MAGAZYN KIESZEŃ (371) 18 WRZEŚNIA 2021

CENY @ 4:00 PM

10 yr note:                 1.38% +4 bp
5 yr note:                   0.86% +2 bp
2 Yr note:                   0.23% +1 bp
30 yr bond:                1.91% +3 bp
Libor Rates:               1 mo 0.087%; 3 mo 0.122%; 6 mo 0.149%; 1 yr 0.224% (9/16/21)
30 yr FNMA 2.0:      100.08 -14 bp (+3 bp frm 9:30)
30 yr FNMA 2.5:      103.58 -3 bp (+8 bp frm 9:30)
30 yr GNMA 2.5:     103.27 +14 bp (+22 bp frm 9:30)
Dollar/Yuan:             $6.4662 +$0.0086
Dollar/Yen:              109.95 +0.21 yen
Dollar/Euro:            $1.1732 -$0.0033
Dollar Index:           93.18 +0.25
Gold:                        $1752.10 -$4.60
Bitcoin:                    47,327 -323
Crude Oil:               $72.04 -$0.57
DJIA:                       34,584.88 -166.44
NASDAQ:               15,043.97 -137.96
S&P 500:                4432.99 -40.76

Poland

NAME		VALUE		NET CHANGE		% CHANGE		1 MONTH	1 YEAR		TIME (EDT)
WIG20:IND WIG 20		2,333.01		-24.27		-1.03%		+1.43%	+33.64%		11:15 AM
WIG:IND WSE WIG INDEX		71,107.63		-567.03		-0.79%		+2.82%	+42.11%		11:15 AM
CURRENCY		VALUE		CHANGE		NET CHANGE			TIME (EDT)
EUR-USD		1.1726		-0.0041		-0.35%			4:44 PM
USD-JPY		109.9700		0.2400		+0.22%			4:44 PM
GBP-USD		1.3730		-0.0065		-0.47%			4:44 PM
AUD-USD		0.7263		-0.0029		-0.40%			4:44 PM
USD-CAD		1.2769		0.0086		+0.68%			4:44 PM
USD-CHF		0.9324		0.0047		+0.51%			4:44 PM

 

 

USD-CZK	21.6349	0.1168	+0.54%	4:43 PM
USD-SKK	25.6927	0.0943	+0.37%	4:43 PM
USD-PLN	3.9165	0.0312	+0.80%	4:43 PM
USD-HUF	300.7700	2.6600	+0.89%	4:43 PM
USD-RUB	72.9088	0.5592	+0.77%	4:43 PM

 

USD-MXN

20.0280

0.0880

+0.44%

4:41 PM

 

HOME LOANS

 

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	-5.053	-4.958	-4.788	3.625	-5.356	-5.261	-5.091
3.500	-4.808	-4.713	-4.543	3.500	-5.163	-5.068	-4.898
3.375	-4.442	-4.347	-4.177	3.375	-4.781	-4.686	-4.516
3.250	-4.016	-3.921	-3.751	3.250	-4.294	-4.199	-4.029
3.125	-3.477	-3.382	-3.212	3.125	-4.057	-3.962	-3.792
2.999	-2.711	-2.616	-2.446	2.999	-3.757	-3.662	-3.492
2.874	-2.208	-2.113	-1.943	2.874	-3.337	-3.242	-3.072
2.750	-1.755	-1.660	-1.490	2.750	-2.903	-2.808	-2.638
2.625	-0.906	-0.811	-0.641	2.625	-2.081	-1.986	-1.816
2.500	-0.046	0.049	0.219	2.500	-1.695	-1.600	-1.430
2.375	0.808	0.903	1.073	2.375	-1.125	-1.030	-0.860
2.250	1.558	1.653	1.823	2.250	-0.379	-0.284	-0.114
2.125	2.443	2.538	2.708	2.125	0.506	0.601	0.771

