 0.170%; 1 yr 0.296% (10/21/21)
30 yr FNMA 3.0:        104.14 +5 bp (unch frm 9:30)
30 yr FNMA 2.5:        102.13 +13 bp (+2 bp frm 9:30)
30 yr GNMA 2.5:       102.06 +16 bp (-7 bp frm 9:30)
Dollar/Yuan:             $6.3849 -$0.0084
Dollar/Yen:               113.43 -0.57 yen
Dollar/Euro:             $1.1643 +$0.0017
Dollar Index:            93.62 -0.15
Gold:                         $1795.00 +$13.00
Bitcoin:                    60,600 2.480
Crude Oil:                $83.92 +$1.42
DJIA:                        35,677.02 +73.94
NASDAQ:                15,090.20 -125.50
S&P 500:                4544.90 -4.88

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	2,417.09	-10.26	-0.42%	+3.56%	+47.14%	11:15 AM
WIG:IND WSE WIG INDEX	73,602.06	-216.47	-0.29%	+3.74%	+53.62%	11:15 AM
WIG30:IND WIG30	2,949.37	-7.65	-0.26%	+4.30%	+56.49%	11:15 AM

WALUTY

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1643	0.0020	+0.17%	4:59 PM
USD-JPY	113.5000	-0.4900	-0.43%	4:59 PM
GBP-USD	1.3755	-0.0038	-0.28%	4:59 PM
AUD-USD	0.7466	-0.0001	-0.01%	4:59 PM
USD-CAD	1.2367	-0.0001	-0.01%	4:59 PM
USD-CHF	0.9158	-0.0024	-0.26%	4:59 PM

 

 

USD-CZK	22.0490	-0.0282	-0.13%	4:59 PM
USD-SKK	25.8701	-0.0480	-0.19%	4:59 PM
USD-PLN	3.9510	-0.0096	-0.24%	4:59 PM
USD-HUF	313.1100	-0.2300	-0.07%	4:59 PM
USD-RUB	70.5429	-0.6017	-0.85%	4:58 PM

 

USD-MXN

20.1790

-0.1234

-0.61%

4:59 PM

 

POŻYCZKI HIPOTECZNE

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.875	-5.030	-4.935	-4.765	3.875	-5.227	-5.132	-4.962
3.750	-4.671	-4.576	-4.406	3.750	-5.046	-4.951	-4.781
3.625	-4.013	-3.918	-3.748	3.625	-4.594	-4.499	-4.329
3.500	-3.737	-3.642	-3.472	3.500	-4.389	-4.294	-4.124
3.375	-3.313	-3.218	-3.048	3.375	-3.961	-3.866	-3.696
3.250	-2.810	-2.715	-2.545	3.250	-3.425	-3.330	-3.160
3.125	-2.217	-2.122	-1.952	3.125	-3.233	-3.138	-2.968
2.999	-1.450	-1.355	-1.185	2.999	-2.927	-2.832	-2.662
2.874	-0.844	-0.749	-0.579	2.874	-2.424	-2.329	-2.159
2.750	-0.247	-0.152	0.018	2.750	-1.866	-1.771	-1.601
2.625	0.616	0.711	0.881	2.625	-1.027	-0.932	-0.762
2.500	1.494	1.589	1.759	2.500	-0.262	-0.167	0.003
2.375	2.255	2.350	2.520	2.375	0.324	0.419	0.589

 

 

 

 

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.056	-3.961	-3.791	3.000	-4.319	-4.224	-4.054
2.875	-3.773	-3.678	-3.508	2.875	-4.112	-4.017	-3.847
2.750	-3.557	-3.462	-3.292	2.750	-3.865	-3.770	-3.600
2.625	-3.095	-3.000	-2.830	2.625	-3.454	-3.359	-3.189
2.500	-2.558	-2.463	-2.293	2.500	-3.146	-3.051	-2.881
2.375	-1.920	-1.825	-1.655	2.375	-2.871	-2.776	-2.606
2.250	-1.446	-1.351	-1.181	2.250	-2.439	-2.344	-2.174
2.125	-0.936	-0.841	-0.671	2.125	-1.937	-1.842	-1.672
2.000	-0.289	-0.194	-0.024	2.000	-1.260	-1.165	-0.995
1.875	0.403	0.498	0.668	1.875	-0.422	-0.327	-0.157
1.750	1.080	1.175	1.345	1.750	0.401	0.496	0.666

