MAGAZYN KIESZEŃ (326) 10.10. 2020

CENY @ 4:00 PM 10.09.2020

10 yr note:                0.78% unch
5 yr note:                  0.34% -1 bp
2 Yr note:                  0.16% unch
30 yr bond:               1.57% -2 bp
Libor Rates:              1 mo 0.146%; 3 mo 0.220%; 6 mo 0.246%; 1 yr 0.349% (10/8/20)
30 yr FNMA 2.0:      103.16 -8 bp (-3 bp frm 9:30)
30 yr FNMA 2.5:     104.64 -11 bp (-9 bp frm 9:30)
30 yr GNMA 2.5:     104.16 -37 bp (-3 bp frm 9:30)
Dollar/Yuan:            $6.6947 -$0.0955 (back open after being closed this week)
Dollar/Yen:              105.61 -0.41 yen
Dollar/Euro:             $1.1823 +$0.0062
Dollar Index:            93.05 -0.56
Gold:                        $1933.50 +$38.40
Crude Oil:                $40.51 -$0.68
DJIA:                        28,586.90 +161.39
NASDAQ:                11,579.94 +158.96
S&P 500:                3477.13 +30.30

Poland

NAME			VALUE			NET CHANGE			% CHANGE			1 MONTH	1 YEAR			TIME (EDT)
WIG20:IND WIG 20			1,698.91			-21.00			-1.22%			-4.17%	-21.34%			11:15 AM
WIG:IND WSE WIG INDEX			49,191.09			-536.25			-1.08%			-3.05%	-13.54%			11:15 AM
WIG30:IND WIG30			1,954.52			-22.66			-1.15%			-3.93%	-20.00%			11:15 AM
CURRENCY			VALUE		CHANGE			NET CHANGE					TIME (EDT)
EUR-USD			1.1826		0.0067			+0.57%					4:59 PM
USD-JPY			105.6200		-0.4100			-0.39%					4:59 PM
GBP-USD			1.3036		0.0098			+0.76%					4:59 PM
AUD-USD			0.7240		0.0075			+1.05%					4:59 PM
USD-CAD			1.3121		-0.0075			-0.57%					4:59 PM
USD-CHF			0.9107		-0.0063			-0.69%					4:59 PM
USD-CZK			22.8414				-0.2803			-1.21%			4:59 PM
USD-SKK			25.4639				-0.1506			-0.59%			4:59 PM
USD-PLN			3.7789				-0.0387			-1.01%			4:59 PM
USD-HUF			301.4500				-2.5500			-0.84%			4:59 PM
USD-RUB			76.7722				-0.5826			-0.75%			4:58 PM

 

USD-MXN		21.1387		-0.2594	-1.21%		4:59 PM
Today’s Pricing (30-Day)
HOME LOANS
Rate	Points		+/-	Difference
30 Year Agency
2.625%	100.462		ä	-0.390
2.690%	100.882		ä	-0.390
30 Year Agency HB
2.875%	100.839		ä	-0.440
2.940%	100.905		ä	-0.440
20 Year Agency
2.625%	101.301		ä	-0.330
2.750%	100.914		ä	-0.391
15 Year Agency
2.125%	100.418		ä	-0.316
2.250%	100.865		ä	-0.315
30 Year FHA Streamline
2.250%	101.028		ä	-0.140
2.375%	101.291		ä	-0.140
30 Year FHA Streamline Jumbo
2.375%	100.691		ä	-0.190
2.500%	100.922		ä	-0.190
30 Year VA IRRRL
2.250%	100.982		ä	-0.140
2.375%	101.189		ä	-0.140
30 Year VA IRRRL Jumbo
3.250%	101.529		ä	-0.129
3.375%	101.088		â	-0.073
30 Year Jumbo Portfolio Access
3.125%	99.826		ã	0.000
3.250%	100.410		ã	0.000

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.04%	+0.03
15 Yr FRM	2.45%	+0.04
FHA 30 Year Fixed	2.39%	+0.02
Jumbo 30 Year Fixed	3.35%	-0.03
5/1 Yr ARM	2.83%	+0.04
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.01%	0.37	-0.04
15 Yr. Fixed	2.59%	0.36	-0.06
30 Yr. Jumbo	3.31%	0.30	-0.02
30 Yr. FHA	3.12%	0.32	-0.03
5/1 ARM	2.80%	0.34	-0.15

 

Freddie Mac **
30 Yr. Fixed	2.87%	0.80	-0.01
15 Yr. Fixed	2.37%	0.70	+0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.89%	0.20	-0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	104.52	+0.09
30YR UMBS 3.5	105.36	+0.05
30YR GNMA 3.0	103.84	-0.11
30YR GNMA 3.5	105.13	-0.22
15YR UMBS 3.0	104.72	+0.05
15YR UMBS 2.5	104.06	-0.08

 

Treasuries	Yield	Change
2 YR	0.1569%	+0.0081
5 YR	0.3389%	+0.0049
10 YR	0.7770%	-0.0015
30 YR	1.5765%	-0.0046

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Oct 9, 2020		Oct 8, 2020		Oct 2, 2020
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Aug Core US CPI Rate	1.7%	6.3%	1.6%	0.0%	1.6%	0.0%
Aug Core US PCE Idx	1.30%	-7.1%	1.40%	0.0%	1.40%	0.0%
Sep Non-Farm Payroll	661,000	-55.6%	1,489,000	0.0%	1,489,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.87%	-0.3%	2.88%	0.0%	2.88%	-1.7%
15 Yr FXD avg	2.37%	0.4%	2.36%	0.0%	2.36%	-2.5%
Fundamentals
1 Year CMT	0.134%	1.5%	0.132%	10.9%	0.119%	-15.0%
10 Year CMT	0.81%	6.6%	0.76%	10.1%	0.69%	-4.2%
2-Year Treasury	0.155%	4.0%	0.149%	12.0%	0.133%	-9.5%
10-Year Treasury	0.787%	1.0%	0.779%	10.7%	0.704%	0.9%
30-Year Treasury	1.598%	1.1%	1.581%	6.0%	1.492%	2.6%
12 MTA	0.734%	-15.7%	0.870%	0.0%	0.870%	-14.0%
USD 6M LIBOR	0.2464%	-1.5%	0.2501%	-0.1%	0.2505%	-16.8%
USD 12M LIBOR	0.3495%	0.5%	0.3479%	-3.3%	0.3599%	-15.7%
USD 1M LIBOR	0.1469%	-0.1%	0.1470%	5.4%	0.1395%	-10.3%
11th District COFI	0.529%	-19.0%	0.653%	0.0%	0.653%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1926.80	1.7%	1895.10	-0.7%	1907.60	-2.4%
Currencies
EUR/USD	1.1819	0.5%	1.1764	0.4%	1.1720	-0.8%
USD/JPY	105.6361	-0.4%	106.0553	0.7%	105.3094	-0.8%
GBP/USD	1.3021	0.7%	1.2925	-0.1%	1.2941	-0.4%
USD/CAD	1.3129	-0.5%	1.3192	-0.9%	1.3305	1.3%
AUD/USD	0.722938	0.9%	0.716159	0.0%	0.716110	-1.6%
USD/CHF	0.9103	-0.7%	0.9169	-0.3%	0.9200	0.8%