MAGAZYN KIESZEN (343) 6 LUTEGO 2021

CENY @ 4:00 PM 02.05.2021

10 yr note:              1.17% +2 bp
5 yr note:                0.47% unch
2 Yr note:                0.10% -2 bp
30 yr bond:             1.98% +4 bp
Libor Rates:             1 mo 0.123%; 3 mop 0.192%; 6 mo 0.222%; 1 yr 0.306% (2/4/21)
30 yr FNMA 2.0:     103.00 -9 bp (-4 bp frm 9:30)
30 yr FNMA 2.5:     105.20 unch (-3 p frm 9:30)
30 yr GNMA 2.5:    104.84 +11 bp (+6 bp frm 9:30
Dollar/Yuan:           $6.4667 -$0.0051
Dollar/Yen:             105.37 -0.18 yen
Dollar/Euro:           $1.2049 +$0.0087
Dollar Index:          91.02 -0.51
Gold:                       $1812.20 +$21.10
Bitcoin:                  $37,733 +$47
Crude Oil:              $56.98 +$0.75
DJIA:                     31.148.24 +92.38
NASDAQ:             13,856.30 +78.55
S&P 500:             3886.83 +15.09

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	1,957.73	+30.71	+1.59%	-5.55%	-7.23%	11:15 AM
WIG:IND WSE WIG INDEX	57,453.85	+783.99	+1.38%	-3.99%	-0.63%	11:15 AM
WIG30:IND WIG30	2,306.45	+36.56	+1.61%	-5.17%	-5.33%	11:15 AM

 

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EST
EUR-USD	1.2046	0.0082	+0.69%	4:59 PM
USD-JPY	105.3900	-0.1500	-0.14%	4:59 PM
GBP-USD	1.3735	0.0063	+0.46%	4:59 PM
AUD-USD	0.7678	0.0078	+1.03%	4:59 PM
USD-CAD	1.2756	-0.0071	-0.55%	4:59 PM
USD-CHF	0.8990	-0.0052	-0.58%	4:59 PM

 

USD-CZK	21.4021	-0.2024	-0.94%	4:59 PM
USD-SKK	25.0035	-0.1828	-0.73%	4:59 PM
USD-PLN	3.7258	-0.0358	-0.95%	4:59 PM
USD-HUF	296.4900	-0.8700	-0.29%	4:59 PM
USD-RUB	74.6495	-0.9089	-1.20%	4:58 PM
USD-MXN	20.0872	-0.3088	-1.51%	4:59 PM

 

HOME LOANS

 

CONQUEST ELITE 21-30 YEAR				CONQUEST ELITE 16-20 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY		11 DAY		22 DAY
2.999	-3.122	-3.047	-2.827	2.999	-3.330		-3.255		-3.035
2.875	-2.837	-2.762	-2.542	2.875	-2.995		-2.920		-2.700
2.750	-2.201	-2.126	-1.906	2.750	-2.377		-2.302		-2.082
2.625	-1.422	-1.347	-1.127	2.625	-2.035		-1.960		-1.740
2.500	-0.754	-0.679	-0.459	2.500	-1.769		-1.694		-1.474
2.375	-0.145	-0.070	0.150	2.375	-1.261		-1.186		-0.966
2.250	0.505	0.580	0.800	2.250	-0.629		-0.554		-0.334
2.125	1.355	1.430	1.650	2.125	0.214		0.289		0.509
1.999	2.275	2.350	2.570	1.999	1.135		1.210		1.430
CONQUEST ELITE 11-15 YEAR				CONQUEST ELITE 8-10 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE		8 DAY		11 DAY		22 DAY
2.750	-3.924	-3.849	-3.629	2.750		-3.971		-3.896		-3.676
2.625	-3.464	-3.389	-3.169	2.625		-3.553		-3.478		-3.258
2.500	-2.898	-2.823	-2.603	2.500		-2.975		-2.900		-2.680
2.375	-2.534	-2.459	-2.239	2.375		-2.765		-2.690		-2.470
2.250	-2.115	-2.040	-1.820	2.250		-2.354		-2.279		-2.059
2.125	-1.477	-1.402	-1.182	2.125		-1.759		-1.684		-1.464
1.999	-0.854	-0.779	-0.559	1.999		-1.149		-1.074		-0.854
1.875	-0.205	-0.130	0.090	1.875		-0.403		-0.328		-0.108
1.750	0.505	0.580	0.800	1.750		0.404		0.479		0.699