 

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.27%	+0.04
15 Yr FRM	2.64%	+0.04
FHA 30 Year Fixed	2.90%	+0.03
Jumbo 30 Year Fixed	3.20%	+0.05
5/1 Yr ARM	3.13%	+0.03
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

MBA **
30 Yr. Fixed	2.99%	0.30	+0.02
15 Yr. Fixed	2.35%	0.25	+0.02
30 Yr. Jumbo	3.15%	0.29	+0.03
30 Yr. FHA	3.06%	0.27	-0.02
5/1 ARM	2.52%	0.15	-0.41

 

Freddie Mac **
30 Yr. Fixed	3.09%	0.70	+0.04
15 Yr. Fixed	2.33%	0.70	+0.03
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.54%	0.30	-0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 2.0	99.34	+0.23
30YR UMBS 2.5	102.19	+0.19
30YR GNMA 2.0	100.63	+0.14
30YR GNMA 2.5	102.08	+0.17
15YR UMBS 2.0	102.38	+0.11
15YR UMBS 2.5	103.84	+0.02

 

Treasuries				Yield				Change
2 YR				0.4595%				+0.0070
5 YR				1.2023%				-0.0324
10 YR				1.6377%				-0.0581
30 YR				2.0726%				-0.0712
Prices as of: 10/22/2021 4:44PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Oct 22, 2021		Oct 21, 2021			Oct 15, 2021
	Quote	% Chg	Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
Sep Core US CPI Rate	4.0%	0.0%	4.0%		0.0%	4.0%	0.0%
Aug Core US PCE Idx	3.60%	0.0%	3.60%		0.0%	3.60%	0.0%
Sep Non-Farm Payroll	194,000	-47.0%	366,000		0.0%	366,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.09%	1.3%	3.05%		0.0%	3.05%	6.6%
15 Yr FXD avg	2.33%	1.3%	2.30%		0.0%	2.30%	8.5%
Fundamentals
1 Year CMT	0.120%	12.1%	0.107%		4.9%	0.102%	37.8%
10 Year CMT	1.65%	0.0%	1.65%		5.8%	1.56%	19.1%
2-Year Treasury	0.466%	2.9%	0.453%		14.7%	0.395%	63.2%
10-Year Treasury	1.653%	-2.0%	1.687%		7.1%	1.575%	20.1%
30-Year Treasury	2.087%	-2.0%	2.129%		4.3%	2.042%	12.5%
12 MTA	0.083%	-4.8%	0.087%		0.0%	0.087%	-5.3%
USD 6M LIBOR	0.1703%	-0.1%	0.1705%		7.1%	0.1593%	3.8%
USD 12M LIBOR	0.2965%	-0.1%	0.2968%		8.8%	0.2726%	21.6%
USD 1M LIBOR	0.0893%	4.1%	0.0858%		-0.2%	0.0859%	5.1%
11th District COFI	0.238%	-9.5%	0.263%		0.0%	0.263%	0.0%
Federal Funds	0.25%	0.0%	0.25%		0.0%	0.25%	0.0%
Gold, Mini $/oz	1783.60	0.1%	1781.90		0.8%	1768.30	-0.6%
Currencies
EUR/USD	1.1642	0.0%	1.1642		0.4%	1.1594	-1.0%
USD/JPY	113.8085	0.0%	113.8085		-0.5%	114.3442	4.5%
GBP/USD	1.3804	0.0%	1.3804		0.4%	1.3750	0.7%
USD/CAD	1.2346	0.0%	1.2346		-0.4%	1.2391	-3.0%
AUD/USD	0.749350	0.0%	0.749350		1.0%	0.741797	2.4%
USD/CHF	0.9172	0.0%	0.9172		-0.7%	0.9239	0.1%