MAGAZYN KIESZEŃ (327) 10.17. 2020

CENY @ 4:00 PM 10.16.2020

10 yr note:               0.74% unch
5 yr note:                 0.32% unch
2 Yr note:                 0.14% unch
30 yr bond:              1.52% +1 bp
Libor Rates:             1 mo 0.147%; 3 mo 0.217%; 6 mo 0.253%; 1 yr 0.347% (10/15/20)
30 yr FNMA 2.0:    103.22 +6 bp (+4 bp frm 9:30)
30 yr FNMA 2.5:    104.55 +3 bp (unch frm 9:30)
30 yr GNMA 2.5:   104.27 +6 bp (unch frm 9:30)
Dollar/Yuan:           $6.6976 -$0.0278
Dollar/Yen:            105.42 -0.03 yen
Dollar/Euro:           $1.1716 +$0.0007
Dollar Index:          93.71 -0.15
Gold:                       $1903.60 -$5.30
Crude Oil:              $40.75 -$0.21
DJIA:                      28,606.31 +112.11
NASDAQ:              11,671.56 -42.32
S&P 500:              3483.81 +0.47

Poland

NAME				VALUE				NET CHANGE				% CHANGE				1 MONTH	1 YEAR				TIME (EDT)
WIG20:IND WIG 20				1,655.36				+27.77				+1.71%				-4.41%	-23.53%				11:15 AM
WIG:IND WSE WIG INDEX				48,210.12				+728.12				+1.53%				-3.24%	-15.46%				11:15 AM
WIG30:IND WIG30				1,896.16				+29.39				+1.57%				-4.65%	-22.65%				11:15 AM
CURRENCY				VALUE		CHANGE				NET CHANGE							TIME (EDT)
EUR-USD				1.1718		0.0010				+0.09%							4:59 PM
USD-JPY				105.4000		-0.0500				-0.05%							4:59 PM
GBP-USD				1.2915		0.0006				+0.05%							4:59 PM
AUD-USD				0.7081		-0.0013				-0.18%							4:59 PM
USD-CAD				1.3189		-0.0032				-0.24%							4:59 PM
USD-CHF				0.9149		0.0003				+0.03%							4:59 PM
USD-CZK			23.2598						-0.1026			-0.44%				4:59 PM
USD-SKK			25.7103						-0.0224			-0.09%				4:59 PM
USD-PLN			3.8813						-0.0064			-0.16%				4:59 PM
USD-HUF			311.2900						-0.2000			-0.06%				4:59 PM
USD-RUB			77.8034						-0.2169			-0.28%				4:58 PM
USD-MXN					21.1383				-0.1357					-0.64%				4:59 PM

 

 

 

HOME LOANS

CONQUEST ELITE 21-30 YEAR				CONQUEST ELITE 16-20 YEAR				CONQUEST ELITE 11-15 YEAR				CONQUEST ELITE 8-10 YEAR
RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY	11 DAY	22 DAY	RATE	8 DAY	11 DAY	22 DAY
2.999	-2.628	-2.553	-2.333	2.999	-2.699	-2.624	-2.404	2.625	-2.075	-2.000	-1.780	2.625	-2.240	-2.165	-1.945
2.875	-2.136	-2.061	-1.841	2.875	-2.223	-2.148	-1.928	2.500	-1.725	-1.650	-1.430	2.500	-2.060	-1.985	-1.765
2.750	-1.566	-1.491	-1.271	2.750	-1.665	-1.590	-1.370	2.375	-1.394	-1.319	-1.099	2.375	-1.835	-1.760	-1.540
2.625	-0.998	-0.923	-0.703	2.625	-1.298	-1.223	-1.003	2.250	-1.007	-0.932	-0.712	2.250	-1.436	-1.361	-1.141
2.500	-0.782	-0.707	-0.487	2.500	-1.019	-0.944	-0.724	2.125	-0.397	-0.322	-0.102	2.125	-0.813	-0.738	-0.518
2.375	-0.224	-0.149	0.071	2.375	-0.817	-0.742	-0.522	1.999	0.261	0.336	0.556	1.999	-0.067	0.008	0.228
1.999	1.839	1.914	2.134	1.999	1.200	1.275	1.495	1.875	0.874	0.949	1.169	1.875	0.758	0.833	1.053
FOR MORE INFORMATION ON THE CONQUEST PROGRAM, PLEASE REACH OUT TO YOUR ACCOUNT EXECUTIVE