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	2.85%	+0.01
15 Yr FRM	2.33%	+0.01
FHA 30 Year Fixed	2.28%	+0.00
Jumbo 30 Year Fixed	3.24%	-0.01
5/1 Yr ARM	2.25%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	2.85%	0.33	-0.05
15 Yr. Fixed	2.49%	0.29	-0.02
30 Yr. Jumbo	3.12%	0.33	-0.08
30 Yr. FHA	2.96%	0.42	-0.01
5/1 ARM	2.58%	0.36	-0.02

 

Freddie Mac **
30 Yr. Fixed	2.73%	0.70	+0.00
15 Yr. Fixed	2.21%	0.60	+0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.78%	0.30	-0.02
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 2.0	103.03	-0.06
30YR UMBS 2.5	105.23	+0.03
30YR GNMA 2.0	103.73	-0.02
30YR GNMA 2.5	104.84	+0.11
15YR UMBS 2.0	104.47	0.00
15YR UMBS 2.5	105.19	+0.17

 

Treasuries	Yield	Change
2 YR	0.1052%	-0.0080
5 YR	0.4656%	+0.0081
10 YR	1.1687%	+0.0329
30 YR	1.9769%	+0.0451

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Feb 5, 2021		Feb 4, 2021		Jan 29, 2021
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	1.6%	33.3%	1.2%	0.0%	1.2%	0.0%
Dec Core US PCE Idx	1.50%	7.1%	1.40%	0.0%	1.40%	0.0%
Jan Non-Farm Payroll	49,000	-121.6%	-227,000	0.0%	-227,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.73%	0.0%	2.73%	0.0%	2.73%	2.2%
15 Yr FXD avg	2.21%	0.5%	2.20%	0.0%	2.20%	1.4%
Fundamentals
1 Year CMT	0.068%	-4.2%	0.071%	-14.5%	0.083%	-23.1%
10 Year CMT	1.15%	2.7%	1.12%	7.7%	1.04%	11.8%
2-Year Treasury	0.101%	-19.2%	0.125%	14.7%	0.109%	-12.8%
10-Year Treasury	1.157%	0.8%	1.148%	7.9%	1.064%	11.2%
30-Year Treasury	1.960%	0.9%	1.942%	5.9%	1.833%	7.2%
12 MTA	0.252%	-32.1%	0.371%	0.0%	0.371%	0.0%
USD 6M LIBOR	0.2225%	-0.6%	0.2238%	1.6%	0.2201%	-14.0%
USD 12M LIBOR	0.3060%	0.0%	0.3060%	-1.5%	0.3108%	-8.8%
USD 1M LIBOR	0.1235%	9.1%	0.1133%	-7.8%	0.1229%	-12.1%
11th District COFI	0.460%	-1.3%	0.466%	0.0%	0.466%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1812.00	1.2%	1791.20	-3.2%	1850.30	-5.3%
Currencies
EUR/USD	1.2040	0.7%	1.1960	-1.3%	1.2123	-1.4%
USD/JPY	105.2706	-0.3%	105.5516	0.9%	104.6126	1.8%
GBP/USD	1.3722	0.3%	1.3681	-0.2%	1.3708	0.6%
USD/CAD	1.2771	-0.4%	1.2822	0.4%	1.2771	0.7%
AUD/USD	0.766852	0.9%	0.760181	-0.5%	0.764273	-1.6%
USD/CHF	0.8995	-0.6%	0.9048	1.6%	0.8901	1.2%