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.787	-4.692	-4.522	3.000	-4.931	-4.836	-4.666
2.875	-4.525	-4.430	-4.260	2.875	-4.735	-4.640	-4.470
2.750	-4.375	-4.280	-4.110	2.750	-4.567	-4.472	-4.302
2.625	-3.943	-3.848	-3.678	2.625	-4.178	-4.083	-3.913
2.500	-3.405	-3.310	-3.140	2.500	-3.832	-3.737	-3.567
2.375	-2.951	-2.856	-2.686	2.375	-3.579	-3.484	-3.314
2.250	-2.528	-2.433	-2.263	2.250	-3.163	-3.068	-2.898
2.125	-2.018	-1.923	-1.753	2.125	-2.695	-2.600	-2.430
2.000	-1.368	-1.273	-1.103	2.000	-2.056	-1.961	-1.791
1.875	-0.687	-0.592	-0.422	1.875	-1.281	-1.186	-1.016
1.750	0.005	0.100	0.270	1.750	-0.496	-0.401	-0.231

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.03%	+0.07
15 Yr FRM	2.48%	+0.07
FHA 30 Year Fixed	2.65%	+0.03
Jumbo 30 Year Fixed	3.10%	+0.04
5/1 Yr ARM	2.63%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

MBA **
30 Yr. Fixed	2.99%	0.30	+0.02
15 Yr. Fixed	2.35%	0.25	+0.02
30 Yr. Jumbo	3.15%	0.29	+0.03
30 Yr. FHA	3.06%	0.27	-0.02
5/1 ARM	2.52%	0.15	-0.41

 

Freddie Mac **
30 Yr. Fixed	2.86%	0.70	-0.02
15 Yr. Fixed	2.12%	0.60	-0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.51%	0.10	+0.09
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 2.0	100.92	-0.09
30YR UMBS 2.5	103.59	-0.02
30YR GNMA 2.0	101.80	0.00
30YR GNMA 2.5	103.28	+0.16
15YR UMBS 2.0	103.31	-0.06
15YR UMBS 2.5	104.53	-0.05

 

Treasuries	Yield	Change
2 YR	0.2257%	+0.0044
5 YR	0.8632%	+0.0228
10 YR	1.3650%	+0.0289
30 YR	1.9023%	+0.0216

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Sep 17, 2021		Sep 16, 2021		Sep 10, 2021
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Aug Core US CPI Rate	4.0%	-7.0%	4.3%	0.0%	4.3%	0.0%
Jul Core US PCE Idx	3.60%	2.9%	3.50%	0.0%	3.50%	0.0%
Aug Non-Farm Payroll	235,000	-77.7%	1,053,000	0.0%	1,053,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.86%	-0.7%	2.88%	0.0%	2.88%	0.3%
15 Yr FXD avg	2.12%	-3.2%	2.19%	0.0%	2.19%	1.9%
Fundamentals
1 Year CMT	0.076%	8.6%	0.070%	-2.8%	0.072%	2.9%
10 Year CMT	1.31%	2.3%	1.28%	-5.2%	1.35%	4.7%
2-Year Treasury	0.230%	1.8%	0.226%	2.3%	0.221%	-0.5%
10-Year Treasury	1.375%	2.9%	1.336%	-0.4%	1.341%	5.7%
30-Year Treasury	1.914%	1.9%	1.878%	-2.9%	1.934%	0.4%
12 MTA	0.087%	-5.3%	0.092%	0.0%	0.092%	0.0%
USD 6M LIBOR	0.1495%	0.8%	0.1484%	1.2%	0.1466%	-5.6%
USD 12M LIBOR	0.2243%	1.2%	0.2216%	-1.0%	0.2239%	-5.4%
USD 1M LIBOR	0.0874%	3.9%	0.0841%	1.8%	0.0826%	-6.6%
11th District COFI	0.263%	-6.7%	0.282%	0.0%	0.282%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1751.40	-0.3%	1756.70	-2.0%	1792.10	0.2%
Currencies
EUR/USD	1.1759	0.0%	1.1764	-0.5%	1.1819	0.4%
USD/JPY	109.7609	0.0%	109.7186	-0.1%	109.8224	0.5%
GBP/USD	1.3791	0.1%	1.3777	-0.5%	1.3846	0.0%
USD/CAD	1.2678	0.0%	1.2683	0.3%	1.2644	0.6%
AUD/USD	0.728099	-0.1%	0.729010	-1.2%	0.737608	0.6%
USD/CHF	0.9251	0.0%	0.9247	0.7%	0.9184	0.6%