MAGAZYN KIESZEŃ (322) 09.12. 2020

Opublikowany przez Ziggego Karasa Sobota, 12 września 2020

CENY @ 4:00 PM 09.11.2020

10 yr note:               0.67% -1 bp
5 yr note:                 0.25% -2 bp
2 Yr note:                 0.13% -1 bp
30 yr bond:              1.42% -1 bp
Libor Rates:            1 mo 0.151%; 3 mo 0.249%; 6 mo 0.284%; 1 yr 0.414% (9/10/20)
30 yr FNMA 2.5:    105.05 +3 bps (+1 bp frm 9:30 2.0 FNMA 103.14 +8 bps (+3 bps frm 9:30)
30 yr GNMA 2.5:   104.69 -3 bp (+1 bp frm 9:30)
Dollar/Yuan:          $6.8344 unch
Dollar/Yen:            106.08 -0.04 yen
Dollar/Euro:          $1.1845 +$0.0030
Dollar Index:         93.28 -0.05
Gold:                      $1949.00 -$15.30
Crude Oil:             $37.54 +$0.24
DJIA:                     27,665.64 +131.64
NASDAQ:              10,853.55 -66.05
S&P 500:              3340.97 +1.78

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,772.89	+8.03	+0.46%	-4.51%	-19.45%	11:15 AM
WIG:IND WSE WIG INDEX	50,737.57	+176.27	+0.35%	-3.60%	-12.74%	11:15 AM
WIG30:IND WIG30	2,034.37	+7.00	+0.35%	-4.35%	-18.69%	11:15 AM

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1846	0.0031	+0.26%	4:59 PM
USD-JPY	106.1600	0.0300	+0.03%	4:59 PM
GBP-USD	1.2796	-0.0009	-0.07%	4:59 PM
AUD-USD	0.7284	0.0026	+0.36%	4:59 PM
USD-CAD	1.3179	-0.0013	-0.10%	4:59 PM
USD-CHF	0.9089	-0.0017	-0.19%	4:59 PM

USD-CZK	22.4353	-0.0757	-0.34%	4:59 PM
USD-SKK	25.4308	-0.0687	-0.27%	4:59 PM
USD-PLN	3.7555	-0.0141	-0.37%	4:59 PM
USD-HUF	301.6200	-1.0200	-0.34%	4:59 PM
USD-RUB	74.9123	-0.2656	-0.35%	4:58 PM

USD-MXN

21.2760

-0.1674

-0.78%

4:59 PM

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.87%

-0.02

15 Yr FRM

2.38%

-0.01

FHA 30 Year Fixed

2.38%

-0.06

Jumbo 30 Year Fixed

3.48%

+0.01

5/1 Yr ARM

2.73%

-0.06

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.07%

0.36

-0.01

15 Yr. Fixed

2.62%

0.33

-0.05

30 Yr. Jumbo

3.40%

0.31

-0.01

30 Yr. FHA

3.16%

0.42

-0.03

5/1 ARM

2.99%

0.58

-0.09

Freddie Mac **

30 Yr. Fixed

2.86%

0.80

-0.07

15 Yr. Fixed

2.37%

0.70

-0.05

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.11%

0.20

+0.18

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 3.0

104.98

-0.08

30YR UMBS 3.5

105.50

+0.02

30YR GNMA 3.0

104.86

+0.27

30YR GNMA 3.5

104.98

-0.03

15YR UMBS 3.0

104.98

+0.08

15YR UMBS 2.5

104.78

+0.03

Treasuries

Yield

Change

2 YR

0.1290%

-0.0099

5 YR

0.2532%

-0.0158

10 YR

0.6690%

-0.0131

30 YR

1.4135%

-0.0078

Prices as of: 9/11/2020 5:06PM EST

Today’s Pricing (30-Day)

HOME LOANS

Rate

Points

+/-

Difference

Prime 79 (30 Year Agency)

2.625%

101.173

-0.020

2.750%

101.428

-0.020

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency

2.625%

100.383

-0.020

2.750%

100.638

-0.020

Prime 79 (30 Year HB Agency)

2.625%

101.263

-0.020

2.690%

101.708

-0.020

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency HB

2.625%

100.473

-0.020

2.690%

100.918

-0.020

20 Year Agency

2.625%

100.552

0.006

2.750%

100.756

0.006

15 Year Agency

2.250%

100.705

-0.051

2.375%

101.013

0.275

Prime 79 (30 Year VA IRRRL)

3.250%

102.217

0.030

3.375%

101.892

-0.074

*VA Streamline, LTV<=95, FICO>=720. Price including credit

30 Year VA IRRRL

3.250%

101.427

0.030

3.375%

101.102

-0.074

30 Year FHA Full Doc

2.990%

97.668

0.029

3.125%

97.824

0.029

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Sep 11, 2020

Sep 10, 2020

Sep 4, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Aug Core US CPI Rate

1.7%

6.3%

1.6%

0.0%

1.6%

0.0%

Jul Core US PCE Idx

1.30%

18.2%

1.10%

0.0%

1.10%

0.0%

Aug Non-Farm Payroll

1,400,000

-19.3%

1,734,000

0.0%

1,734,000

0.0%

Mortgage Rates

30 Yr FXD avg

2.86%

-2.4%

2.93%

0.0%

2.93%

1.7%

15 Yr FXD avg

2.37%

-2.1%

2.42%

0.0%

2.42%

-0.8%

Fundamentals

1 Year CMT

0.137%

-2.1%

0.140%

6.1%

0.132%

-7.0%

10 Year CMT

0.71%

2.9%

0.69%

4.5%

0.66%

15.8%

2-Year Treasury

0.133%

-4.3%

0.139%

-5.4%

0.147%

-3.9%

10-Year Treasury

0.669%

-1.9%

0.682%

-5.4%

0.721%

12.1%

30-Year Treasury

1.421%

0.0%

1.421%

-3.5%

1.473%

10.7%

12 MTA

0.870%

-14.0%

1.012%

0.0%

1.012%

0.0%

USD 6M LIBOR

0.2849%

-0.1%

0.2853%

-0.7%

0.2873%

-13.8%

USD 12M LIBOR

0.4141%

-0.1%

0.4148%

-2.7%

0.4263%

-6.4%

USD 1M LIBOR

0.1511%

-0.1%

0.1513%

-4.7%

0.1586%

-5.7%

11th District COFI

0.653%

-4.3%

0.682%

0.0%

0.682%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1957.20

-0.4%

1964.30

1.6%

1934.30

-0.6%

Currencies

EUR/USD

1.1840

0.2%

1.1812

-0.3%

1.1844

0.8%

USD/JPY

106.1406

0.1%

106.0291

-0.3%

106.3663

-0.1%

GBP/USD

1.2801

0.1%

1.2790

-3.7%

1.3281

1.8%

USD/CAD

1.3177

0.0%

1.3183

1.1%

1.3045

-2.0%

AUD/USD

0.728381

0.4%

0.725406

-0.5%

0.729219

2.1%

USD/CHF

0.9091

-0.2%

0.9112

-0.3%

0.9139

-0.3%

MAGAZYN KIESZEŃ (322) 09.12. 2020

CENY @ 4:00 PM 09.11.2020

Poland

Today’s Rates

HOME LOANS

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