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.01%	+0.01
15 Yr FRM	2.45%	+0.01
FHA 30 Year Fixed	2.41%	+0.01
Jumbo 30 Year Fixed	3.34%	+0.01
5/1 Yr ARM	2.79%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.01%	0.37	-0.04
15 Yr. Fixed	2.59%	0.36	-0.06
30 Yr. Jumbo	3.31%	0.30	-0.02
30 Yr. FHA	3.12%	0.32	-0.03
5/1 ARM	2.80%	0.34	-0.15

 

Freddie Mac **
30 Yr. Fixed	2.81%	0.60	-0.06
15 Yr. Fixed	2.35%	0.50	-0.02
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.90%	0.20	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	104.58	+0.05
30YR UMBS 3.5	105.44	+0.03
30YR GNMA 3.0	103.91	+0.09
30YR GNMA 3.5	104.22	-0.80
15YR UMBS 3.0	104.69	-0.05
15YR UMBS 2.5	104.05	-0.09

 

Treasuries	Yield	Change
2 YR	0.1471%	+0.0101
5 YR	0.3249%	+0.0225
10 YR	0.7489%	+0.0332
30 YR	1.5348%	+0.0480

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Oct 16, 2020		Oct 15, 2020		Oct 9, 2020
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Sep Core US CPI Rate	1.4%	-17.6%	1.7%	0.0%	1.7%	0.0%
Aug Core US PCE Idx	1.30%	-7.1%	1.40%	0.0%	1.40%	0.0%
Sep Non-Farm Payroll	661,000	-55.6%	1,489,000	0.0%	1,489,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.81%	-2.1%	2.87%	0.0%	2.87%	0.3%
15 Yr FXD avg	2.35%	-0.8%	2.37%	0.0%	2.37%	0.0%
Fundamentals
1 Year CMT	0.130%	0.8%	0.129%	-2.3%	0.132%	6.5%
10 Year CMT	0.73%	-1.4%	0.74%	-8.6%	0.81%	19.1%
2-Year Treasury	0.153%	5.5%	0.145%	-7.6%	0.157%	12.9%
10-Year Treasury	0.736%	-0.1%	0.737%	-5.4%	0.779%	11.4%
30-Year Treasury	1.526%	0.6%	1.517%	-3.8%	1.577%	7.9%
12 MTA	0.734%	-15.7%	0.870%	0.0%	0.870%	-14.0%
USD 6M LIBOR	0.2533%	0.0%	0.2533%	2.8%	0.2464%	-9.8%
USD 12M LIBOR	0.3478%	1.1%	0.3440%	-1.6%	0.3495%	-9.4%
USD 1M LIBOR	0.1473%	1.0%	0.1458%	-0.8%	0.1469%	-2.4%
11th District COFI	0.529%	-19.0%	0.653%	0.0%	0.653%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1905.10	-0.2%	1908.90	-0.9%	1926.20	-2.2%
Currencies
EUR/USD	1.1713	0.1%	1.1697	-1.1%	1.1830	0.1%
USD/JPY	105.3446	0.0%	105.3749	-0.2%	105.6034	0.7%
GBP/USD	1.2919	0.1%	1.2904	-1.0%	1.3040	0.6%
USD/CAD	1.3182	-0.3%	1.3226	0.7%	1.3129	-0.3%
AUD/USD	0.708281	-0.2%	0.709738	-2.0%	0.724187	-0.9%
USD/CHF	0.9156	0.1%	0.9144	0.5%	0.9098	0.0%