MAGAZYN KIESZEŃ (373) 2 PAŹDZIERNIKA 2021

CENY @ 4:00 PM 10.01.2021

10 yr note:                1.47% -5 bp
5 yr note:                  0.93% -3 bp
2 Yr note:                 0.27% -2 bp
30 yr bond:              2.04% -4 bp
Libor Rates:             1 mo 0.080%; 3 mo 0.130%; 6 mo 0.158%; 1 yr 0.236% (9/30/21)
30 yr FNMA 3.0:    104.67 +6 bp (+4 bp frm 9:30)
30 yr FNMA 2.5:    103.38 +19 bp (+14 bp frm 9:30)
30 yr GNMA 2.5:   103.05 +5 bp (+3 bp frm 9:30)
Dollar/Yuan:            $6.4467 unch
Dollar/Yen:              111.04 -0.24 yen
Dollar/Euro:            $1.1596 +$0.0019
Dollar Index:           94.05 -0.18
Gold:                        $1759.10 +$2.10
Bitcoin:                   47,981 +4,221
Crude Oil:               $75.67 +$0.64
DJIA:                       34,326.46 +482.24
NASDAQ:               14,566.70 +118.12
S&P 500:               4357.04 +49.50

POLAND

WIG20:IND

WIG 20

2,327.88+17.59+0.76%-1.83%+37.40%11:15 AM

WIG:IND

WSE WIG INDEX

70,812.00+471.14+0.67%-0.26%+44.41%11:15 AM

WIG30:IND

WIG30

2,823.59+23.05+0.82%-1.41%+45.01%11:15 AM

 

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1593	0.0013	+0.11%	4:51 PM
USD-JPY	111.0600	-0.2300	-0.21%	4:51 PM
GBP-USD	1.3544	0.0070	+0.52%	4:51 PM
AUD-USD	0.7263	0.0036	+0.50%	4:51 PM
USD-CAD	1.2637	-0.0043	-0.34%	4:51 PM
USD-CHF	0.9306	-0.0011	-0.12%	4:51 PM

 

USD-CZK	21.8318	-0.0535	-0.24%	4:51 PM
USD-SKK	25.9887	-0.0340	-0.13%	4:50 PM
USD-PLN	3.9487	-0.0329	-0.83%	4:51 PM
USD-HUF	308.1400	-2.2900	-0.74%	4:51 PM
USD-RUB	72.6441	-0.1033	-0.14%	4:51 P
USD-MXN	20.4421	-0.1979	-0.96%	4:50 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.10%	-0.05
15 Yr FRM	2.50%	-0.09
FHA 30 Year Fixed	2.75%	-0.03
Jumbo 30 Year Fixed	3.09%	-0.07
5/1 Yr ARM	2.73%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

MBA **
30 Yr. Fixed	2.99%	0.30	+0.02
15 Yr. Fixed	2.35%	0.25	+0.02
30 Yr. Jumbo	3.15%	0.29	+0.03
30 Yr. FHA	3.06%	0.27	-0.02
5/1 ARM	2.52%	0.15	-0.41

 

Freddie Mac **
30 Yr. Fixed	3.01%	0.70	+0.13
15 Yr. Fixed	2.28%	0.60	+0.13
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.48%	0.30	+0.05
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 2.0	100.67	+0.33
30YR UMBS 2.5	103.41	+0.22
30YR GNMA 2.0	101.77	+0.30
30YR GNMA 2.5	103.03	+0.03
15YR UMBS 2.0	103.17	+0.14
15YR UMBS 2.5	104.28	+0.11

 

Treasuries	Yield	Change
2 YR	0.2657%	-0.0157
5 YR	0.9296%	-0.0417
10 YR	1.4650%	-0.0275
30 YR	2.0329%	-0.0169

 

HOME LOANS

 

