MAGAZYN KIESZEŃ (319) 08.22. 2020

CENY @ 4:00 PM 08.22.2020

10 yr note:                0.64% -1 bp
5 yr note:                  0.26% -1 bp
2 Yr note:                  0.17% +3 bp
30 yr bond:               1.35% -4 bp
Libor Rates:             1 mo 0.183%; 3 mo 0.256%; 6 mo 0.298%; 1 yr 0.440% (8/20/20)
30 yr FNMA 2.5:    105.06 -5 bp (unch frm 9:30)
30 yr GNMA 2.5:    105.50 -6 bp (+2 bp frm 9:30)
Dollar/Yuan:           $6.9195 +$0.0036
Dollar/Yen:             105.87 +0.07 yen
Dollar/Euro:            $1.1790 -$0.0070
Dollar Index:           93.25 +0.46
Gold:                        $1946.20 -0.30
Crude Oil:                $42.29 -$0.53
DJIA:                        27,930.33 +190.60
NASDAQ:                11,311.80 +46.85
S&P 500:                3397.16 +11.65

Poland

NAME				VALUE				NET CHANGE				% CHANGE				1 MONTH	1 YEAR				TIME (EDT)
WIG20:IND WIG 20				1,820.60				+5.57				+0.31%				+0.57%	-13.46%				11:15 AM
WIG:IND WSE WIG INDEX				51,920.09				+77.44				+0.15%				+0.48%	-7.36%				11:15 AM
WIG30:IND WIG30				2,090.11				+4.76				+0.23%				+0.24%	-13.13%				11:15 AM
CURRENCY				VALUE		CHANGE				NET CHANGE							TIME (EDT)
EUR-USD				1.1797		-0.0063				-0.53%							4:59 PM
USD-JPY				105.8000		0.0000				0.00%							4:59 PM
GBP-USD				1.3090		-0.0124				-0.94%							4:59 PM
AUD-USD				0.7161		-0.0031				-0.43%							4:59 PM
USD-CAD				1.3177		-0.0009				-0.07%							4:59 PM
USD-CHF				0.9116		0.0039				+0.43%							4:59 PM
USD-CZK			22.0950						0.1394			+0.63%				4:59 PM
USD-SKK			25.5382						0.1396			+0.55%				4:59 PM
USD-PLN			3.7426						0.0463			+1.25%				4:59 PM
USD-HUF			297.5000						3.7800			+1.29%				4:59 PM
USD-RUB			74.8192						0.9989			+1.35%				4:58 PM
USD-MXN					21.9749				-0.1010					-0.46%				4:59 PM

 

 

Today’s Pricing (30-Day)
HOME LOANS
Rate	Points	+/-	Difference
Prime 79 (30 Year Agency)
2.990%	101.645	â	-0.107
3.125%	101.744	ä	-0.128
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency
2.990%	100.855	â	-0.107
3.125%	100.954	ä	-0.128
Prime 79 (30 Year HB Agency)
2.990%	101.860	â	-0.107
3.125%	101.659	ä	-0.128
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency HB
2.990%	101.070	â	-0.107
3.125%	100.869	ä	-0.128
20 Year Agency
2.875%	100.720	â	-0.106
3.000%	100.908	â	-0.110
15 Year Agency
2.375%	100.665	â	-0.053
2.500%	100.915	â	-0.069
30 Year VA Full Doc
4.125%	99.735	â	-0.074
4.250%	101.028	â	-0.123
30 Year VA IRRRL
3.250%	101.400	ä	-0.209
3.375%	101.152	ä	-0.296
30 Year FHA Full Doc
4.500%	99.345	â	-0.122
4.625%	99.482	â	-0.123

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Aug 21, 2020		Aug 20, 2020		Aug 14, 2020
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jul Core US CPI Rate	1.6%	33.3%	1.2%	0.0%	1.2%	0.0%
Jun Core US PCE Idx	0.90%	-10.0%	1.00%	0.0%	1.00%	0.0%
Jul Non-Farm Payroll	1,800,000	-62.4%	4,791,000	0.0%	4,791,000	0.0%
Mortgage Rates
30 Yr FXD avg	2.99%	1.0%	2.96%	0.0%	2.96%	-0.7%
15 Yr FXD avg	2.54%	3.3%	2.46%	0.0%	2.46%	-0.8%
Fundamentals
1 Year CMT	0.124%	0.0%	0.124%	-9.5%	0.137%	-5.5%
10 Year CMT	0.67%	-2.9%	0.69%	7.8%	0.64%	0.0%
2-Year Treasury	0.145%	1.4%	0.143%	-2.7%	0.147%	2.8%
10-Year Treasury	0.635%	-2.8%	0.653%	-7.9%	0.709%	17.2%
30-Year Treasury	1.348%	-2.7%	1.386%	-4.0%	1.444%	10.1%
12 MTA	1.012%	-13.6%	1.171%	0.0%	1.171%	0.0%
USD 6M LIBOR	0.2986%	-1.9%	0.3045%	-10.0%	0.3384%	-1.3%
USD 12M LIBOR	0.4406%	-1.0%	0.4449%	-3.0%	0.4585%	-2.1%
USD 1M LIBOR	0.1833%	7.2%	0.1709%	5.6%	0.1619%	-7.8%
11th District COFI	0.682%	-9.7%	0.755%	0.0%	0.755%	2.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1943.80	-0.1%	1946.50	-0.2%	1949.80	5.7%
Currencies
EUR/USD	1.1775	-0.8%	1.1873	0.3%	1.1833	2.7%
USD/JPY	105.8157	0.0%	105.7970	-0.7%	106.5879	-0.3%
GBP/USD	1.3078	-1.0%	1.3213	0.9%	1.3099	2.9%
USD/CAD	1.3205	0.2%	1.3178	-0.7%	1.3273	-1.4%
AUD/USD	0.714655	-0.6%	0.718774	0.2%	0.717207	0.5%
USD/CHF	0.9133	0.7%	0.9073	-0.2%	0.9093	-2.6%
© theFinancials.com

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.07%	+0.01
15 Yr FRM	2.55%	+0.01
FHA 30 Year Fixed	2.31%	-0.01
Jumbo 30 Year Fixed	3.62%	+0.02
5/1 Yr ARM	3.06%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.13%	0.36	+0.07
15 Yr. Fixed	2.73%	0.36	+0.06
30 Yr. Jumbo	3.41%	0.35	+0.01
30 Yr. FHA	3.16%	0.27	-0.07
5/1 ARM	2.95%	0.41	-0.05

 

Freddie Mac **
30 Yr. Fixed	2.99%	0.80	+0.03
15 Yr. Fixed	2.54%	0.70	+0.08
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.91%	0.30	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	105.36	-0.09
30YR UMBS 3.5	105.39	-0.06
30YR GNMA 3.0	105.42	-0.09
30YR GNMA 3.5	105.14	-0.09
15YR UMBS 3.0	104.83	-0.02
15YR UMBS 2.5	104.77	-0.05

 

Treasuries	Yield	Change
2 YR	0.1432%	+0.0001
5 YR	0.2707%	-0.0016
10 YR	0.6461%	-0.0064
30 YR	1.3699%	-0.0166
Prices as of: 8/21/2020 10:38AM EST