MAGAZYN KIESZEŃ (324) 09.26. 2020

CENY @ 4:00 PM 09.25.2020

10 yr note:              0.66% -1 bp
5 yr note:                0.26% -1 bp
2 Yr note:                0.13% -3 bp
30 yr bond:             1.40% -1 bp
Libor Rates:             1 mo 0.144%; 3 mo 0.233%; 6 mo 0.273%; 1 yr 0.372% (9/24/20)
30 yr FNMA 2.5:     104.81 +13 bp (+1 bp frm 9:30)
30 yr FNMA 2.0:     103.30 +16 bp (+8 bp frm 9:30)
30 yr GNMA 2.5:    104.56 +9 bp (+6 bp frm 9:30)
Dollar/Yuan:           $6.8238 -$0.0049
Dollar/Yen:            105.61 +0.19 yen
Dollar/Euro:           $1.1630 -$0.0039
Dollar Index:          94.58 +0.23
Gold:                       $1866.80 -$10.20
Crude Oil:              $40.23 -$0.08
DJIA:                      27,173.96 +358.52
NASDAQ:              10.913.56 +241.30
S&P 500:              3298.46 +51.87

Poland

NAME		VALUE		NET CHANGE		% CHANGE		1 MONTH	1 YEAR		TIME (EDT)
WIG20:IND WIG 20		1,674.14		+8.18		+0.49%		-8.51%	-23.43%		11:15 AM
WIG:IND WSE WIG INDEX		48,294.74		+285.31		+0.59%		-7.55%	-16.25%		11:15 AM
WIG30:IND WIG30		1,914.26		+7.24		+0.38%		-8.68%	-22.78%		11:15 AM
CURRENCY		VALUE		CHANGE		NET CHANGE			TIME (EDT)
EUR-USD		1.1631		-0.0041		-0.35%			4:59 PM
USD-JPY		105.5800		0.1700		+0.16%			4:59 PM
GBP-USD		1.2746		-0.0001		-0.01%			4:59 PM
AUD-USD		0.7031		-0.0016		-0.23%			4:59 PM
USD-CAD		1.3386		0.0024		+0.18%			4:59 PM
USD-CHF		0.9283		0.0015		+0.16%			4:59 PM

 

USD-CZK	23.3220	0.1001	+0.43%	4:59 PM
USD-SKK	25.9014	0.0822	+0.32%	4:59 PM
USD-PLN	3.9084	0.0054	+0.14%	4:59 PM
USD-HUF	312.4900	1.3800	+0.44%	4:59 PM
USD-RUB	78.1470	1.0915	+1.42%	4:57 PM

 

 

USD-MXN

22.3363

0.1835

+0.83%

4:59 PM

 

Today’s Pricing (30-Day)
HOME LOANS
Rate	Points	+/-	Difference
Prime 79 (30 Year Agency)
2.625%	101.299	ã	0.086
2.690%	101.701	ã	0.086
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency
2.625%	100.509	ã	0.086
2.690%	100.911	ã	0.086
Prime 79 (30 Year HB Agency)
2.750%	101.574	ã	0.085
2.875%	101.738	ã	0.086
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency HB
2.750%	100.784	ã	0.085
2.875%	100.948	ã	0.086
20 Year Agency
2.625%	100.712	ã	0.084
2.750%	100.854	ã	0.085
15 Year Agency
2.375%	100.876	ã	0.072
2.500%	100.911	ã	0.040
Prime 79 (30 Year VA IRRRL)
3.250%	102.197	ã	0.138
3.375%	101.850	ã	0.044
*VA Streamline, LTV<=95, FICO>=720. Price including credit
30 Year VA IRRRL
3.250%	101.407	ã	0.138
3.375%	101.060	ã	0.044
30 Year FHA Full Doc
2.990%	97.107	ã	0.138
3.125%	97.266	ã	0.138

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.00%	-0.02
15 Yr FRM	2.62%	-0.02
FHA 30 Year Fixed	2.38%	+0.00
Jumbo 30 Year Fixed	3.35%	-0.02
5/1 Yr ARM	2.79%	+0.04
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.07%	0.32	+0.00
15 Yr. Fixed	2.61%	0.35	-0.01
30 Yr. Jumbo	3.41%	0.27	+0.01
30 Yr. FHA	3.16%	0.35	+0.00
5/1 ARM	3.20%	0.58	+0.21

 

Freddie Mac **
30 Yr. Fixed	2.90%	0.80	+0.03
15 Yr. Fixed	2.40%	0.70	+0.05
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.90%	0.20	-0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	104.70	-0.02
30YR UMBS 3.5	105.36	+0.02
30YR GNMA 3.0	104.20	-0.06
30YR GNMA 3.5	104.73	-0.09
15YR UMBS 3.0	104.92	0.00
15YR UMBS 2.5	104.33	+0.03

 

Treasuries				Yield				Change
2 YR				0.1309%				-0.0058
5 YR				0.2657%				-0.0111
10 YR				0.6561%				-0.0114
30 YR				1.4013%				-0.0051
Prices as of: 9/25/2020 4:08PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Sep 25, 2020		Sep 24, 2020			Sep 18, 2020
	Quote	% Chg	Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
Aug Core US CPI Rate	1.7%	6.3%	1.6%		0.0%	1.6%	0.0%
Jul Core US PCE Idx	1.30%	18.2%	1.10%		0.0%	1.10%	0.0%
Aug Non-Farm Payroll	1,400,000	-19.3%	1,734,000		0.0%	1,734,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.90%	1.0%	2.87%		0.0%	2.87%	-4.0%
15 Yr FXD avg	2.40%	2.1%	2.35%		0.0%	2.35%	-7.5%
Fundamentals
1 Year CMT	0.122%	0.0%	0.122%		-1.6%	0.124%	-3.9%
10 Year CMT	0.68%	0.0%	0.68%		-1.4%	0.69%	7.8%
2-Year Treasury	0.129%	-5.8%	0.137%		-2.8%	0.141%	-7.8%
10-Year Treasury	0.659%	-1.3%	0.668%		-4.2%	0.697%	1.3%
30-Year Treasury	1.404%	-0.1%	1.406%		-3.4%	1.455%	4.1%
12 MTA	0.870%	-14.0%	1.012%		0.0%	1.012%	0.0%
USD 6M LIBOR	0.2735%	0.7%	0.2716%		-1.5%	0.2756%	-7.3%
USD 12M LIBOR	0.3721%	0.1%	0.3718%		-1.2%	0.3763%	-14.3%
USD 1M LIBOR	0.1448%	-2.3%	0.1481%		-5.2%	0.1563%	-10.3%
11th District COFI	0.653%	-4.3%	0.682%		0.0%	0.682%	0.0%
Federal Funds	0.25%	0.0%	0.25%		0.0%	0.25%	0.0%
Gold, Mini $/oz	1865.50	-0.6%	1876.90		-4.3%	1962.10	2.0%
Currencies
EUR/USD	1.1629	-0.2%	1.1658		-1.6%	1.1843	0.1%
USD/JPY	105.6922	0.2%	105.5231		0.8%	104.6543	-1.6%
GBP/USD	1.2700	-0.4%	1.2747		-1.4%	1.2927	-1.7%
USD/CAD	1.3423	0.5%	1.3352		1.1%	1.3200	0.1%
AUD/USD	0.701565	-0.4%	0.704704		-3.3%	0.728478	1.2%
USD/CHF	0.9285	0.1%	0.9278		1.9%	0.9104	0.4%