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	-5.000	-4.905	-4.735	3.625	-5.560	-5.465	-5.295
3.500	-4.737	-4.642	-4.472	3.500	-5.346	-5.251	-5.081
3.375	-4.337	-4.242	-4.072	3.375	-4.946	-4.851	-4.681
3.250	-3.863	-3.768	-3.598	3.250	-4.426	-4.331	-4.161
3.125	-3.303	-3.208	-3.038	3.125	-4.220	-4.125	-3.955
2.999	-2.627	-2.532	-2.362	2.999	-4.019	-3.924	-3.754
2.874	-1.950	-1.855	-1.685	2.874	-3.431	-3.336	-3.166
2.750	-1.451	-1.356	-1.186	2.750	-2.972	-2.877	-2.707
2.625	-0.601	-0.506	-0.336	2.625	-2.145	-2.050	-1.880
2.500	0.205	0.300	0.470	2.500	-1.836	-1.741	-1.571
2.375	0.910	1.005	1.175	2.375	-1.229	-1.134	-0.964
2.250	1.691	1.786	1.956	2.250	-0.449	-0.354	-0.184
2.125	2.593	2.688	2.858	2.125	0.453	0.548	0.718

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.765	-4.670	-4.500	3.000	-4.841	-4.746	-4.576
2.875	-4.478	-4.383	-4.213	2.875	-4.628	-4.533	-4.363
2.750	-4.305	-4.210	-4.040	2.750	-4.432	-4.337	-4.167
2.625	-3.857	-3.762	-3.592	2.625	-4.049	-3.954	-3.784
2.500	-3.328	-3.233	-3.063	2.500	-3.944	-3.849	-3.679
2.375	-2.815	-2.720	-2.550	2.375	-3.618	-3.523	-3.353
2.250	-2.389	-2.294	-2.124	2.250	-3.200	-3.105	-2.935
2.125	-1.876	-1.781	-1.611	2.125	-2.728	-2.633	-2.463
2.000	-1.227	-1.132	-0.962	2.000	-2.091	-1.996	-1.826
1.875	-0.496	-0.401	-0.231	1.875	-1.264	-1.169	-0.999
1.750	0.217	0.312	0.482	1.750	-0.454	-0.359	-0.189

 

Top of Form Bottom of Form
Macroeconomic Statistics
Aug Core US CPI Rate	4.0%	-7.0%	4.3%	0.0%	4.3%	0.0%
Aug Core US PCE Idx	3.60%	0.0%	3.60%	0.0%	3.60%	0.0%
Aug Non-Farm Payroll	235,000	-77.7%	1,053,000	0.0%	1,053,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.01%	4.5%	2.88%	0.0%	2.88%	0.3%
15 Yr FXD avg	2.28%	6.0%	2.15%	0.0%	2.15%	-0.9%
Fundamentals
1 Year CMT	0.081%	-2.4%	0.083%	15.3%	0.072%	0.0%
10 Year CMT	1.55%	0.6%	1.54%	16.7%	1.32%	0.8%
2-Year Treasury	0.270%	-3.9%	0.281%	0.4%	0.280%	30.2%
10-Year Treasury	1.485%	0.2%	1.482%	1.9%	1.454%	9.6%
30-Year Treasury	2.064%	1.0%	2.044%	2.9%	1.986%	2.1%
12 MTA	0.083%	-4.8%	0.087%	0.0%	0.087%	-5.3%
USD 6M LIBOR	0.1585%	0.7%	0.1574%	1.5%	0.1550%	0.2%
USD 12M LIBOR	0.2366%	-1.7%	0.2406%	5.1%	0.2290%	-2.6%
USD 1M LIBOR	0.0803%	-2.6%	0.0824%	-4.2%	0.0860%	0.0%
11th District COFI	0.238%	-9.5%	0.263%	0.0%	0.263%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1752.10	-0.3%	1757.00	0.3%	1751.70	-3.7%
Currencies
EUR/USD	1.1586	0.1%	1.1577	-1.2%	1.1715	-1.1%
USD/JPY	111.5972	0.0%	111.5655	0.7%	110.7641	0.7%
GBP/USD	1.3480	0.1%	1.3461	-1.6%	1.3673	-0.8%
USD/CAD	1.2683	0.1%	1.2677	0.0%	1.2677	0.4%
AUD/USD	0.722145	-0.1%	0.723106	-0.4%	0.725914	-1.4%
USD/CHF	0.9334	0.0%	0.9337	1.0%	0.9244	1.0%